Best Cheap Auto Insurance in Bear, DE (2021)

The average Bear, DE auto insurance rates are $594 per month. The minimum auto insurance in Bear is at least 25/50/10 in coverage to comply with Delaware auto insurance laws. To find the best cheap auto insurance in Bear, Delaware, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The minimum auto insurance required in Bear, Delaware is 25/50/10
  • The cheapest auto insurance company in Bear is USAA
  • The most expensive auto insurance company in Bear for teen drivers is Liberty Mutual

Bear, Delaware auto insurance requirements are 25/50/10 according to Delaware auto insurance laws. Finding cheap auto insurance in Bear can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bear, Delaware, including driving record, credit, commute time, and more.

Compare auto insurance in Bear to other Delaware cities, including New Castle auto insurance rates, Elsmere auto insurance rates, and Wilmington auto insurance rates to see how Bear, Delaware auto insurance rates stack up.

Before you buy Bear, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bear, Delaware auto insurance quotes.

Minimum Auto Insurance in Bear, Delaware

Bear, Delaware auto insurance laws require that you have at least the Delaware minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bear, Delaware.

Minimum Required Auto Insurance Coverage in Bear, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Bear, Delaware Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bear, Delaware are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bear, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,283 $4,179 $3,760 $3,955 $15,518 $18,045 $4,460 $4,697
GEICO $3,036 $3,363 $2,962 $3,455 $7,230 $7,469 $3,175 $3,025
Liberty Mutual $14,763 $14,763 $14,584 $14,584 $32,897 $49,856 $14,763 $20,474
Nationwide $3,861 $3,824 $3,519 $3,500 $9,220 $11,691 $4,281 $4,568
Progressive $2,319 $2,139 $2,039 $2,077 $12,007 $13,309 $2,845 $2,768
State Farm $3,693 $3,693 $3,422 $3,422 $10,625 $13,708 $4,148 $4,307
Travelers $1,600 $1,606 $1,580 $1,541 $9,339 $14,455 $1,702 $1,829
USAA $1,540 $1,514 $1,427 $1,422 $5,807 $6,816 $1,943 $2,138

Cheap Bear, Delaware Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bear, Delaware is a challenge. Take a look at the annual teen auto insurance rates in Bear, Delaware.

Annual Auto Insurance Rates for Teen Drivers in Bear, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,518 $18,045
GEICO $7,230 $7,469
Liberty Mutual $32,897 $49,856
Nationwide $9,220 $11,691
Progressive $12,007 $13,309
State Farm $10,625 $13,708
Travelers $9,339 $14,455
USAA $5,807 $6,816

Cheap Bear, Delaware Auto Insurance for Seniors

What are senior auto insurance rates in Bear, Delaware? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bear, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,760 $3,955
GEICO $2,962 $3,455
Liberty Mutual $14,584 $14,584
Nationwide $3,519 $3,500
Progressive $2,039 $2,077
State Farm $3,422 $3,422
Travelers $1,580 $1,541
USAA $1,427 $1,422

Cheap Bear, Delaware Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bear, Delaware compared to the annual auto insurance rates with a clean record in Bear, Delaware.

Annual Bear, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,215 $7,475 $8,699 $7,060
GEICO $3,232 $4,474 $5,474 $3,677
Liberty Mutual $17,681 $20,320 $32,228 $18,114
Nationwide $4,425 $4,425 $8,146 $5,236
Progressive $4,242 $5,657 $4,840 $5,012
State Farm $5,321 $6,434 $5,877 $5,877
Travelers $3,602 $3,612 $5,837 $3,775
USAA $2,321 $2,321 $4,004 $2,657

Cheap Bear, Delaware Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bear, Delaware is not easy. Compare the annual rates for DUI auto insurance in Bear, Delaware to find the best deal.

Annual Auto Insurance Rates After a DUI in Bear, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,699
GEICO $5,474
Liberty Mutual $32,228
Nationwide $8,146
Progressive $4,840
State Farm $5,877
Travelers $5,837
USAA $4,004

Cheap Bear, Delaware Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bear, Delaware annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bear, Delaware

Insurance Company Poor Fair Good
Allstate $9,465 $6,692 $5,930
GEICO $6,543 $3,622 $2,477
Liberty Mutual $29,921 $20,128 $16,208
Nationwide $6,471 $5,347 $4,855
Progressive $5,513 $4,833 $4,467
State Farm $8,993 $4,958 $3,680
Travelers $4,675 $3,889 $4,055
USAA $4,651 $2,230 $1,597

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Cheap Bear, Delaware Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bear, Delaware can vary. Compare the annual cost of auto insurance by ZIP code in Bear, Delaware to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bear, Delaware

ZIP Code Average Annual Rates
19701 $6,950
19702 $7,072
19720 $7,379

Cheap Bear, Delaware Auto Insurance Rates By Commute

Commute length and annual mileage affect Bear, Delaware auto insurance. Find the cheapest annual Bear, Delaware auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bear, Delaware

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,362 $7,362
GEICO $4,148 $4,281
Liberty Mutual $21,473 $22,698
Nationwide $5,558 $5,558
Progressive $4,938 $4,938
State Farm $5,675 $6,079
Travelers $4,207 $4,207
USAA $2,796 $2,856

Cheap Bear, Delaware Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bear, Delaware? Check out the comparison of annual Bear, Delaware auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bear, Delaware

Insurance Company Low Medium High
Allstate $6,664 $7,459 $7,964
GEICO $3,735 $4,275 $4,633
Liberty Mutual $21,007 $21,821 $23,429
Nationwide $5,512 $5,464 $5,698
Progressive $4,273 $4,997 $5,543
State Farm $5,455 $5,892 $6,284
Travelers $3,893 $4,331 $4,397
USAA $2,645 $2,823 $3,009

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Best By Category: Cheapest Auto Insurance in Bear, Delaware

Compare the cheapest auto insurance companies in Bear, Delaware in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bear, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Bear, Delaware Auto Insurance Companies

What auto insurance companies in Bear, Delaware are the cheapest? Compare the top Bear, Delaware auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bear, Delaware

Insurance Company Average Annual Rates
Allstate $7,362
GEICO $4,214
Liberty Mutual $22,086
Nationwide $5,558
Progressive $4,938
State Farm $5,877
Travelers $4,207
USAA $2,826

What affects auto insurance rates in Bear, Delaware?

There are a lot of reasons why auto insurance rates in Bear, Delaware are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bear, Delaware. Many local factors may affect your Bear auto insurance rates.

Bear Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bear, Delaware commute length is 28.5 minutes according to City-Data.

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Compare Bear, Delaware Auto Insurance Quotes

Before you buy Bear, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bear, Delaware auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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