Best Cheap Auto Insurance in Bear Creek, FL (2021)

The average Bear Creek, FL auto insurance rates are $445 per month. The minimum auto insurance in Bear Creek is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Bear Creek, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Bear Creek, Florida is 10/20/10
  • The average commute length in Bear Creek is 21.3 minutes
  • Average auto insurance rates in Bear Creek, FL for senior drivers are $3,216 per year

Bear Creek, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Bear Creek can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bear Creek, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Bear Creek to other Florida cities, including Miami auto insurance rates, Orlando auto insurance rates, and Cape Coral auto insurance rates to see how Bear Creek, Florida auto insurance rates stack up.

Before you buy Bear Creek, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bear Creek, Florida auto insurance quotes.

Minimum Auto Insurance in Bear Creek, Florida

Bear Creek, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bear Creek, Florida.

Minimum Required Auto Insurance Coverage in Bear Creek, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Bear Creek, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bear Creek, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bear Creek, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,493 $5,242 $4,803 $4,868 $19,094 $20,799 $5,386 $5,434
GEICO $3,487 $3,502 $3,265 $3,265 $6,232 $7,808 $3,841 $3,892
Liberty Mutual $4,072 $4,072 $3,719 $3,719 $8,744 $13,541 $4,072 $5,570
Nationwide $3,515 $3,472 $3,134 $3,243 $8,543 $10,544 $3,879 $4,044
Progressive $4,145 $3,865 $3,533 $3,786 $11,636 $12,540 $4,946 $4,613
State Farm $2,379 $2,379 $2,160 $2,160 $7,102 $9,068 $2,655 $2,834
USAA $1,803 $1,769 $1,694 $1,674 $6,284 $7,257 $2,250 $2,423

Cheap Bear Creek, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bear Creek, Florida is a challenge. Take a look at the annual teen auto insurance rates in Bear Creek, Florida.

Annual Auto Insurance Rates for Teen Drivers in Bear Creek, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,094 $20,799
GEICO $6,232 $7,808
Liberty Mutual $8,744 $13,541
Nationwide $8,543 $10,544
Progressive $11,636 $12,540
State Farm $7,102 $9,068
USAA $6,284 $7,257

Cheap Bear Creek, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Bear Creek, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bear Creek, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,803 $4,868
GEICO $3,265 $3,265
Liberty Mutual $3,719 $3,719
Nationwide $3,134 $3,243
Progressive $3,533 $3,786
State Farm $2,160 $2,160
USAA $1,694 $1,674

Cheap Bear Creek, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bear Creek, Florida compared to the annual auto insurance rates with a clean record in Bear Creek, Florida.

Annual Bear Creek, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,652 $9,204 $10,201 $8,502
GEICO $3,070 $3,926 $5,849 $4,800
Liberty Mutual $4,202 $5,539 $8,171 $5,842
Nationwide $4,298 $4,722 $6,385 $4,782
Progressive $4,867 $7,137 $6,045 $6,484
State Farm $3,503 $4,181 $3,842 $3,842
USAA $2,450 $3,039 $4,515 $2,572

Cheap Bear Creek, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bear Creek, Florida is not easy. Compare the annual rates for DUI auto insurance in Bear Creek, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Bear Creek, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,201
GEICO $5,849
Liberty Mutual $8,171
Nationwide $6,385
Progressive $6,045
State Farm $3,842
USAA $4,515

Cheap Bear Creek, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bear Creek, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bear Creek, Florida

Insurance Company Poor Fair Good
Allstate $12,500 $7,848 $6,322
GEICO $6,429 $3,888 $2,918
Liberty Mutual $7,687 $5,608 $4,521
Nationwide $6,314 $4,634 $4,192
Progressive $7,995 $5,686 $4,718
State Farm $5,297 $3,434 $2,796
USAA $5,101 $2,509 $1,823

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Cheap Bear Creek, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bear Creek, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Bear Creek, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bear Creek, Florida

ZIP Code Average Annual Rates
33707 $4,105

Cheap Bear Creek, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Bear Creek, Florida auto insurance. Find the cheapest annual Bear Creek, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bear Creek, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,634 $9,146
GEICO $4,390 $4,433
Liberty Mutual $5,742 $6,135
Nationwide $5,047 $5,047
Progressive $6,133 $6,133
State Farm $3,707 $3,977
USAA $3,108 $3,180

Cheap Bear Creek, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bear Creek, Florida? Check out the comparison of annual Bear Creek, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bear Creek, Florida

Insurance Company Low Medium High
Allstate $6,571 $9,414 $10,685
GEICO $3,417 $4,596 $5,222
Liberty Mutual $5,409 $6,045 $6,362
Nationwide $3,836 $5,273 $6,031
Progressive $4,866 $6,311 $7,223
State Farm $3,237 $3,947 $4,342
USAA $2,660 $3,271 $3,502

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Best By Category: Cheapest Auto Insurance in Bear Creek, Florida

Compare the cheapest auto insurance companies in Bear Creek, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bear Creek, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Bear Creek, Florida Auto Insurance Companies

What auto insurance companies in Bear Creek, Florida are the cheapest? Compare the top Bear Creek, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bear Creek, Florida

Insurance Company Average Annual Rates
Allstate $8,890
GEICO $4,411
Liberty Mutual $5,939
Nationwide $5,047
Progressive $6,133
State Farm $3,842
USAA $3,144

What affects auto insurance rates in Bear Creek, Florida?

There are a lot of reasons why auto insurance rates in Bear Creek, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bear Creek, Florida. Many local factors may affect your Bear Creek auto insurance rates.

Bear Creek Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bear Creek, Florida commute length is 21.3 minutes according to City-Data.

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Compare Bear Creek, Florida Auto Insurance Quotes

Before you buy Bear Creek, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bear Creek, Florida auto insurance quotes.

Free Auto Insurance Comparison

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