Best Cheap Auto Insurance in Bear Branch, KY (2021)

The average Bear Branch, KY auto insurance rates are $561 per month. The minimum auto insurance in Bear Branch is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Bear Branch, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Bear Branch, Kentucky is 25/50/25
  • Average auto insurance rates in Bear Branch, KY for senior drivers are $3,721 per year
  • The cheapest auto insurance company in Bear Branch is USAA

Bear Branch, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Bear Branch can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bear Branch, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Bear Branch to other Kentucky cities, including Covington auto insurance rates, Bowling Green auto insurance rates, and Owensboro auto insurance rates to see how Bear Branch, Kentucky auto insurance rates stack up.

Before you buy Bear Branch, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bear Branch, Kentucky auto insurance quotes.

Minimum Auto Insurance in Bear Branch, Kentucky

Bear Branch, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bear Branch, Kentucky.

Minimum Required Auto Insurance Coverage in Bear Branch, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bear Branch, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bear Branch, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bear Branch, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,170 $6,074 $5,664 $6,023 $23,230 $25,709 $6,689 $6,983
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,405 $4,796 $3,796 $4,261 $17,536 $19,366 $4,549 $4,651
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $2,892 $2,733 $2,609 $2,613 $14,513 $16,460 $3,591 $3,644
State Farm $2,778 $2,778 $2,461 $2,461 $7,570 $9,609 $3,082 $3,408
Travelers $3,465 $3,532 $3,397 $3,410 $17,425 $28,270 $3,621 $4,203
USAA $2,125 $2,130 $1,915 $1,948 $5,722 $6,019 $2,690 $2,948

Cheap Bear Branch, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bear Branch, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Bear Branch, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Bear Branch, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,230 $25,709
GEICO $8,902 $10,417
Liberty Mutual $17,536 $19,366
Nationwide $12,445 $15,350
Progressive $14,513 $16,460
State Farm $7,570 $9,609
Travelers $17,425 $28,270
USAA $5,722 $6,019

Cheap Bear Branch, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Bear Branch, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bear Branch, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,664 $6,023
GEICO $4,595 $4,158
Liberty Mutual $3,796 $4,261
Nationwide $5,015 $5,208
Progressive $2,609 $2,613
State Farm $2,461 $2,461
Travelers $3,397 $3,410
USAA $1,915 $1,948

Cheap Bear Branch, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bear Branch, Kentucky compared to the annual auto insurance rates with a clean record in Bear Branch, Kentucky.

Annual Bear Branch, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,939 $11,691 $12,528 $10,113
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,582 $10,191 $7,891 $7,016
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $5,058 $7,549 $5,770 $6,152
State Farm $3,944 $4,593 $4,268 $4,268
Travelers $7,323 $7,537 $10,948 $7,854
USAA $2,397 $3,396 $4,069 $2,886

Cheap Bear Branch, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bear Branch, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Bear Branch, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Bear Branch, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,528
GEICO $8,597
Liberty Mutual $7,891
Nationwide $10,137
Progressive $5,770
State Farm $4,268
Travelers $10,948
USAA $4,069

Cheap Bear Branch, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bear Branch, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bear Branch, Kentucky

Insurance Company Poor Fair Good
Allstate $14,578 $9,809 $8,066
GEICO $8,861 $4,424 $2,884
Liberty Mutual $11,394 $6,929 $5,438
Nationwide $9,500 $7,372 $6,351
Progressive $6,847 $5,978 $5,570
State Farm $6,131 $3,738 $2,936
Travelers $9,396 $7,939 $7,911
USAA $4,746 $2,655 $2,161

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Cheap Bear Branch, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bear Branch, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Bear Branch, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bear Branch, Kentucky

ZIP Code Average Annual Rates
41714 $6,067

Cheap Bear Branch, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Bear Branch, Kentucky auto insurance. Find the cheapest annual Bear Branch, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bear Branch, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $10,818 $10,818
GEICO $5,341 $5,438
Liberty Mutual $7,920 $7,920
Nationwide $7,741 $7,741
Progressive $6,132 $6,132
State Farm $4,166 $4,371
Travelers $8,415 $8,415
USAA $3,068 $3,306

Cheap Bear Branch, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bear Branch, Kentucky? Check out the comparison of annual Bear Branch, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bear Branch, Kentucky

Insurance Company Low Medium High
Allstate $9,361 $10,728 $12,364
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,382 $7,847 $8,531
Nationwide $7,713 $7,608 $7,902
Progressive $5,581 $6,016 $6,798
State Farm $4,007 $4,256 $4,542
Travelers $7,963 $8,447 $8,836
USAA $3,041 $3,179 $3,341

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Best By Category: Cheapest Auto Insurance in Bear Branch, Kentucky

Compare the cheapest auto insurance companies in Bear Branch, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bear Branch, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Bear Branch, Kentucky Auto Insurance Companies

What auto insurance companies in Bear Branch, Kentucky are the cheapest? Compare the top Bear Branch, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bear Branch, Kentucky

Insurance Company Average Annual Rates
Allstate $10,818
GEICO $5,390
Liberty Mutual $7,920
Nationwide $7,741
Progressive $6,132
State Farm $4,268
Travelers $8,415
USAA $3,187

Compare Bear Branch, Kentucky Auto Insurance Quotes

Before you buy Bear Branch, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bear Branch, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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