Best Cheap Auto Insurance in Beacon, IA (2021)

The average Beacon, IA auto insurance rates are $237 per month. The minimum auto insurance in Beacon is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Beacon, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Beacon for teen drivers is Travelers
  • The cheapest auto insurance company in Beacon is USAA
  • The minimum auto insurance required in Beacon, Iowa is 20/40/15

Beacon, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Beacon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Beacon, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Beacon to other Iowa cities, including Des Moines auto insurance rates, Iowa City auto insurance rates, and Sioux City auto insurance rates to see how Beacon, Iowa auto insurance rates stack up.

Before you buy Beacon, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Beacon, Iowa auto insurance quotes.

Minimum Auto Insurance in Beacon, Iowa

Beacon, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Beacon, Iowa.

Minimum Required Auto Insurance Coverage in Beacon, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Beacon, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Beacon, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Beacon, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,896 $1,833 $1,674 $1,707 $5,256 $5,883 $2,083 $2,149
American Family $1,792 $1,792 $1,605 $1,605 $4,797 $6,713 $1,792 $2,156
Farmers $1,491 $1,519 $1,337 $1,458 $4,460 $4,750 $2,014 $2,155
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,011 $2,181 $1,770 $2,150 $9,780 $11,006 $2,278 $2,511
Nationwide $1,595 $1,641 $1,421 $1,521 $3,565 $4,631 $1,795 $1,956
Progressive $1,658 $1,597 $1,367 $1,419 $4,060 $4,584 $1,994 $2,156
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,366 $2,416 $2,296 $2,305 $10,524 $16,800 $2,462 $2,909
USAA $1,260 $1,274 $1,155 $1,178 $3,409 $3,621 $1,513 $1,671

Cheap Beacon, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Beacon, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Beacon, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Beacon, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,256 $5,883
American Family $4,797 $6,713
Farmers $4,460 $4,750
GEICO $4,328 $4,022
Liberty Mutual $9,780 $11,006
Nationwide $3,565 $4,631
Progressive $4,060 $4,584
State Farm $3,825 $4,856
Travelers $10,524 $16,800
USAA $3,409 $3,621

Cheap Beacon, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Beacon, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Beacon, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,674 $1,707
American Family $1,605 $1,605
Farmers $1,337 $1,458
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,421 $1,521
Progressive $1,367 $1,419
State Farm $1,254 $1,254
Travelers $2,296 $2,305
USAA $1,155 $1,178

Cheap Beacon, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Beacon, Iowa compared to the annual auto insurance rates with a clean record in Beacon, Iowa.

Annual Beacon, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,409 $2,896 $3,260 $2,676
American Family $2,006 $2,950 $3,811 $2,358
Farmers $2,042 $2,535 $2,574 $2,442
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,637 $4,500 $4,587 $4,119
Nationwide $1,636 $2,356 $3,218 $1,853
Progressive $1,893 $3,100 $2,054 $2,370
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,838 $5,114 $6,841 $5,245
USAA $1,440 $1,933 $2,515 $1,654

Cheap Beacon, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Beacon, Iowa is not easy. Compare the annual rates for DUI auto insurance in Beacon, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Beacon, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,260
American Family $3,811
Farmers $2,574
GEICO $3,206
Liberty Mutual $4,587
Nationwide $3,218
Progressive $2,054
State Farm $2,186
Travelers $6,841
USAA $2,515

Cheap Beacon, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Beacon, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Beacon, Iowa

Insurance Company Poor Fair Good
Allstate $3,357 $2,673 $2,400
American Family $3,544 $2,606 $2,193
Farmers $2,754 $2,281 $2,160
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,000 $3,711 $2,921
Nationwide $2,755 $2,151 $1,891
Progressive $2,782 $2,247 $2,034
State Farm $3,113 $1,926 $1,519
Travelers $5,914 $5,051 $4,815
USAA $2,479 $1,703 $1,474

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Cheap Beacon, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Beacon, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Beacon, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Beacon, Iowa

ZIP Code Average Annual Rates
52534 $2,405

Cheap Beacon, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Beacon, Iowa auto insurance. Find the cheapest annual Beacon, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Beacon, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,744 $2,877
American Family $2,749 $2,814
Farmers $2,398 $2,398
GEICO $2,294 $2,387
Liberty Mutual $4,211 $4,211
Nationwide $2,266 $2,266
Progressive $2,354 $2,354
State Farm $2,133 $2,239
Travelers $5,260 $5,260
USAA $1,816 $1,954

Cheap Beacon, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Beacon, Iowa? Check out the comparison of annual Beacon, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Beacon, Iowa

Insurance Company Low Medium High
Allstate $2,717 $2,813 $2,900
American Family $2,790 $2,936 $2,617
Farmers $2,295 $2,405 $2,494
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,040 $4,204 $4,389
Nationwide $2,358 $2,253 $2,185
Progressive $2,215 $2,361 $2,486
State Farm $2,083 $2,198 $2,277
Travelers $4,950 $5,339 $5,491
USAA $1,792 $1,891 $1,973

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Best By Category: Cheapest Auto Insurance in Beacon, Iowa

Compare the cheapest auto insurance companies in Beacon, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Beacon, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Beacon, Iowa Auto Insurance Companies

What auto insurance companies in Beacon, Iowa are the cheapest? Compare the top Beacon, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Beacon, Iowa

Insurance Company Average Annual Rates
Allstate $2,810
American Family $2,781
Farmers $2,398
GEICO $2,341
Liberty Mutual $4,211
Nationwide $2,266
Progressive $2,354
State Farm $2,186
Travelers $5,260
USAA $1,885

What affects auto insurance rates in Beacon, Iowa?

There are a lot of reasons why auto insurance rates in Beacon, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Beacon, Iowa. Many local factors may affect your Beacon auto insurance rates.

Beacon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Beacon, Iowa commute length is 26.8 minutes according to City-Data.

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Compare Beacon, Iowa Auto Insurance Quotes

Before you buy Beacon, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Beacon, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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