Best Cheap Auto Insurance in Beach City, OH (2021)

The average Beach City, OH auto insurance rates are $227 per month. The minimum auto insurance in Beach City is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Beach City, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Beach City is American Family
  • Average auto insurance rates in Beach City, OH for senior drivers are $1,418 per year
  • The most expensive auto insurance company in Beach City for teen drivers is Liberty Mutual

Beach City, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Beach City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Beach City, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Beach City to other Ohio cities, including Columbus auto insurance rates, Canton auto insurance rates, and Parma auto insurance rates to see how Beach City, Ohio auto insurance rates stack up.

Before you buy Beach City, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Beach City, Ohio auto insurance quotes.

Minimum Auto Insurance in Beach City, Ohio

Beach City, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Beach City, Ohio.

Minimum Required Auto Insurance Coverage in Beach City, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Beach City, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Beach City, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Beach City, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,092 $2,093 $1,879 $2,012 $5,665 $6,477 $2,211 $2,370
American Family $877 $910 $801 $804 $2,713 $2,940 $1,087 $1,144
Farmers $1,685 $1,678 $1,484 $1,564 $7,361 $7,636 $1,887 $1,973
GEICO $1,298 $1,263 $1,226 $1,246 $3,504 $3,256 $1,442 $1,216
Liberty Mutual $2,009 $2,195 $1,543 $1,884 $10,534 $11,895 $2,131 $2,324
Nationwide $2,185 $2,195 $1,972 $1,985 $5,625 $7,246 $2,340 $2,722
Progressive $1,680 $1,592 $1,396 $1,440 $7,339 $8,267 $2,025 $2,090
State Farm $1,486 $1,486 $1,334 $1,334 $4,702 $5,900 $1,729 $1,986
Travelers $1,307 $1,327 $1,297 $1,293 $5,670 $9,011 $1,362 $1,547
USAA $986 $995 $937 $937 $3,042 $3,389 $1,321 $1,421

Cheap Beach City, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Beach City, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Beach City, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Beach City, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,665 $6,477
American Family $2,713 $2,940
Farmers $7,361 $7,636
GEICO $3,504 $3,256
Liberty Mutual $10,534 $11,895
Nationwide $5,625 $7,246
Progressive $7,339 $8,267
State Farm $4,702 $5,900
Travelers $5,670 $9,011
USAA $3,042 $3,389

Cheap Beach City, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Beach City, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Beach City, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,879 $2,012
American Family $801 $804
Farmers $1,484 $1,564
GEICO $1,226 $1,246
Liberty Mutual $1,543 $1,884
Nationwide $1,972 $1,985
Progressive $1,396 $1,440
State Farm $1,334 $1,334
Travelers $1,297 $1,293
USAA $937 $937

Cheap Beach City, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Beach City, Ohio compared to the annual auto insurance rates with a clean record in Beach City, Ohio.

Annual Beach City, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,619 $3,157 $3,674 $2,950
American Family $1,351 $1,429 $1,429 $1,429
Farmers $2,605 $3,354 $3,270 $3,406
GEICO $1,223 $1,768 $2,577 $1,657
Liberty Mutual $3,622 $4,657 $4,753 $4,226
Nationwide $2,633 $3,347 $4,244 $2,910
Progressive $2,786 $3,779 $2,962 $3,388
State Farm $2,269 $2,720 $2,495 $2,495
Travelers $2,106 $2,738 $4,124 $2,439
USAA $1,246 $1,672 $2,213 $1,382

Cheap Beach City, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Beach City, Ohio is not easy. Compare the annual rates for DUI auto insurance in Beach City, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Beach City, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,674
American Family $1,429
Farmers $3,270
GEICO $2,577
Liberty Mutual $4,753
Nationwide $4,244
Progressive $2,962
State Farm $2,495
Travelers $4,124
USAA $2,213

Cheap Beach City, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Beach City, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Beach City, Ohio

Insurance Company Poor Fair Good
Allstate $3,987 $2,893 $2,420
American Family $1,873 $1,277 $1,079
Farmers $3,577 $3,021 $2,877
GEICO $2,165 $1,806 $1,447
Liberty Mutual $6,177 $3,792 $2,974
Nationwide $3,963 $3,193 $2,695
Progressive $3,636 $3,130 $2,920
State Farm $3,555 $2,197 $1,732
Travelers $3,184 $2,776 $2,595
USAA $2,114 $1,497 $1,275

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Cheap Beach City, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Beach City, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Beach City, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Beach City, Ohio

ZIP Code Average Annual Rates
44608 $2,599

Cheap Beach City, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Beach City, Ohio auto insurance. Find the cheapest annual Beach City, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Beach City, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,100 $3,100
American Family $1,393 $1,426
Farmers $3,159 $3,159
GEICO $1,775 $1,838
Liberty Mutual $4,315 $4,315
Nationwide $3,284 $3,284
Progressive $3,229 $3,229
State Farm $2,433 $2,556
Travelers $2,852 $2,852
USAA $1,565 $1,692

Cheap Beach City, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Beach City, Ohio? Check out the comparison of annual Beach City, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Beach City, Ohio

Insurance Company Low Medium High
Allstate $3,000 $3,094 $3,206
American Family $1,390 $1,420 $1,419
Farmers $3,000 $3,115 $3,360
GEICO $1,744 $1,798 $1,877
Liberty Mutual $4,139 $4,339 $4,466
Nationwide $3,620 $3,184 $3,048
Progressive $3,140 $3,209 $3,338
State Farm $2,371 $2,502 $2,610
Travelers $2,762 $2,891 $2,902
USAA $1,550 $1,627 $1,709

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Best By Category: Cheapest Auto Insurance in Beach City, Ohio

Compare the cheapest auto insurance companies in Beach City, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Beach City, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Beach City, Ohio Auto Insurance Companies

What auto insurance companies in Beach City, Ohio are the cheapest? Compare the top Beach City, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Beach City, Ohio

Insurance Company Average Annual Rates
Allstate $3,100
American Family $1,410
Farmers $3,159
GEICO $1,806
Liberty Mutual $4,315
Nationwide $3,284
Progressive $3,229
State Farm $2,495
Travelers $2,852
USAA $1,629

What affects auto insurance rates in Beach City, Ohio?

There are a lot of reasons why auto insurance rates in Beach City, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Beach City, Ohio. Many local factors may affect your Beach City auto insurance rates.

Beach City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Beach City, Ohio commute length is 25.0 minutes according to City-Data.

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Compare Beach City, Ohio Auto Insurance Quotes

Before you buy Beach City, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Beach City, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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