Best Cheap Auto Insurance in Bayshore Gardens, FL (2021)

The average Bayshore Gardens, FL auto insurance rates are $399 per month. The minimum auto insurance in Bayshore Gardens is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Bayshore Gardens, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Bayshore Gardens for teen drivers is Allstate
  • Average auto insurance rates in Bayshore Gardens, FL for senior drivers are $2,858 per year
  • The cheapest auto insurance company in Bayshore Gardens is USAA

Bayshore Gardens, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Bayshore Gardens can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bayshore Gardens, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Bayshore Gardens to other Florida cities, including Cape Coral auto insurance rates, Tampa auto insurance rates, and Miami auto insurance rates to see how Bayshore Gardens, Florida auto insurance rates stack up.

Before you buy Bayshore Gardens, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bayshore Gardens, Florida auto insurance quotes.

Minimum Auto Insurance in Bayshore Gardens, Florida

Bayshore Gardens, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bayshore Gardens, Florida.

Minimum Required Auto Insurance Coverage in Bayshore Gardens, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Bayshore Gardens, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bayshore Gardens, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bayshore Gardens, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,004 $4,846 $4,417 $4,517 $18,027 $19,855 $5,008 $5,102
GEICO $2,816 $2,825 $2,638 $2,638 $5,102 $6,411 $3,105 $3,144
Liberty Mutual $3,543 $3,543 $3,246 $3,246 $7,499 $11,558 $3,543 $4,810
Nationwide $2,966 $2,928 $2,644 $2,736 $7,197 $8,877 $3,271 $3,407
Progressive $3,856 $3,613 $3,296 $3,531 $10,878 $11,791 $4,615 $4,369
State Farm $2,239 $2,239 $2,038 $2,038 $6,649 $8,495 $2,499 $2,662
USAA $1,625 $1,596 $1,518 $1,504 $5,594 $6,492 $2,028 $2,188

Cheap Bayshore Gardens, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bayshore Gardens, Florida is a challenge. Take a look at the annual teen auto insurance rates in Bayshore Gardens, Florida.

Annual Auto Insurance Rates for Teen Drivers in Bayshore Gardens, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,027 $19,855
GEICO $5,102 $6,411
Liberty Mutual $7,499 $11,558
Nationwide $7,197 $8,877
Progressive $10,878 $11,791
State Farm $6,649 $8,495
USAA $5,594 $6,492

Cheap Bayshore Gardens, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Bayshore Gardens, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bayshore Gardens, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,417 $4,517
GEICO $2,638 $2,638
Liberty Mutual $3,246 $3,246
Nationwide $2,644 $2,736
Progressive $3,296 $3,531
State Farm $2,038 $2,038
USAA $1,518 $1,504

Cheap Bayshore Gardens, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bayshore Gardens, Florida compared to the annual auto insurance rates with a clean record in Bayshore Gardens, Florida.

Annual Bayshore Gardens, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,163 $8,608 $9,632 $7,986
GEICO $2,472 $3,182 $4,778 $3,908
Liberty Mutual $3,679 $4,793 $6,979 $5,044
Nationwide $3,625 $3,981 $5,376 $4,031
Progressive $4,531 $6,709 $5,649 $6,086
State Farm $3,290 $3,924 $3,607 $3,607
USAA $2,203 $2,723 $4,037 $2,310

Cheap Bayshore Gardens, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bayshore Gardens, Florida is not easy. Compare the annual rates for DUI auto insurance in Bayshore Gardens, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Bayshore Gardens, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,632
GEICO $4,778
Liberty Mutual $6,979
Nationwide $5,376
Progressive $5,649
State Farm $3,607
USAA $4,037

Cheap Bayshore Gardens, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bayshore Gardens, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bayshore Gardens, Florida

Insurance Company Poor Fair Good
Allstate $11,668 $7,386 $5,987
GEICO $5,262 $3,150 $2,343
Liberty Mutual $6,605 $4,843 $3,923
Nationwide $5,318 $3,906 $3,535
Progressive $7,481 $5,322 $4,428
State Farm $4,966 $3,226 $2,630
USAA $4,589 $2,241 $1,625

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Cheap Bayshore Gardens, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Bayshore Gardens, Florida auto insurance. Find the cheapest annual Bayshore Gardens, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bayshore Gardens, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,107 $8,587
GEICO $3,568 $3,602
Liberty Mutual $4,957 $5,290
Nationwide $4,253 $4,253
Progressive $5,744 $5,744
State Farm $3,481 $3,734
USAA $2,786 $2,850

Cheap Bayshore Gardens, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bayshore Gardens, Florida? Check out the comparison of annual Bayshore Gardens, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bayshore Gardens, Florida

Insurance Company Low Medium High
Allstate $6,081 $8,859 $10,100
GEICO $2,937 $3,713 $4,105
Liberty Mutual $4,688 $5,206 $5,476
Nationwide $3,336 $4,425 $4,999
Progressive $4,771 $5,884 $6,577
State Farm $3,017 $3,709 $4,096
USAA $2,429 $2,919 $3,106

Best By Category: Cheapest Auto Insurance in Bayshore Gardens, Florida

Compare the cheapest auto insurance companies in Bayshore Gardens, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bayshore Gardens, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Bayshore Gardens, Florida Auto Insurance Companies

What auto insurance companies in Bayshore Gardens, Florida are the cheapest? Compare the top Bayshore Gardens, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bayshore Gardens, Florida

Insurance Company Average Annual Rates
Allstate $8,347
GEICO $3,585
Liberty Mutual $5,123
Nationwide $4,253
Progressive $5,744
State Farm $3,607
USAA $2,818

What affects auto insurance rates in Bayshore Gardens, Florida?

There are a lot of reasons why auto insurance rates in Bayshore Gardens, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bayshore Gardens, Florida. Many local factors may affect your Bayshore Gardens auto insurance rates.

Bayshore Gardens Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bayshore Gardens, Florida commute length is 22.3 minutes according to City-Data.

Compare Bayshore Gardens, Florida Auto Insurance Quotes

Before you buy Bayshore Gardens, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bayshore Gardens, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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