Best Cheap Auto Insurance in Bay Village, OH (2021)

The average Bay Village, OH auto insurance rates are $230 per month. The minimum auto insurance in Bay Village is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Bay Village, Ohio, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Bay Village is USAA
  • The most expensive auto insurance company in Bay Village for teen drivers is Liberty Mutual
  • The average commute length in Bay Village is 25.2 minutes

Bay Village, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Bay Village can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bay Village, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Bay Village to other Ohio cities, including Cincinnati auto insurance rates, Canton auto insurance rates, and Lorain auto insurance rates to see how Bay Village, Ohio auto insurance rates stack up.

Before you buy Bay Village, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bay Village, Ohio auto insurance quotes.

Minimum Auto Insurance in Bay Village, Ohio

Bay Village, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bay Village, Ohio.

Minimum Required Auto Insurance Coverage in Bay Village, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Bay Village, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bay Village, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bay Village, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,992 $1,977 $1,810 $1,932 $5,618 $6,425 $2,073 $2,199
American Family $945 $981 $873 $876 $3,134 $3,398 $1,178 $1,242
Farmers $1,706 $1,703 $1,501 $1,588 $7,763 $8,074 $1,909 $1,984
GEICO $1,188 $1,153 $1,133 $1,150 $3,166 $2,934 $1,313 $1,100
Liberty Mutual $2,027 $2,210 $1,557 $1,902 $10,780 $12,147 $2,147 $2,333
Nationwide $2,146 $2,154 $1,942 $1,952 $5,573 $7,154 $2,295 $2,660
Progressive $1,673 $1,571 $1,394 $1,435 $7,550 $8,501 $2,006 $2,070
State Farm $1,493 $1,493 $1,350 $1,350 $4,875 $6,118 $1,739 $1,995
Travelers $1,462 $1,481 $1,469 $1,458 $6,550 $10,375 $1,531 $1,720
USAA $838 $844 $802 $798 $2,617 $2,907 $1,118 $1,201

Cheap Bay Village, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bay Village, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Bay Village, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Bay Village, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,618 $6,425
American Family $3,134 $3,398
Farmers $7,763 $8,074
GEICO $3,166 $2,934
Liberty Mutual $10,780 $12,147
Nationwide $5,573 $7,154
Progressive $7,550 $8,501
State Farm $4,875 $6,118
Travelers $6,550 $10,375
USAA $2,617 $2,907

Cheap Bay Village, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Bay Village, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bay Village, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,810 $1,932
American Family $873 $876
Farmers $1,501 $1,588
GEICO $1,133 $1,150
Liberty Mutual $1,557 $1,902
Nationwide $1,942 $1,952
Progressive $1,394 $1,435
State Farm $1,350 $1,350
Travelers $1,469 $1,458
USAA $802 $798

Cheap Bay Village, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bay Village, Ohio compared to the annual auto insurance rates with a clean record in Bay Village, Ohio.

Annual Bay Village, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,512 $3,050 $3,599 $2,853
American Family $1,511 $1,601 $1,601 $1,601
Farmers $2,703 $3,486 $3,400 $3,525
GEICO $1,112 $1,607 $2,346 $1,503
Liberty Mutual $3,683 $4,740 $4,830 $4,299
Nationwide $2,602 $3,296 $4,168 $2,872
Progressive $2,823 $3,843 $3,006 $3,428
State Farm $2,312 $2,791 $2,552 $2,552
Travelers $2,383 $3,125 $4,734 $2,782
USAA $1,067 $1,432 $1,883 $1,181

Cheap Bay Village, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bay Village, Ohio is not easy. Compare the annual rates for DUI auto insurance in Bay Village, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Bay Village, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,599
American Family $1,601
Farmers $3,400
GEICO $2,346
Liberty Mutual $4,830
Nationwide $4,168
Progressive $3,006
State Farm $2,552
Travelers $4,734
USAA $1,883

Cheap Bay Village, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bay Village, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bay Village, Ohio

Insurance Company Poor Fair Good
Allstate $3,850 $2,815 $2,345
American Family $2,106 $1,425 $1,204
Farmers $3,704 $3,141 $2,991
GEICO $1,966 $1,642 $1,318
Liberty Mutual $6,267 $3,864 $3,033
Nationwide $3,901 $3,145 $2,658
Progressive $3,668 $3,180 $2,977
State Farm $3,637 $2,247 $1,771
Travelers $3,634 $3,169 $2,964
USAA $1,800 $1,279 $1,092

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Bay Village, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bay Village, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Bay Village, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bay Village, Ohio

ZIP Code Average Annual Rates
44140 $2,646

Cheap Bay Village, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Bay Village, Ohio auto insurance. Find the cheapest annual Bay Village, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bay Village, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,003 $3,003
American Family $1,559 $1,598
Farmers $3,279 $3,279
GEICO $1,615 $1,669
Liberty Mutual $4,388 $4,388
Nationwide $3,235 $3,235
Progressive $3,275 $3,275
State Farm $2,486 $2,617
Travelers $3,256 $3,256
USAA $1,338 $1,443

Cheap Bay Village, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bay Village, Ohio? Check out the comparison of annual Bay Village, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bay Village, Ohio

Insurance Company Low Medium High
Allstate $2,894 $2,997 $3,119
American Family $1,547 $1,591 $1,597
Farmers $3,089 $3,223 $3,524
GEICO $1,581 $1,634 $1,712
Liberty Mutual $4,207 $4,412 $4,544
Nationwide $3,567 $3,137 $3,000
Progressive $3,150 $3,249 $3,426
State Farm $2,406 $2,561 $2,688
Travelers $3,155 $3,301 $3,312
USAA $1,326 $1,389 $1,457

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Bay Village, Ohio

Compare the cheapest auto insurance companies in Bay Village, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bay Village, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Bay Village, Ohio Auto Insurance Companies

What auto insurance companies in Bay Village, Ohio are the cheapest? Compare the top Bay Village, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bay Village, Ohio

Insurance Company Average Annual Rates
Allstate $3,003
American Family $1,578
Farmers $3,279
GEICO $1,642
Liberty Mutual $4,388
Nationwide $3,235
Progressive $3,275
State Farm $2,552
Travelers $3,256
USAA $1,391

What affects auto insurance rates in Bay Village, Ohio?

There are a lot of reasons why auto insurance rates in Bay Village, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bay Village, Ohio. Many local factors may affect your Bay Village auto insurance rates.

Bay Village Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bay Village, Ohio commute length is 25.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Bay Village, Ohio Auto Insurance Quotes

Before you buy Bay Village, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bay Village, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption