Best Cheap Auto Insurance in Bay View, OH (2021)

The average Bay View, OH auto insurance rates are $210 per month. The minimum auto insurance in Bay View is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Bay View, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Bay View, Ohio is 25/50/25
  • Average auto insurance rates in Bay View, OH for senior drivers are $1,305 per year
  • The cheapest auto insurance company in Bay View is American Family

Bay View, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Bay View can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bay View, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Bay View to other Ohio cities, including Youngs auto insurance rates, Parma auto insurance rates, and Toledo auto insurance rates to see how Bay View, Ohio auto insurance rates stack up.

Before you buy Bay View, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bay View, Ohio auto insurance quotes.

Minimum Auto Insurance in Bay View, Ohio

Bay View, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bay View, Ohio.

Minimum Required Auto Insurance Coverage in Bay View, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bay View, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bay View, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bay View, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,903 $1,890 $1,726 $1,843 $5,333 $6,093 $1,985 $2,110
American Family $861 $892 $790 $792 $2,657 $2,877 $1,063 $1,117
Farmers $1,615 $1,612 $1,420 $1,500 $7,300 $7,601 $1,810 $1,886
GEICO $1,176 $1,148 $1,117 $1,139 $3,167 $2,943 $1,303 $1,100
Liberty Mutual $1,886 $2,057 $1,451 $1,765 $9,995 $11,281 $1,998 $2,178
Nationwide $1,982 $1,989 $1,793 $1,802 $5,115 $6,573 $2,120 $2,459
Progressive $1,439 $1,354 $1,201 $1,237 $6,424 $7,223 $1,725 $1,779
State Farm $1,266 $1,266 $1,139 $1,139 $4,034 $5,056 $1,474 $1,695
Travelers $1,305 $1,323 $1,310 $1,299 $5,726 $9,028 $1,365 $1,540
USAA $859 $866 $818 $817 $2,635 $2,933 $1,146 $1,234

Cheap Bay View, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bay View, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Bay View, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Bay View, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,333 $6,093
American Family $2,657 $2,877
Farmers $7,300 $7,601
GEICO $3,167 $2,943
Liberty Mutual $9,995 $11,281
Nationwide $5,115 $6,573
Progressive $6,424 $7,223
State Farm $4,034 $5,056
Travelers $5,726 $9,028
USAA $2,635 $2,933

Cheap Bay View, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Bay View, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bay View, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,726 $1,843
American Family $790 $792
Farmers $1,420 $1,500
GEICO $1,117 $1,139
Liberty Mutual $1,451 $1,765
Nationwide $1,793 $1,802
Progressive $1,201 $1,237
State Farm $1,139 $1,139
Travelers $1,310 $1,299
USAA $818 $817

Cheap Bay View, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bay View, Ohio compared to the annual auto insurance rates with a clean record in Bay View, Ohio.

Annual Bay View, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,395 $2,905 $3,423 $2,718
American Family $1,325 $1,400 $1,400 $1,400
Farmers $2,551 $3,288 $3,206 $3,327
GEICO $1,109 $1,601 $2,340 $1,497
Liberty Mutual $3,423 $4,400 $4,488 $3,995
Nationwide $2,395 $3,036 $3,841 $2,644
Progressive $2,413 $3,281 $2,569 $2,928
State Farm $1,939 $2,328 $2,134 $2,134
Travelers $2,099 $2,747 $4,152 $2,450
USAA $1,085 $1,454 $1,913 $1,202

Cheap Bay View, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bay View, Ohio is not easy. Compare the annual rates for DUI auto insurance in Bay View, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Bay View, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,423
American Family $1,400
Farmers $3,206
GEICO $2,340
Liberty Mutual $4,488
Nationwide $3,841
Progressive $2,569
State Farm $2,134
Travelers $4,152
USAA $1,913

Cheap Bay View, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bay View, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bay View, Ohio

Insurance Company Poor Fair Good
Allstate $3,666 $2,680 $2,234
American Family $1,834 $1,250 $1,059
Farmers $3,495 $2,963 $2,821
GEICO $1,960 $1,637 $1,314
Liberty Mutual $5,830 $3,587 $2,813
Nationwide $3,592 $2,897 $2,449
Progressive $3,140 $2,716 $2,538
State Farm $3,039 $1,879 $1,482
Travelers $3,197 $2,785 $2,603
USAA $1,833 $1,299 $1,109

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Cheap Bay View, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bay View, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Bay View, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bay View, Ohio

ZIP Code Average Annual Rates
44870 $2,413

Cheap Bay View, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Bay View, Ohio auto insurance. Find the cheapest annual Bay View, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bay View, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,860 $2,860
American Family $1,365 $1,398
Farmers $3,093 $3,093
GEICO $1,609 $1,665
Liberty Mutual $4,077 $4,077
Nationwide $2,979 $2,979
Progressive $2,798 $2,798
State Farm $2,081 $2,186
Travelers $2,862 $2,862
USAA $1,359 $1,468

Cheap Bay View, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bay View, Ohio? Check out the comparison of annual Bay View, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bay View, Ohio

Insurance Company Low Medium High
Allstate $2,757 $2,854 $2,969
American Family $1,353 $1,391 $1,399
Farmers $2,921 $3,043 $3,315
GEICO $1,578 $1,628 $1,704
Liberty Mutual $3,918 $4,099 $4,213
Nationwide $3,285 $2,888 $2,764
Progressive $2,702 $2,777 $2,915
State Farm $2,026 $2,140 $2,235
Travelers $2,778 $2,901 $2,907
USAA $1,348 $1,412 $1,480

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Best By Category: Cheapest Auto Insurance in Bay View, Ohio

Compare the cheapest auto insurance companies in Bay View, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bay View, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Bay View, Ohio Auto Insurance Companies

What auto insurance companies in Bay View, Ohio are the cheapest? Compare the top Bay View, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bay View, Ohio

Insurance Company Average Annual Rates
Allstate $2,860
American Family $1,381
Farmers $3,093
GEICO $1,637
Liberty Mutual $4,077
Nationwide $2,979
Progressive $2,798
State Farm $2,134
Travelers $2,862
USAA $1,413

What affects auto insurance rates in Bay View, Ohio?

There are a lot of reasons why auto insurance rates in Bay View, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bay View, Ohio. Many local factors may affect your Bay View auto insurance rates.

Bay View Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bay View, Ohio commute length is 21.7 minutes according to City-Data.

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Compare Bay View, Ohio Auto Insurance Quotes

Before you buy Bay View, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bay View, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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