Best Cheap Auto Insurance in Bay Springs, MS (2021)

The average Bay Springs, MS auto insurance rates are $296 per month. The minimum auto insurance in Bay Springs is at least 25/50/25 in coverage to comply with Mississippi auto insurance laws. To find the best cheap auto insurance in Bay Springs, Mississippi, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Bay Springs is 21.7 minutes
  • Average auto insurance rates in Bay Springs, MS for senior drivers are $1,947 per year
  • The minimum auto insurance required in Bay Springs, Mississippi is 25/50/25

Bay Springs, Mississippi auto insurance requirements are 25/50/25 according to Mississippi auto insurance laws. Finding cheap auto insurance in Bay Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bay Springs, Mississippi, including driving record, credit, commute time, and more.

Compare auto insurance in Bay Springs to other Mississippi cities, including Olive Branch auto insurance rates, Greenville auto insurance rates, and Oxford auto insurance rates to see how Bay Springs, Mississippi auto insurance rates stack up.

Before you buy Bay Springs, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bay Springs, Mississippi auto insurance quotes.

Minimum Auto Insurance in Bay Springs, Mississippi

Bay Springs, Mississippi auto insurance laws require that you have at least the Mississippi minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bay Springs, Mississippi.

Minimum Required Auto Insurance Coverage in Bay Springs, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bay Springs, Mississippi Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bay Springs, Mississippi are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bay Springs, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,672 $2,556 $2,391 $2,445 $10,468 $11,176 $3,030 $3,106
GEICO $3,227 $3,056 $2,941 $2,733 $7,970 $7,569 $5,343 $2,615
Liberty Mutual $2,636 $2,853 $2,118 $2,375 $9,424 $10,479 $2,804 $2,955
Nationwide $1,891 $1,944 $1,699 $1,800 $3,741 $4,752 $2,137 $2,311
Progressive $2,520 $2,361 $2,062 $1,998 $9,085 $10,152 $2,597 $2,700
State Farm $1,837 $1,837 $1,634 $1,634 $5,172 $6,497 $2,043 $2,326
Travelers $1,521 $1,550 $1,435 $1,439 $6,534 $10,286 $1,589 $1,866
USAA $1,302 $1,289 $1,217 $1,230 $3,217 $3,812 $1,582 $1,742

Cheap Bay Springs, Mississippi Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bay Springs, Mississippi is a challenge. Take a look at the annual teen auto insurance rates in Bay Springs, Mississippi.

Annual Auto Insurance Rates for Teen Drivers in Bay Springs, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,468 $11,176
GEICO $7,970 $7,569
Liberty Mutual $9,424 $10,479
Nationwide $3,741 $4,752
Progressive $9,085 $10,152
State Farm $5,172 $6,497
Travelers $6,534 $10,286
USAA $3,217 $3,812

Cheap Bay Springs, Mississippi Auto Insurance for Seniors

What are senior auto insurance rates in Bay Springs, Mississippi? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bay Springs, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,391 $2,445
GEICO $2,941 $2,733
Liberty Mutual $2,118 $2,375
Nationwide $1,699 $1,800
Progressive $2,062 $1,998
State Farm $1,634 $1,634
Travelers $1,435 $1,439
USAA $1,217 $1,230

Cheap Bay Springs, Mississippi Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bay Springs, Mississippi compared to the annual auto insurance rates with a clean record in Bay Springs, Mississippi.

Annual Bay Springs, Mississippi Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,001 $4,703 $5,695 $4,523
GEICO $2,745 $4,178 $6,378 $4,425
Liberty Mutual $3,166 $5,042 $5,169 $4,445
Nationwide $2,033 $2,582 $3,276 $2,246
Progressive $3,590 $4,813 $4,112 $4,222
State Farm $2,621 $3,180 $2,845 $2,845
Travelers $2,870 $3,005 $4,103 $3,133
USAA $1,505 $1,919 $2,599 $1,673

Cheap Bay Springs, Mississippi Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bay Springs, Mississippi is not easy. Compare the annual rates for DUI auto insurance in Bay Springs, Mississippi to find the best deal.

Annual Auto Insurance Rates After a DUI in Bay Springs, Mississippi

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,695
GEICO $6,378
Liberty Mutual $5,169
Nationwide $3,276
Progressive $4,112
State Farm $2,845
Travelers $4,103
USAA $2,599

Cheap Bay Springs, Mississippi Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bay Springs, Mississippi annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bay Springs, Mississippi

Insurance Company Poor Fair Good
Allstate $5,481 $4,848 $3,862
GEICO $6,682 $3,786 $2,827
Liberty Mutual $6,392 $3,905 $3,069
Nationwide $2,972 $2,422 $2,209
Progressive $4,754 $4,044 $3,755
State Farm $4,142 $2,511 $1,964
Travelers $3,726 $3,034 $3,072
USAA $2,626 $1,714 $1,431

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Cheap Bay Springs, Mississippi Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bay Springs, Mississippi can vary. Compare the annual cost of auto insurance by ZIP code in Bay Springs, Mississippi to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bay Springs, Mississippi

ZIP Code Average Annual Rates
39422 $3,050

Cheap Bay Springs, Mississippi Auto Insurance Rates By Commute

Commute length and annual mileage affect Bay Springs, Mississippi auto insurance. Find the cheapest annual Bay Springs, Mississippi auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bay Springs, Mississippi

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,730 $4,730
GEICO $4,419 $4,444
Liberty Mutual $4,455 $4,455
Nationwide $2,534 $2,534
Progressive $4,184 $4,184
State Farm $2,805 $2,940
Travelers $3,277 $3,277
USAA $1,865 $1,983

Cheap Bay Springs, Mississippi Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bay Springs, Mississippi? Check out the comparison of annual Bay Springs, Mississippi auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bay Springs, Mississippi

Insurance Company Low Medium High
Allstate $4,503 $4,724 $4,964
GEICO $4,214 $4,458 $4,623
Liberty Mutual $4,185 $4,436 $4,746
Nationwide $2,404 $2,526 $2,673
Progressive $3,801 $4,220 $4,532
State Farm $2,729 $2,860 $3,028
Travelers $3,130 $3,298 $3,405
USAA $1,798 $1,913 $2,061

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Best By Category: Cheapest Auto Insurance in Bay Springs, Mississippi

Compare the cheapest auto insurance companies in Bay Springs, Mississippi in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bay Springs, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Bay Springs, Mississippi Auto Insurance Companies

What auto insurance companies in Bay Springs, Mississippi are the cheapest? Compare the top Bay Springs, Mississippi auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bay Springs, Mississippi

Insurance Company Average Annual Rates
Allstate $4,730
GEICO $4,432
Liberty Mutual $4,455
Nationwide $2,534
Progressive $4,184
State Farm $2,873
Travelers $3,277
USAA $1,924

What affects auto insurance rates in Bay Springs, Mississippi?

There are a lot of reasons why auto insurance rates in Bay Springs, Mississippi are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bay Springs, Mississippi. Many local factors may affect your Bay Springs auto insurance rates.

Bay Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bay Springs, Mississippi commute length is 21.7 minutes according to City-Data.

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Compare Bay Springs, Mississippi Auto Insurance Quotes

Before you buy Bay Springs, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bay Springs, Mississippi auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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