Best Cheap Auto Insurance in Bay Port, MI (2021)

The average Bay Port, MI auto insurance rates are $828 per month. The minimum auto insurance in Bay Port is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Bay Port, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Bay Port is USAA
  • Average auto insurance rates in Bay Port, MI for senior drivers are $6,594 per year
  • The most expensive auto insurance company in Bay Port for teen drivers is Allstate

Bay Port, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Bay Port can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bay Port, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Bay Port to other Michigan cities, including Ann Arbor auto insurance rates, Dearborn auto insurance rates, and Flint auto insurance rates to see how Bay Port, Michigan auto insurance rates stack up.

Before you buy Bay Port, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bay Port, Michigan auto insurance quotes.

Minimum Auto Insurance in Bay Port, Michigan

Bay Port, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bay Port, Michigan.

Minimum Required Auto Insurance Coverage in Bay Port, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Bay Port, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bay Port, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bay Port, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $4,550 $4,550 $4,249 $4,249 $9,817 $9,817 $5,098 $5,098
GEICO $4,053 $4,053 $4,092 $4,092 $10,981 $10,981 $3,872 $3,872
Liberty Mutual $15,122 $15,122 $14,972 $14,972 $35,654 $35,654 $15,122 $15,122
Nationwide $5,340 $5,340 $4,738 $4,738 $14,203 $14,203 $5,863 $5,863
Progressive $3,164 $2,928 $2,787 $3,140 $11,086 $11,675 $3,674 $3,346
State Farm $6,624 $6,624 $6,115 $6,115 $22,620 $22,620 $7,750 $7,750
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,592 $2,450 $2,439 $2,304 $6,202 $5,865 $3,145 $3,009

Cheap Bay Port, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bay Port, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Bay Port, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Bay Port, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $9,817 $9,817
GEICO $10,981 $10,981
Liberty Mutual $35,654 $35,654
Nationwide $14,203 $14,203
Progressive $11,086 $11,675
State Farm $22,620 $22,620
Travelers $16,180 $16,180
USAA $6,202 $5,865

Cheap Bay Port, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Bay Port, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bay Port, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $4,249 $4,249
GEICO $4,092 $4,092
Liberty Mutual $14,972 $14,972
Nationwide $4,738 $4,738
Progressive $2,787 $3,140
State Farm $6,115 $6,115
Travelers $4,626 $4,626
USAA $2,439 $2,304

Cheap Bay Port, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bay Port, Michigan compared to the annual auto insurance rates with a clean record in Bay Port, Michigan.

Annual Bay Port, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $4,995 $6,339 $6,269 $6,111
GEICO $2,074 $4,284 $12,870 $3,770
Liberty Mutual $14,122 $17,053 $31,609 $18,086
Nationwide $6,424 $8,633 $7,832 $7,255
Progressive $4,409 $5,817 $5,247 $5,427
State Farm $6,989 $8,306 $17,530 $10,283
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,820 $3,512 $4,600 $3,071

Cheap Bay Port, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bay Port, Michigan is not easy. Compare the annual rates for DUI auto insurance in Bay Port, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Bay Port, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,169
Farmers $6,269
GEICO $12,870
Liberty Mutual $31,609
Nationwide $7,832
Progressive $5,247
State Farm $17,530
Travelers $12,473
USAA $4,600

Cheap Bay Port, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bay Port, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bay Port, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $7,900 $5,145 $4,740
GEICO $7,392 $5,435 $4,422
Liberty Mutual $31,984 $18,471 $10,198
Nationwide $9,490 $7,103 $6,015
Progressive $6,068 $5,069 $4,538
State Farm $17,469 $8,848 $6,014
Travelers $8,206 $7,958 $7,858
USAA $5,234 $2,993 $2,275

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Cheap Bay Port, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bay Port, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Bay Port, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bay Port, Michigan

ZIP Code Average Annual Rates
48720 $7,004

Cheap Bay Port, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Bay Port, Michigan auto insurance. Find the cheapest annual Bay Port, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bay Port, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,491 $22,491
Farmers $5,928 $5,928
GEICO $5,615 $5,884
Liberty Mutual $19,520 $20,916
Nationwide $7,536 $7,536
Progressive $5,225 $5,225
State Farm $10,483 $11,071
Travelers $7,961 $8,053
USAA $3,460 $3,541

Cheap Bay Port, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bay Port, Michigan? Check out the comparison of annual Bay Port, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bay Port, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $5,770 $5,914 $6,102
GEICO $5,390 $5,701 $6,157
Liberty Mutual $19,733 $20,169 $20,752
Nationwide $7,885 $7,409 $7,314
Progressive $5,048 $5,232 $5,395
State Farm $10,234 $10,844 $11,253
Travelers $7,920 $8,016 $8,086
USAA $3,393 $3,510 $3,600

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Best By Category: Cheapest Auto Insurance in Bay Port, Michigan

Compare the cheapest auto insurance companies in Bay Port, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bay Port, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Bay Port, Michigan Auto Insurance Companies

What auto insurance companies in Bay Port, Michigan are the cheapest? Compare the top Bay Port, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bay Port, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $5,928
GEICO $5,750
Liberty Mutual $20,218
Nationwide $7,536
Progressive $5,225
State Farm $10,777
Travelers $8,007
USAA $3,501

What affects auto insurance rates in Bay Port, Michigan?

There are a lot of reasons why auto insurance rates in Bay Port, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bay Port, Michigan. Many local factors may affect your Bay Port auto insurance rates.

Bay Port Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bay Port, Michigan commute length is 30.1 minutes according to City-Data.

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Compare Bay Port, Michigan Auto Insurance Quotes

Before you buy Bay Port, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bay Port, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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