Best Cheap Auto Insurance in Bay Point, CA (2021)

The average Bay Point, CA auto insurance rates are $315 per month. The minimum auto insurance in Bay Point is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Bay Point, California, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Bay Point for teen drivers is Farmers
  • Average auto insurance rates in Bay Point, CA for senior drivers are $2,260 per year
  • The average commute length in Bay Point is 35.9 minutes

Bay Point, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Bay Point can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bay Point, California, including driving record, credit, commute time, and more.

Compare auto insurance in Bay Point to other California cities, including Bakersfield auto insurance rates, San Diego auto insurance rates, and Los Angeles auto insurance rates to see how Bay Point, California auto insurance rates stack up.

Before you buy Bay Point, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bay Point, California auto insurance quotes.

Minimum Auto Insurance in Bay Point, California

Bay Point, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bay Point, California.

Minimum Required Auto Insurance Coverage in Bay Point, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Bay Point, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bay Point, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bay Point, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,858 $2,865 $2,081 $2,104 $7,885 $9,929 $3,666 $4,042
Farmers $2,757 $2,757 $2,486 $2,486 $8,788 $14,411 $3,267 $3,638
GEICO $1,876 $1,877 $1,764 $1,764 $5,737 $5,845 $2,698 $2,761
Liberty Mutual $2,293 $2,175 $2,131 $2,065 $5,050 $5,354 $2,591 $2,606
Nationwide $3,670 $3,506 $3,190 $3,009 $9,350 $10,313 $4,399 $4,358
Progressive $1,593 $1,639 $1,336 $1,592 $4,160 $5,031 $2,276 $2,447
State Farm $3,556 $3,556 $3,177 $3,177 $6,516 $8,062 $3,938 $4,063
Travelers $2,525 $2,448 $2,228 $2,203 $5,181 $5,979 $3,292 $3,226
USAA $1,983 $1,881 $1,934 $1,945 $4,497 $4,537 $2,755 $2,607

Cheap Bay Point, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bay Point, California is a challenge. Take a look at the annual teen auto insurance rates in Bay Point, California.

Annual Auto Insurance Rates for Teen Drivers in Bay Point, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,885 $9,929
Farmers $8,788 $14,411
GEICO $5,737 $5,845
Liberty Mutual $5,050 $5,354
Nationwide $9,350 $10,313
Progressive $4,160 $5,031
State Farm $6,516 $8,062
Travelers $5,181 $5,979
USAA $4,497 $4,537

Cheap Bay Point, California Auto Insurance for Seniors

What are senior auto insurance rates in Bay Point, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bay Point, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,081 $2,104
Farmers $2,486 $2,486
GEICO $1,764 $1,764
Liberty Mutual $2,131 $2,065
Nationwide $3,190 $3,009
Progressive $1,336 $1,592
State Farm $3,177 $3,177
Travelers $2,228 $2,203
USAA $1,934 $1,945

Cheap Bay Point, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bay Point, California compared to the annual auto insurance rates with a clean record in Bay Point, California.

Annual Bay Point, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,667 $4,491 $7,055 $3,501
Farmers $3,749 $5,108 $6,365 $5,073
GEICO $2,126 $3,284 $4,115 $2,637
Liberty Mutual $2,633 $3,528 $3,182 $2,790
Nationwide $3,642 $4,669 $7,918 $4,669
Progressive $1,651 $2,785 $3,225 $2,375
State Farm $3,212 $3,833 $7,247 $3,730
Travelers $2,265 $3,666 $4,289 $3,320
USAA $1,838 $2,735 $4,482 $2,014

Cheap Bay Point, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bay Point, California is not easy. Compare the annual rates for DUI auto insurance in Bay Point, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Bay Point, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,055
Farmers $6,365
GEICO $4,115
Liberty Mutual $3,182
Nationwide $7,918
Progressive $3,225
State Farm $7,247
Travelers $4,289
USAA $4,482

Cheap Bay Point, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Bay Point, California auto insurance. Find the cheapest annual Bay Point, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bay Point, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,992 $4,866
Farmers $4,604 $5,544
GEICO $2,762 $3,319
Liberty Mutual $2,785 $3,281
Nationwide $4,611 $5,837
Progressive $2,277 $2,741
State Farm $4,344 $4,667
Travelers $3,042 $3,729
USAA $2,552 $2,983

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Cheap Bay Point, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bay Point, California? Check out the comparison of annual Bay Point, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bay Point, California

Insurance Company Low Medium High
Allstate $4,193 $4,467 $4,626
Farmers $4,730 $5,111 $5,380
GEICO $2,817 $3,071 $3,233
Liberty Mutual $2,845 $3,058 $3,196
Nationwide $4,739 $5,315 $5,619
Progressive $2,291 $2,577 $2,660
State Farm $4,121 $4,571 $4,825
Travelers $2,999 $3,471 $3,686
USAA $2,533 $2,817 $2,952

Best By Category: Cheapest Auto Insurance in Bay Point, California

Compare the cheapest auto insurance companies in Bay Point, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bay Point, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Bay Point, California Auto Insurance Companies

What auto insurance companies in Bay Point, California are the cheapest? Compare the top Bay Point, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bay Point, California

Insurance Company Average Annual Rates
Allstate $4,429
Farmers $5,074
GEICO $3,040
Liberty Mutual $3,033
Nationwide $5,224
Progressive $2,509
State Farm $4,506
Travelers $3,385
USAA $2,767

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What affects auto insurance rates in Bay Point, California?

There are a lot of reasons why auto insurance rates in Bay Point, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bay Point, California. Many local factors may affect your Bay Point auto insurance rates.

Bay Point Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bay Point, California commute length is 35.9 minutes according to City-Data.

Compare Bay Point, California Auto Insurance Quotes

Before you buy Bay Point, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bay Point, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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