Best Cheap Auto Insurance in Bay Hill, FL (2021)

The average Bay Hill, FL auto insurance rates are $388 per month. The minimum auto insurance in Bay Hill is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Bay Hill, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Bay Hill is USAA
  • The average commute length in Bay Hill is 23.3 minutes
  • Average auto insurance rates in Bay Hill, FL for senior drivers are $2,794 per year

Bay Hill, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Bay Hill can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bay Hill, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Bay Hill to other Florida cities, including Fort Lauderdale auto insurance rates, Miami auto insurance rates, and Port St. Lucie auto insurance rates to see how Bay Hill, Florida auto insurance rates stack up.

Before you buy Bay Hill, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bay Hill, Florida auto insurance quotes.

Minimum Auto Insurance in Bay Hill, Florida

Bay Hill, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bay Hill, Florida.

Minimum Required Auto Insurance Coverage in Bay Hill, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Bay Hill, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bay Hill, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bay Hill, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,486 $4,315 $3,921 $4,001 $16,006 $17,498 $4,508 $4,587
GEICO $2,905 $2,915 $2,722 $2,722 $5,216 $6,533 $3,199 $3,238
Liberty Mutual $3,881 $3,881 $3,548 $3,548 $8,295 $12,826 $3,881 $5,295
Nationwide $3,054 $3,003 $2,723 $2,814 $7,364 $9,023 $3,358 $3,476
Progressive $3,599 $3,398 $3,092 $3,305 $10,166 $11,068 $4,342 $4,147
State Farm $1,983 $1,983 $1,798 $1,798 $5,900 $7,551 $2,208 $2,371
USAA $1,676 $1,645 $1,568 $1,552 $5,805 $6,722 $2,095 $2,258

Cheap Bay Hill, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bay Hill, Florida is a challenge. Take a look at the annual teen auto insurance rates in Bay Hill, Florida.

Annual Auto Insurance Rates for Teen Drivers in Bay Hill, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $16,006 $17,498
GEICO $5,216 $6,533
Liberty Mutual $8,295 $12,826
Nationwide $7,364 $9,023
Progressive $10,166 $11,068
State Farm $5,900 $7,551
USAA $5,805 $6,722

Cheap Bay Hill, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Bay Hill, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bay Hill, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,921 $4,001
GEICO $2,722 $2,722
Liberty Mutual $3,548 $3,548
Nationwide $2,723 $2,814
Progressive $3,092 $3,305
State Farm $1,798 $1,798
USAA $1,568 $1,552

Cheap Bay Hill, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bay Hill, Florida compared to the annual auto insurance rates with a clean record in Bay Hill, Florida.

Annual Bay Hill, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,368 $7,645 $8,552 $7,096
GEICO $2,551 $3,273 $4,892 $4,009
Liberty Mutual $4,023 $5,272 $7,727 $5,555
Nationwide $3,701 $4,074 $5,513 $4,120
Progressive $4,258 $6,291 $5,300 $5,709
State Farm $2,920 $3,477 $3,199 $3,199
USAA $2,274 $2,818 $4,182 $2,387

Cheap Bay Hill, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bay Hill, Florida is not easy. Compare the annual rates for DUI auto insurance in Bay Hill, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Bay Hill, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,552
GEICO $4,892
Liberty Mutual $7,727
Nationwide $5,513
Progressive $5,300
State Farm $3,199
USAA $4,182

Cheap Bay Hill, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bay Hill, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bay Hill, Florida

Insurance Company Poor Fair Good
Allstate $10,323 $6,573 $5,350
GEICO $5,381 $3,240 $2,422
Liberty Mutual $7,298 $5,331 $4,304
Nationwide $5,464 $3,991 $3,600
Progressive $7,019 $4,990 $4,159
State Farm $4,393 $2,864 $2,340
USAA $4,754 $2,316 $1,676

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Cheap Bay Hill, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Bay Hill, Florida auto insurance. Find the cheapest annual Bay Hill, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bay Hill, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,203 $7,628
GEICO $3,664 $3,699
Liberty Mutual $5,459 $5,830
Nationwide $4,352 $4,352
Progressive $5,389 $5,389
State Farm $3,089 $3,309
USAA $2,882 $2,948

Cheap Bay Hill, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bay Hill, Florida? Check out the comparison of annual Bay Hill, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bay Hill, Florida

Insurance Company Low Medium High
Allstate $5,733 $7,798 $8,715
GEICO $3,031 $3,808 $4,205
Liberty Mutual $5,178 $5,737 $6,018
Nationwide $3,456 $4,520 $5,079
Progressive $4,507 $5,517 $6,145
State Farm $2,725 $3,281 $3,591
USAA $2,524 $3,017 $3,204

Best By Category: Cheapest Auto Insurance in Bay Hill, Florida

Compare the cheapest auto insurance companies in Bay Hill, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bay Hill, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Bay Hill, Florida Auto Insurance Companies

What auto insurance companies in Bay Hill, Florida are the cheapest? Compare the top Bay Hill, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bay Hill, Florida

Insurance Company Average Annual Rates
Allstate $7,415
GEICO $3,681
Liberty Mutual $5,644
Nationwide $4,352
Progressive $5,389
State Farm $3,199
USAA $2,915

What affects auto insurance rates in Bay Hill, Florida?

There are a lot of reasons why auto insurance rates in Bay Hill, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bay Hill, Florida. Many local factors may affect your Bay Hill auto insurance rates.

Bay Hill Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bay Hill, Florida commute length is 23.3 minutes according to City-Data.

Compare Bay Hill, Florida Auto Insurance Quotes

Before you buy Bay Hill, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bay Hill, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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