Best Cheap Auto Insurance in Baxter, TN (2021)

The average Baxter, TN auto insurance rates are $277 per month. The minimum auto insurance in Baxter is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Baxter, Tennessee, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Baxter, Tennessee is 25/50/15
  • The most expensive auto insurance company in Baxter for teen drivers is Liberty Mutual
  • The average commute length in Baxter is 23.0 minutes

Baxter, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Baxter can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Baxter, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Baxter to other Tennessee cities, including Knoxville auto insurance rates, Chattanooga auto insurance rates, and Bartlett auto insurance rates to see how Baxter, Tennessee auto insurance rates stack up.

Before you buy Baxter, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Baxter, Tennessee auto insurance quotes.

Minimum Auto Insurance in Baxter, Tennessee

Baxter, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Baxter, Tennessee.

Minimum Required Auto Insurance Coverage in Baxter, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Baxter, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Baxter, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Baxter, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,542 $2,440 $2,290 $2,376 $9,542 $10,382 $2,706 $2,800
Farmers $1,344 $1,369 $1,205 $1,320 $5,379 $5,735 $1,821 $1,931
GEICO $2,082 $2,102 $1,919 $1,919 $6,270 $6,388 $2,112 $2,178
Liberty Mutual $3,335 $129 $2,740 $3,058 $13,488 $14,982 $3,580 $3,819
Nationwide $2,073 $2,092 $1,858 $1,890 $5,621 $7,252 $2,379 $2,585
Progressive $1,861 $1,758 $1,514 $1,582 $8,395 $9,462 $2,250 $2,473
State Farm $1,398 $1,398 $1,264 $1,264 $4,310 $5,382 $1,580 $1,841
Travelers $1,672 $1,757 $1,529 $1,625 $4,757 $5,908 $1,777 $1,869
USAA $1,376 $1,400 $1,243 $1,243 $4,843 $5,555 $1,790 $1,909

Cheap Baxter, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Baxter, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Baxter, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Baxter, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,542 $10,382
Farmers $5,379 $5,735
GEICO $6,270 $6,388
Liberty Mutual $13,488 $14,982
Nationwide $5,621 $7,252
Progressive $8,395 $9,462
State Farm $4,310 $5,382
Travelers $4,757 $5,908
USAA $4,843 $5,555

Cheap Baxter, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Baxter, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Baxter, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,290 $2,376
Farmers $1,205 $1,320
GEICO $1,919 $1,919
Liberty Mutual $2,740 $3,058
Nationwide $1,858 $1,890
Progressive $1,514 $1,582
State Farm $1,264 $1,264
Travelers $1,529 $1,625
USAA $1,243 $1,243

Cheap Baxter, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Baxter, Tennessee compared to the annual auto insurance rates with a clean record in Baxter, Tennessee.

Annual Baxter, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,672 $4,376 $5,290 $4,201
Farmers $2,153 $2,649 $2,702 $2,548
GEICO $2,263 $3,038 $4,922 $2,263
Liberty Mutual $4,579 $6,590 $6,133 $5,264
Nationwide $2,787 $2,787 $4,179 $3,124
Progressive $3,225 $4,187 $3,434 $3,802
State Farm $2,098 $2,511 $2,304 $2,304
Travelers $2,118 $2,722 $3,003 $2,604
USAA $1,765 $2,634 $3,096 $2,185

Cheap Baxter, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Baxter, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Baxter, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Baxter, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,290
Farmers $2,702
GEICO $4,922
Liberty Mutual $6,133
Nationwide $4,179
Progressive $3,434
State Farm $2,304
Travelers $3,003
USAA $3,096

Cheap Baxter, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Baxter, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Baxter, Tennessee

Insurance Company Poor Fair Good
Allstate $5,589 $4,286 $3,280
Farmers $2,985 $2,340 $2,214
GEICO $3,543 $3,033 $2,788
Liberty Mutual $8,084 $4,958 $3,882
Nationwide $3,877 $3,064 $2,715
Progressive $4,119 $3,550 $3,317
State Farm $3,344 $2,008 $1,561
Travelers $3,313 $2,615 $1,907
USAA $3,507 $2,056 $1,697

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Cheap Baxter, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Baxter, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Baxter, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Baxter, Tennessee

ZIP Code Average Annual Rates
38544 $3,372

Cheap Baxter, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Baxter, Tennessee auto insurance. Find the cheapest annual Baxter, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Baxter, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,385 $4,385
Farmers $2,513 $2,513
GEICO $3,103 $3,139
Liberty Mutual $5,642 $5,642
Nationwide $3,219 $3,219
Progressive $3,662 $3,662
State Farm $2,250 $2,359
Travelers $2,510 $2,714
USAA $2,352 $2,488

Cheap Baxter, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Baxter, Tennessee? Check out the comparison of annual Baxter, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Baxter, Tennessee

Insurance Company Low Medium High
Allstate $4,227 $4,374 $4,553
Farmers $2,384 $2,504 $2,651
GEICO $2,977 $3,114 $3,272
Liberty Mutual $5,411 $5,641 $5,872
Nationwide $3,254 $3,149 $3,253
Progressive $3,458 $3,662 $3,865
State Farm $2,173 $2,315 $2,425
Travelers $2,458 $2,610 $2,767
USAA $2,345 $2,412 $2,503

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Best By Category: Cheapest Auto Insurance in Baxter, Tennessee

Compare the cheapest auto insurance companies in Baxter, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Baxter, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Baxter, Tennessee Auto Insurance Companies

What auto insurance companies in Baxter, Tennessee are the cheapest? Compare the top Baxter, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Baxter, Tennessee

Insurance Company Average Annual Rates
Allstate $4,385
Farmers $2,513
GEICO $3,121
Liberty Mutual $5,642
Nationwide $3,219
Progressive $3,662
State Farm $2,304
Travelers $2,612
USAA $2,420

What affects auto insurance rates in Baxter, Tennessee?

There are a lot of reasons why auto insurance rates in Baxter, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Baxter, Tennessee. Many local factors may affect your Baxter auto insurance rates.

Baxter Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Baxter, Tennessee commute length is 23.0 minutes according to City-Data.

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Compare Baxter, Tennessee Auto Insurance Quotes

Before you buy Baxter, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Baxter, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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