Best Cheap Auto Insurance in Bath, MI (2021)

The average Bath, MI auto insurance rates are $693 per month. The minimum auto insurance in Bath is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Bath, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Bath, MI for senior drivers are $5,438 per year
  • The average commute length in Bath is 20.8 minutes
  • The minimum auto insurance required in Bath, Michigan is 20/40/10

Bath, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Bath can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bath, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Bath to other Michigan cities, including Flint auto insurance rates, Grand Rapids auto insurance rates, and Warren auto insurance rates to see how Bath, Michigan auto insurance rates stack up.

Before you buy Bath, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bath, Michigan auto insurance quotes.

Minimum Auto Insurance in Bath, Michigan

Bath, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bath, Michigan.

Minimum Required Auto Insurance Coverage in Bath, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Bath, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bath, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bath, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $12,837 $12,837 $11,854 $11,854 $32,814 $32,814 $13,545 $13,545
Farmers $3,559 $3,559 $3,317 $3,317 $8,056 $8,056 $4,001 $4,001
GEICO $3,407 $3,407 $3,496 $3,496 $9,848 $9,848 $3,263 $3,263
Liberty Mutual $12,336 $12,336 $12,215 $12,215 $28,951 $28,951 $12,336 $12,336
Nationwide $3,905 $3,905 $3,471 $3,471 $10,477 $10,477 $4,290 $4,290
Progressive $2,502 $2,348 $2,223 $2,449 $9,229 $9,927 $2,911 $2,743
State Farm $6,100 $6,100 $5,665 $5,665 $21,508 $21,508 $7,169 $7,169
Travelers $5,125 $5,125 $4,407 $4,407 $15,382 $15,382 $5,563 $5,563
USAA $2,382 $2,267 $2,242 $2,123 $5,884 $5,626 $2,913 $2,809

Cheap Bath, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bath, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Bath, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Bath, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $32,814 $32,814
Farmers $8,056 $8,056
GEICO $9,848 $9,848
Liberty Mutual $28,951 $28,951
Nationwide $10,477 $10,477
Progressive $9,229 $9,927
State Farm $21,508 $21,508
Travelers $15,382 $15,382
USAA $5,884 $5,626

Cheap Bath, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Bath, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bath, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $11,854 $11,854
Farmers $3,317 $3,317
GEICO $3,496 $3,496
Liberty Mutual $12,215 $12,215
Nationwide $3,471 $3,471
Progressive $2,223 $2,449
State Farm $5,665 $5,665
Travelers $4,407 $4,407
USAA $2,242 $2,123

Cheap Bath, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bath, Michigan compared to the annual auto insurance rates with a clean record in Bath, Michigan.

Annual Bath, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,745 $11,612 $38,520 $12,172
Farmers $3,981 $5,068 $4,999 $4,884
GEICO $1,744 $3,730 $11,294 $3,245
Liberty Mutual $11,447 $13,871 $25,819 $14,701
Nationwide $4,752 $6,309 $5,743 $5,338
Progressive $3,668 $4,764 $4,285 $4,448
State Farm $6,389 $7,683 $16,745 $9,625
Travelers $5,149 $7,360 $11,881 $6,087
USAA $2,643 $3,291 $4,310 $2,879

Cheap Bath, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bath, Michigan is not easy. Compare the annual rates for DUI auto insurance in Bath, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Bath, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $38,520
Farmers $4,999
GEICO $11,294
Liberty Mutual $25,819
Nationwide $5,743
Progressive $4,285
State Farm $16,745
Travelers $11,881
USAA $4,310

Cheap Bath, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bath, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bath, Michigan

Insurance Company Poor Fair Good
Allstate $26,812 $14,901 $11,574
Farmers $6,194 $4,158 $3,848
GEICO $6,426 $4,731 $3,854
Liberty Mutual $26,017 $15,039 $8,322
Nationwide $6,898 $5,239 $4,470
Progressive $4,920 $4,170 $3,784
State Farm $16,380 $8,303 $5,649
Travelers $7,808 $7,573 $7,477
USAA $4,892 $2,802 $2,149

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Cheap Bath, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bath, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Bath, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bath, Michigan

ZIP Code Average Annual Rates
48808 $5,919

Cheap Bath, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Bath, Michigan auto insurance. Find the cheapest annual Bath, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bath, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $17,763 $17,763
Farmers $4,733 $4,733
GEICO $4,892 $5,115
Liberty Mutual $15,895 $17,024
Nationwide $5,536 $5,536
Progressive $4,291 $4,291
State Farm $9,844 $10,376
Travelers $7,576 $7,663
USAA $3,244 $3,318

Cheap Bath, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bath, Michigan? Check out the comparison of annual Bath, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bath, Michigan

Insurance Company Low Medium High
Allstate $17,293 $17,804 $18,191
Farmers $4,616 $4,723 $4,860
GEICO $4,689 $4,961 $5,360
Liberty Mutual $16,093 $16,425 $16,860
Nationwide $5,758 $5,450 $5,399
Progressive $4,178 $4,297 $4,399
State Farm $9,628 $10,170 $10,533
Travelers $7,536 $7,630 $7,692
USAA $3,177 $3,289 $3,377

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Best By Category: Cheapest Auto Insurance in Bath, Michigan

Compare the cheapest auto insurance companies in Bath, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bath, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Bath, Michigan Auto Insurance Companies

What auto insurance companies in Bath, Michigan are the cheapest? Compare the top Bath, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bath, Michigan

Insurance Company Average Annual Rates
Allstate $17,763
Farmers $4,733
GEICO $5,003
Liberty Mutual $16,459
Nationwide $5,536
Progressive $4,291
State Farm $10,110
Travelers $7,619
USAA $3,281

What affects auto insurance rates in Bath, Michigan?

There are a lot of reasons why auto insurance rates in Bath, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bath, Michigan. Many local factors may affect your Bath auto insurance rates.

Bath Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bath, Michigan commute length is 20.8 minutes according to City-Data.

Bath Traffic

How does Bath, Michigan rank for traffic? According to Inrix Bath, Michigan is the 786th most congested worldwide.

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Compare Bath, Michigan Auto Insurance Quotes

Before you buy Bath, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bath, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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