Best Cheap Auto Insurance in Basking Ridge, NJ (2021)

The average Basking Ridge, NJ auto insurance rates are $391 per month. The minimum auto insurance in Basking Ridge is at least 15/30/5 in coverage to comply with New Jersey auto insurance laws. To find the best cheap auto insurance in Basking Ridge, New Jersey, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Basking Ridge, New Jersey is 15/30/5
  • The cheapest auto insurance company in Basking Ridge is GEICO
  • The most expensive auto insurance company in Basking Ridge for teen drivers is Farmers

Basking Ridge, New Jersey auto insurance requirements are 15/30/5 according to New Jersey auto insurance laws. Finding cheap auto insurance in Basking Ridge can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Basking Ridge, New Jersey, including driving record, credit, commute time, and more.

Compare auto insurance in Basking Ridge to other New Jersey cities, including Camden auto insurance rates, Trenton auto insurance rates, and Bayonne auto insurance rates to see how Basking Ridge, New Jersey auto insurance rates stack up.

Before you buy Basking Ridge, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Basking Ridge, New Jersey auto insurance quotes.

Minimum Auto Insurance in Basking Ridge, New Jersey

Basking Ridge, New Jersey auto insurance laws require that you have at least the New Jersey minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Basking Ridge, New Jersey.

Minimum Required Auto Insurance Coverage in Basking Ridge, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Basking Ridge, New Jersey Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Basking Ridge, New Jersey are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Basking Ridge, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,946 $2,930 $2,834 $2,834 $9,415 $11,859 $3,428 $3,618
Farmers $4,232 $4,273 $4,092 $4,027 $12,639 $14,551 $5,048 $5,252
GEICO $1,933 $1,892 $1,880 $1,880 $3,474 $3,524 $2,207 $2,181
Liberty Mutual $3,583 $3,583 $3,930 $3,930 $9,206 $10,444 $3,930 $4,504
Progressive $1,776 $1,657 $1,606 $1,629 $8,107 $9,157 $2,107 $2,085
State Farm $3,559 $3,559 $3,200 $3,200 $11,392 $14,651 $4,039 $4,511
Travelers $2,822 $2,773 $2,608 $2,660 $6,568 $7,544 $2,780 $2,790

Cheap Basking Ridge, New Jersey Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Basking Ridge, New Jersey is a challenge. Take a look at the annual teen auto insurance rates in Basking Ridge, New Jersey.

Annual Auto Insurance Rates for Teen Drivers in Basking Ridge, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,415 $11,859
Farmers $12,639 $14,551
GEICO $3,474 $3,524
Liberty Mutual $9,206 $10,444
Progressive $8,107 $9,157
State Farm $11,392 $14,651
Travelers $6,568 $7,544

Cheap Basking Ridge, New Jersey Auto Insurance for Seniors

What are senior auto insurance rates in Basking Ridge, New Jersey? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Basking Ridge, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,834 $2,834
Farmers $4,092 $4,027
GEICO $1,880 $1,880
Liberty Mutual $3,930 $3,930
Progressive $1,606 $1,629
State Farm $3,200 $3,200
Travelers $2,608 $2,660

Cheap Basking Ridge, New Jersey Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Basking Ridge, New Jersey compared to the annual auto insurance rates with a clean record in Basking Ridge, New Jersey.

Annual Basking Ridge, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,733 $6,205 $5,449 $4,544
Farmers $5,213 $8,912 $7,202 $5,730
GEICO $1,851 $2,424 $3,360 $1,851
Liberty Mutual $5,178 $5,915 $5,284 $5,178
Progressive $3,064 $4,007 $3,452 $3,540
State Farm $3,284 $5,945 $9,555 $5,272
Travelers $2,947 $4,327 $4,214 $3,784

Cheap Basking Ridge, New Jersey Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Basking Ridge, New Jersey is not easy. Compare the annual rates for DUI auto insurance in Basking Ridge, New Jersey to find the best deal.

Annual Auto Insurance Rates After a DUI in Basking Ridge, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,449
Farmers $7,202
GEICO $3,360
Liberty Mutual $5,284
Progressive $3,452
State Farm $9,555
Travelers $4,214

Cheap Basking Ridge, New Jersey Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Basking Ridge, New Jersey annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Basking Ridge, New Jersey

Insurance Company Poor Fair Good
Allstate $6,850 $4,516 $3,582
Farmers $7,957 $6,341 $5,995
GEICO $3,556 $2,059 $1,499
Liberty Mutual $6,812 $5,067 $4,287
Progressive $3,908 $3,440 $3,199
State Farm $8,684 $5,253 $4,104
Travelers $5,076 $3,760 $2,618

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Cheap Basking Ridge, New Jersey Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Basking Ridge, New Jersey can vary. Compare the annual cost of auto insurance by ZIP code in Basking Ridge, New Jersey to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Basking Ridge, New Jersey

ZIP Code Average Annual Rates
7920 $4,479

Cheap Basking Ridge, New Jersey Auto Insurance Rates By Commute

Commute length and annual mileage affect Basking Ridge, New Jersey auto insurance. Find the cheapest annual Basking Ridge, New Jersey auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Basking Ridge, New Jersey

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,973 $4,992
Farmers $6,764 $6,764
GEICO $2,353 $2,390
Liberty Mutual $5,337 $5,441
Progressive $3,516 $3,516
State Farm $5,866 $6,161
Travelers $3,818 $3,818

Cheap Basking Ridge, New Jersey Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Basking Ridge, New Jersey? Check out the comparison of annual Basking Ridge, New Jersey auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Basking Ridge, New Jersey

Insurance Company Low Medium High
Allstate $4,635 $5,050 $5,263
Farmers $6,219 $6,756 $7,318
GEICO $2,133 $2,417 $2,564
Liberty Mutual $4,849 $5,547 $5,770
Progressive $3,254 $3,566 $3,726
State Farm $5,660 $6,080 $6,301
Travelers $3,482 $3,820 $4,153

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Best By Category: Cheapest Auto Insurance in Basking Ridge, New Jersey

Compare the cheapest auto insurance companies in Basking Ridge, New Jersey in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Basking Ridge, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Basking Ridge, New Jersey Auto Insurance Companies

What auto insurance companies in Basking Ridge, New Jersey are the cheapest? Compare the top Basking Ridge, New Jersey auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Basking Ridge, New Jersey

Insurance Company Average Annual Rates
Allstate $4,983
Farmers $6,764
GEICO $2,371
Liberty Mutual $5,389
Progressive $3,516
State Farm $6,014
Travelers $3,818

Compare Basking Ridge, New Jersey Auto Insurance Quotes

Before you buy Basking Ridge, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Basking Ridge, New Jersey auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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