Best Cheap Auto Insurance in Baskett, KY (2021)

The average Baskett, KY auto insurance rates are $399 per month. The minimum auto insurance in Baskett is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Baskett, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Baskett for teen drivers is Progressive
  • The cheapest auto insurance company in Baskett is USAA
  • The minimum auto insurance required in Baskett, Kentucky is 25/50/25

Baskett, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Baskett can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Baskett, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Baskett to other Kentucky cities, including Hopkinsville auto insurance rates, Florence auto insurance rates, and Independence auto insurance rates to see how Baskett, Kentucky auto insurance rates stack up.

Before you buy Baskett, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Baskett, Kentucky auto insurance quotes.

Minimum Auto Insurance in Baskett, Kentucky

Baskett, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Baskett, Kentucky.

Minimum Required Auto Insurance Coverage in Baskett, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Baskett, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Baskett, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Baskett, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,999 $2,974 $2,699 $2,879 $10,920 $12,265 $3,344 $3,545
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,562 $2,776 $2,195 $2,447 $10,232 $11,292 $2,675 $2,774
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $4,821 $4,557 $4,345 $4,341 $24,595 $27,972 $6,012 $6,133
State Farm $1,952 $1,952 $1,730 $1,730 $5,374 $6,722 $2,178 $2,394
Travelers $1,990 $2,026 $1,949 $1,953 $9,284 $14,834 $2,077 $2,405
USAA $1,710 $1,719 $1,543 $1,577 $4,464 $4,716 $2,162 $2,374

Cheap Baskett, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Baskett, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Baskett, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Baskett, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,920 $12,265
GEICO $6,831 $8,150
Liberty Mutual $10,232 $11,292
Nationwide $6,037 $7,550
Progressive $24,595 $27,972
State Farm $5,374 $6,722
Travelers $9,284 $14,834
USAA $4,464 $4,716

Cheap Baskett, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Baskett, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Baskett, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,699 $2,879
GEICO $3,608 $3,267
Liberty Mutual $2,195 $2,447
Nationwide $2,519 $2,640
Progressive $4,345 $4,341
State Farm $1,730 $1,730
Travelers $1,949 $1,953
USAA $1,543 $1,577

Cheap Baskett, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Baskett, Kentucky compared to the annual auto insurance rates with a clean record in Baskett, Kentucky.

Annual Baskett, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,330 $5,627 $5,984 $4,871
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,858 $5,914 $4,606 $4,098
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $8,524 $12,744 $9,734 $10,386
State Farm $2,760 $3,248 $3,004 $3,004
Travelers $3,986 $4,101 $5,900 $4,273
USAA $1,913 $2,703 $3,215 $2,301

Cheap Baskett, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Baskett, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Baskett, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Baskett, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,984
GEICO $6,862
Liberty Mutual $4,606
Nationwide $4,997
Progressive $9,734
State Farm $3,004
Travelers $5,900
USAA $3,215

Cheap Baskett, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Baskett, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Baskett, Kentucky

Insurance Company Poor Fair Good
Allstate $6,877 $4,758 $3,975
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,596 $4,055 $3,206
Nationwide $4,672 $3,666 $3,197
Progressive $11,547 $10,089 $9,405
State Farm $4,351 $2,620 $2,041
Travelers $5,092 $4,310 $4,292
USAA $3,766 $2,111 $1,722

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Baskett, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Baskett, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Baskett, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Baskett, Kentucky

ZIP Code Average Annual Rates
42402 $4,408

Cheap Baskett, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Baskett, Kentucky auto insurance. Find the cheapest annual Baskett, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Baskett, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,203 $5,203
GEICO $4,191 $4,270
Liberty Mutual $4,619 $4,619
Nationwide $3,845 $3,845
Progressive $10,347 $10,347
State Farm $2,926 $3,082
Travelers $4,565 $4,565
USAA $2,438 $2,628

Cheap Baskett, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Baskett, Kentucky? Check out the comparison of annual Baskett, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Baskett, Kentucky

Insurance Company Low Medium High
Allstate $4,881 $5,185 $5,543
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,412 $4,591 $4,855
Nationwide $3,908 $3,801 $3,826
Progressive $9,463 $10,162 $11,416
State Farm $2,849 $3,003 $3,160
Travelers $4,345 $4,588 $4,762
USAA $2,416 $2,527 $2,656

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Baskett, Kentucky

Compare the cheapest auto insurance companies in Baskett, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Baskett, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Baskett, Kentucky Auto Insurance Companies

What auto insurance companies in Baskett, Kentucky are the cheapest? Compare the top Baskett, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Baskett, Kentucky

Insurance Company Average Annual Rates
Allstate $5,203
GEICO $4,231
Liberty Mutual $4,619
Nationwide $3,845
Progressive $10,347
State Farm $3,004
Travelers $4,565
USAA $2,533

Compare Baskett, Kentucky Auto Insurance Quotes

Before you buy Baskett, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Baskett, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption