Best Cheap Auto Insurance in Barstow, TX (2021)

The average Barstow, TX auto insurance rates are $311 per month. The minimum auto insurance in Barstow is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Barstow, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Barstow, Texas is 30/60/25
  • The cheapest auto insurance company in Barstow is USAA
  • The most expensive auto insurance company in Barstow for teen drivers is Progressive

Barstow, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Barstow can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Barstow, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Barstow to other Texas cities, including Fort Worth auto insurance rates, Houston auto insurance rates, and Austin auto insurance rates to see how Barstow, Texas auto insurance rates stack up.

Before you buy Barstow, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Barstow, Texas auto insurance quotes.

Minimum Auto Insurance in Barstow, Texas

Barstow, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Barstow, Texas.

Minimum Required Auto Insurance Coverage in Barstow, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Barstow, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Barstow, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Barstow, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,482 $3,536 $3,440 $3,440 $8,940 $10,875 $4,333 $4,559
American Family $2,913 $3,228 $2,708 $3,088 $7,725 $10,301 $4,181 $4,815
GEICO $2,145 $2,282 $2,010 $2,224 $4,510 $4,742 $2,321 $2,355
Nationwide $2,416 $2,465 $2,128 $2,262 $6,803 $8,778 $2,832 $3,074
Progressive $2,505 $2,347 $2,233 $2,276 $10,620 $11,800 $2,935 $2,938
State Farm $1,651 $1,651 $1,467 $1,467 $3,895 $4,954 $1,791 $1,849
USAA $1,455 $1,481 $1,376 $1,388 $3,873 $4,274 $1,944 $2,125

Cheap Barstow, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Barstow, Texas is a challenge. Take a look at the annual teen auto insurance rates in Barstow, Texas.

Annual Auto Insurance Rates for Teen Drivers in Barstow, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,940 $10,875
American Family $7,725 $10,301
GEICO $4,510 $4,742
Nationwide $6,803 $8,778
Progressive $10,620 $11,800
State Farm $3,895 $4,954
USAA $3,873 $4,274

Cheap Barstow, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Barstow, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Barstow, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,440 $3,440
American Family $2,708 $3,088
GEICO $2,010 $2,224
Nationwide $2,128 $2,262
Progressive $2,233 $2,276
State Farm $1,467 $1,467
USAA $1,376 $1,388

Cheap Barstow, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Barstow, Texas compared to the annual auto insurance rates with a clean record in Barstow, Texas.

Annual Barstow, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,212 $6,306 $6,571 $4,212
American Family $4,435 $5,660 $4,950 $4,435
GEICO $2,402 $3,118 $2,678 $3,097
Nationwide $3,325 $3,325 $4,962 $3,766
Progressive $4,101 $5,328 $4,788 $4,610
State Farm $2,086 $2,384 $2,805 $2,086
USAA $1,687 $2,453 $2,884 $1,935

Cheap Barstow, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Barstow, Texas is not easy. Compare the annual rates for DUI auto insurance in Barstow, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Barstow, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,571
American Family $4,950
GEICO $2,678
Nationwide $4,962
Progressive $4,788
State Farm $2,805
USAA $2,884

Cheap Barstow, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Barstow, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Barstow, Texas

Insurance Company Poor Fair Good
Allstate $6,775 $4,962 $4,239
American Family $6,773 $4,166 $3,671
GEICO $4,341 $2,471 $1,658
Nationwide $4,619 $3,698 $3,217
Progressive $5,290 $4,582 $4,249
State Farm $3,312 $2,064 $1,646
USAA $3,325 $1,886 $1,508

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Barstow, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Barstow, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Barstow, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Barstow, Texas

ZIP Code Average Annual Rates
79719 $5,584

Cheap Barstow, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Barstow, Texas auto insurance. Find the cheapest annual Barstow, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Barstow, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,206 $5,445
American Family $4,870 $4,870
GEICO $2,766 $2,881
Nationwide $3,845 $3,845
Progressive $4,707 $4,707
State Farm $2,341 $2,341
USAA $2,211 $2,268

Cheap Barstow, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Barstow, Texas? Check out the comparison of annual Barstow, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Barstow, Texas

Insurance Company Low Medium High
Allstate $5,241 $5,294 $5,441
American Family $4,599 $4,731 $5,279
GEICO $2,711 $2,796 $2,963
Nationwide $4,176 $3,679 $3,679
Progressive $4,427 $4,676 $5,017
State Farm $2,228 $2,336 $2,458
USAA $2,181 $2,233 $2,305

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Barstow, Texas

Compare the cheapest auto insurance companies in Barstow, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Barstow, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Barstow, Texas Auto Insurance Companies

What auto insurance companies in Barstow, Texas are the cheapest? Compare the top Barstow, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Barstow, Texas

Insurance Company Average Annual Rates
Allstate $5,325
American Family $4,870
GEICO $2,824
Nationwide $3,845
Progressive $4,707
State Farm $2,341
USAA $2,240

What affects auto insurance rates in Barstow, Texas?

There are a lot of reasons why auto insurance rates in Barstow, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Barstow, Texas. Many local factors may affect your Barstow auto insurance rates.

Barstow Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Barstow, Texas commute length is 23.5 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Barstow, Texas Auto Insurance Quotes

Before you buy Barstow, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Barstow, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption