Best Cheap Auto Insurance in Barnum, MN (2021)

The average Barnum, MN auto insurance rates are $380 per month. The minimum auto insurance in Barnum is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Barnum, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Barnum is State Farm
  • The average commute length in Barnum is 24.9 minutes
  • The most expensive auto insurance company in Barnum for teen drivers is Liberty Mutual

Barnum, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Barnum can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Barnum, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Barnum to other Minnesota cities, including Brooklyn Park auto insurance rates, Bloomington auto insurance rates, and Minneapolis auto insurance rates to see how Barnum, Minnesota auto insurance rates stack up.

Before you buy Barnum, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Barnum, Minnesota auto insurance quotes.

Minimum Auto Insurance in Barnum, Minnesota

Barnum, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Barnum, Minnesota.

Minimum Required Auto Insurance Coverage in Barnum, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Barnum, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Barnum, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Barnum, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,971 $2,971 $2,850 $2,850 $6,711 $9,749 $3,607 $3,799
American Family $2,247 $2,247 $2,037 $2,037 $6,116 $8,865 $2,247 $2,536
Farmers $1,971 $1,972 $1,900 $2,009 $5,655 $5,743 $2,588 $2,574
GEICO $2,981 $2,963 $2,860 $2,780 $5,955 $7,614 $2,800 $2,862
Liberty Mutual $9,543 $9,543 $9,448 $9,448 $18,946 $28,518 $9,543 $13,355
Nationwide $1,916 $1,936 $1,701 $1,812 $4,860 $5,952 $2,243 $2,349
State Farm $1,590 $1,590 $1,398 $1,398 $3,281 $4,060 $1,844 $1,526
USAA $2,073 $2,065 $1,879 $1,886 $5,513 $6,071 $2,719 $2,906

Cheap Barnum, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Barnum, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Barnum, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Barnum, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,711 $9,749
American Family $6,116 $8,865
Farmers $5,655 $5,743
GEICO $5,955 $7,614
Liberty Mutual $18,946 $28,518
Nationwide $4,860 $5,952
State Farm $3,281 $4,060
USAA $5,513 $6,071

Cheap Barnum, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Barnum, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Barnum, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,850 $2,850
American Family $2,037 $2,037
Farmers $1,900 $2,009
GEICO $2,860 $2,780
Liberty Mutual $9,448 $9,448
Nationwide $1,701 $1,812
State Farm $1,398 $1,398
USAA $1,879 $1,886

Cheap Barnum, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Barnum, Minnesota compared to the annual auto insurance rates with a clean record in Barnum, Minnesota.

Annual Barnum, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,265 $4,683 $5,571 $4,235
American Family $2,381 $4,281 $4,805 $2,699
Farmers $2,615 $3,279 $3,327 $2,985
GEICO $2,533 $4,061 $6,102 $2,713
Liberty Mutual $10,049 $13,683 $19,600 $10,840
Nationwide $2,256 $2,999 $3,454 $2,676
State Farm $1,932 $2,239 $2,086 $2,086
USAA $2,331 $2,964 $4,483 $2,778

Cheap Barnum, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Barnum, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Barnum, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Barnum, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,571
American Family $4,805
Farmers $3,327
GEICO $6,102
Liberty Mutual $19,600
Nationwide $3,454
State Farm $2,086
USAA $4,483

Cheap Barnum, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Barnum, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Barnum, Minnesota

Insurance Company Poor Fair Good
Allstate $6,529 $3,521 $3,266
American Family $4,836 $3,208 $2,579
Farmers $3,787 $2,773 $2,594
GEICO $4,627 $3,778 $3,150
Liberty Mutual $18,883 $12,208 $9,538
Nationwide $3,381 $2,730 $2,427
State Farm $3,042 $1,860 $1,356
USAA $4,959 $2,390 $2,068

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Cheap Barnum, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Barnum, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Barnum, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Barnum, Minnesota

ZIP Code Average Annual Rates
55707 $3,478

Cheap Barnum, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Barnum, Minnesota auto insurance. Find the cheapest annual Barnum, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Barnum, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,439 $4,439
American Family $3,500 $3,583
Farmers $3,051 $3,051
GEICO $3,803 $3,901
Liberty Mutual $13,141 $13,945
Nationwide $2,846 $2,846
State Farm $2,032 $2,140
USAA $3,098 $3,180

Cheap Barnum, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Barnum, Minnesota? Check out the comparison of annual Barnum, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Barnum, Minnesota

Insurance Company Low Medium High
Allstate $4,372 $4,434 $4,509
American Family $3,535 $3,639 $3,450
Farmers $2,941 $3,065 $3,149
GEICO $3,762 $3,850 $3,944
Liberty Mutual $13,254 $13,552 $13,822
Nationwide $2,700 $2,865 $2,973
State Farm $2,019 $2,091 $2,147
USAA $3,056 $3,137 $3,224

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Best By Category: Cheapest Auto Insurance in Barnum, Minnesota

Compare the cheapest auto insurance companies in Barnum, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Barnum, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Barnum, Minnesota Auto Insurance Companies

What auto insurance companies in Barnum, Minnesota are the cheapest? Compare the top Barnum, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Barnum, Minnesota

Insurance Company Average Annual Rates
Allstate $4,439
American Family $3,541
Farmers $3,051
GEICO $3,852
Liberty Mutual $13,543
Nationwide $2,846
State Farm $2,086
USAA $3,139

What affects auto insurance rates in Barnum, Minnesota?

There are a lot of reasons why auto insurance rates in Barnum, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Barnum, Minnesota. Many local factors may affect your Barnum auto insurance rates.

Barnum Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Barnum, Minnesota commute length is 24.9 minutes according to City-Data.

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Compare Barnum, Minnesota Auto Insurance Quotes

Before you buy Barnum, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Barnum, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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