Best Cheap Auto Insurance in Barnard, MO (2021)

The average Barnard, MO auto insurance rates are $267 per month. The minimum auto insurance in Barnard is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Barnard, Missouri, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Barnard is 30.0 minutes
  • The cheapest auto insurance company in Barnard is Nationwide
  • Average auto insurance rates in Barnard, MO for senior drivers are $1,812 per year

Barnard, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Barnard can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Barnard, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Barnard to other Missouri cities, including St. Joseph auto insurance rates, Columbia auto insurance rates, and St. Peters auto insurance rates to see how Barnard, Missouri auto insurance rates stack up.

Before you buy Barnard, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Barnard, Missouri auto insurance quotes.

Minimum Auto Insurance in Barnard, Missouri

Barnard, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Barnard, Missouri.

Minimum Required Auto Insurance Coverage in Barnard, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Barnard, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Barnard, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Barnard, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,787 $2,694 $2,514 $2,592 $7,830 $8,498 $2,662 $2,746
American Family $1,988 $1,988 $1,767 $1,767 $5,306 $6,919 $1,988 $2,337
Farmers $2,322 $2,313 $2,081 $2,197 $9,232 $9,534 $2,651 $2,786
GEICO $1,852 $2,064 $1,434 $1,805 $5,638 $5,996 $1,715 $1,742
Liberty Mutual $2,738 $2,972 $2,251 $2,526 $9,075 $10,082 $2,895 $3,099
Nationwide $1,344 $1,383 $1,194 $1,278 $3,304 $4,281 $1,526 $1,663
Progressive $2,094 $1,982 $1,711 $1,756 $6,327 $7,137 $2,562 $2,638
State Farm $1,602 $1,602 $1,412 $1,412 $4,343 $5,508 $1,794 $2,034
USAA $1,605 $1,589 $1,448 $1,469 $4,844 $5,914 $1,995 $2,214

Cheap Barnard, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Barnard, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Barnard, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Barnard, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,830 $8,498
American Family $5,306 $6,919
Farmers $9,232 $9,534
GEICO $5,638 $5,996
Liberty Mutual $9,075 $10,082
Nationwide $3,304 $4,281
Progressive $6,327 $7,137
State Farm $4,343 $5,508
USAA $4,844 $5,914

Cheap Barnard, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Barnard, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Barnard, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,514 $2,592
American Family $1,767 $1,767
Farmers $2,081 $2,197
GEICO $1,434 $1,805
Liberty Mutual $2,251 $2,526
Nationwide $1,194 $1,278
Progressive $1,711 $1,756
State Farm $1,412 $1,412
USAA $1,448 $1,469

Cheap Barnard, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Barnard, Missouri compared to the annual auto insurance rates with a clean record in Barnard, Missouri.

Annual Barnard, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,459 $3,906 $4,875 $3,922
American Family $2,280 $3,261 $3,907 $2,583
Farmers $3,602 $4,435 $4,341 $4,181
GEICO $2,198 $2,810 $3,742 $2,375
Liberty Mutual $3,251 $4,635 $4,796 $5,138
Nationwide $1,602 $2,012 $2,634 $1,739
Progressive $2,888 $3,737 $3,159 $3,318
State Farm $2,284 $2,644 $2,464 $2,464
USAA $2,100 $2,561 $3,578 $2,300

Cheap Barnard, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Barnard, Missouri is not easy. Compare the annual rates for DUI auto insurance in Barnard, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Barnard, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,875
American Family $3,907
Farmers $4,341
GEICO $3,742
Liberty Mutual $4,796
Nationwide $2,634
Progressive $3,159
State Farm $2,464
USAA $3,578

Cheap Barnard, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Barnard, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Barnard, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,588 $2,962
American Family $3,931 $2,763 $2,329
Farmers $4,741 $3,935 $3,743
GEICO $3,839 $2,502 $2,002
Liberty Mutual $6,401 $3,893 $3,071
Nationwide $2,363 $1,937 $1,690
Progressive $3,806 $3,134 $2,887
State Farm $3,290 $2,228 $1,873
USAA $4,394 $2,045 $1,465

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Cheap Barnard, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Barnard, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Barnard, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Barnard, Missouri

ZIP Code Average Annual Rates
64423 $2,629

Cheap Barnard, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Barnard, Missouri auto insurance. Find the cheapest annual Barnard, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Barnard, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,040 $4,040
American Family $2,977 $3,038
Farmers $4,140 $4,140
GEICO $2,727 $2,835
Liberty Mutual $4,455 $4,455
Nationwide $1,997 $1,997
Progressive $3,276 $3,276
State Farm $2,404 $2,523
USAA $2,541 $2,729

Cheap Barnard, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Barnard, Missouri? Check out the comparison of annual Barnard, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Barnard, Missouri

Insurance Company Low Medium High
Allstate $3,900 $4,032 $4,189
American Family $2,927 $3,104 $2,992
Farmers $3,910 $4,106 $4,403
GEICO $2,625 $2,797 $2,921
Liberty Mutual $4,225 $4,477 $4,663
Nationwide $1,888 $2,013 $2,089
Progressive $2,994 $3,283 $3,550
State Farm $2,332 $2,470 $2,588
USAA $2,526 $2,626 $2,752

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Best By Category: Cheapest Auto Insurance in Barnard, Missouri

Compare the cheapest auto insurance companies in Barnard, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Barnard, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Barnard, Missouri Auto Insurance Companies

What auto insurance companies in Barnard, Missouri are the cheapest? Compare the top Barnard, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Barnard, Missouri

Insurance Company Average Annual Rates
Allstate $4,040
American Family $3,008
Farmers $4,140
GEICO $2,781
Liberty Mutual $4,455
Nationwide $1,997
Progressive $3,276
State Farm $2,464
USAA $2,635

What affects auto insurance rates in Barnard, Missouri?

There are a lot of reasons why auto insurance rates in Barnard, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Barnard, Missouri. Many local factors may affect your Barnard auto insurance rates.

Barnard Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Barnard, Missouri commute length is 30.0 minutes according to City-Data.

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Compare Barnard, Missouri Auto Insurance Quotes

Before you buy Barnard, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Barnard, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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