Best Cheap Auto Insurance in Barnard, KS (2021)

The average Barnard, KS auto insurance rates are $274 per month. The minimum auto insurance in Barnard is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Barnard, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Barnard is 22.3 minutes
  • The cheapest auto insurance company in Barnard is American Family
  • Average auto insurance rates in Barnard, KS for senior drivers are $1,936 per year

Barnard, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Barnard can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Barnard, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Barnard to other Kansas cities, including Topeka auto insurance rates, Olathe auto insurance rates, and Shawnee auto insurance rates to see how Barnard, Kansas auto insurance rates stack up.

Before you buy Barnard, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Barnard, Kansas auto insurance quotes.

Minimum Auto Insurance in Barnard, Kansas

Barnard, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Barnard, Kansas.

Minimum Required Auto Insurance Coverage in Barnard, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Barnard, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Barnard, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Barnard, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,626 $1,626 $1,467 $1,467 $3,083 $3,684 $1,626 $1,820
Farmers $2,615 $2,601 $2,342 $2,438 $6,798 $7,039 $2,936 $3,097
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,402 $2,600 $2,256 $2,519 $10,464 $11,698 $2,658 $2,884
Nationwide $1,942 $2,016 $1,717 $1,866 $3,702 $4,573 $2,219 $2,372
Progressive $2,243 $2,136 $1,805 $1,885 $8,253 $9,306 $2,650 $2,842
State Farm $1,634 $1,634 $1,429 $1,429 $4,322 $5,512 $1,835 $2,072
Travelers $2,041 $2,078 $1,987 $2,011 $8,196 $12,768 $2,089 $2,472
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

Cheap Barnard, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Barnard, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Barnard, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Barnard, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,083 $3,684
Farmers $6,798 $7,039
GEICO $4,439 $5,960
Liberty Mutual $10,464 $11,698
Nationwide $3,702 $4,573
Progressive $8,253 $9,306
State Farm $4,322 $5,512
Travelers $8,196 $12,768
USAA $4,580 $4,837

Cheap Barnard, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Barnard, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Barnard, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,467 $1,467
Farmers $2,342 $2,438
GEICO $2,443 $2,273
Liberty Mutual $2,256 $2,519
Nationwide $1,717 $1,866
Progressive $1,805 $1,885
State Farm $1,429 $1,429
Travelers $1,987 $2,011
USAA $1,272 $1,296

Cheap Barnard, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Barnard, Kansas compared to the annual auto insurance rates with a clean record in Barnard, Kansas.

Annual Barnard, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,012 $2,162 $2,012 $2,012
Farmers $3,157 $4,040 $3,938 $3,798
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,571 $5,289 $5,201 $4,679
Nationwide $1,886 $2,183 $3,957 $2,178
Progressive $3,598 $4,197 $3,755 $4,011
State Farm $2,306 $2,661 $2,483 $2,483
Travelers $3,068 $3,998 $5,509 $4,246
USAA $1,705 $2,284 $3,352 $1,950

Cheap Barnard, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Barnard, Kansas is not easy. Compare the annual rates for DUI auto insurance in Barnard, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Barnard, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,515
American Family $2,012
Farmers $3,938
GEICO $4,922
Liberty Mutual $5,201
Nationwide $3,957
Progressive $3,755
State Farm $2,483
Travelers $5,509
USAA $3,352

Cheap Barnard, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Barnard, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Barnard, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,674 $1,897 $1,578
Farmers $4,407 $3,494 $3,299
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,685 $4,685 $4,685
Nationwide $2,854 $2,482 $2,317
Progressive $4,464 $3,747 $3,459
State Farm $3,615 $2,161 $1,674
Travelers $4,862 $3,955 $3,798
USAA $3,182 $2,079 $1,707

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Cheap Barnard, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Barnard, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Barnard, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Barnard, Kansas

ZIP Code Average Annual Rates
67418 $3,459

Cheap Barnard, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Barnard, Kansas auto insurance. Find the cheapest annual Barnard, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Barnard, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,023 $2,077
Farmers $3,733 $3,733
GEICO $3,027 $3,159
Liberty Mutual $4,685 $4,685
Nationwide $2,551 $2,551
Progressive $3,890 $3,890
State Farm $2,422 $2,545
Travelers $4,205 $4,205
USAA $2,254 $2,392

Cheap Barnard, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Barnard, Kansas? Check out the comparison of annual Barnard, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Barnard, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,076 $2,154 $1,921
Farmers $3,597 $3,716 $3,887
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,585 $4,675 $4,795
Nationwide $2,700 $2,521 $2,432
Progressive $3,696 $3,861 $4,114
State Farm $2,394 $2,490 $2,566
Travelers $4,000 $4,211 $4,404
USAA $2,253 $2,318 $2,398

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Best By Category: Cheapest Auto Insurance in Barnard, Kansas

Compare the cheapest auto insurance companies in Barnard, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Barnard, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Barnard, Kansas Auto Insurance Companies

What auto insurance companies in Barnard, Kansas are the cheapest? Compare the top Barnard, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Barnard, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,050
Farmers $3,733
GEICO $3,093
Liberty Mutual $4,685
Nationwide $2,551
Progressive $3,890
State Farm $2,483
Travelers $4,205
USAA $2,323

What affects auto insurance rates in Barnard, Kansas?

There are a lot of reasons why auto insurance rates in Barnard, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Barnard, Kansas. Many local factors may affect your Barnard auto insurance rates.

Barnard Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Barnard, Kansas commute length is 22.3 minutes according to City-Data.

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Compare Barnard, Kansas Auto Insurance Quotes

Before you buy Barnard, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Barnard, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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