Best Cheap Auto Insurance in Barbourville, KY (2021)

The average Barbourville, KY auto insurance rates are $470 per month. The minimum auto insurance in Barbourville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Barbourville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • Average auto insurance rates in Barbourville, KY for senior drivers are $3,092 per year
  • The average commute length in Barbourville is 19.1 minutes
  • The most expensive auto insurance company in Barbourville for teen drivers is Allstate

Barbourville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Barbourville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Barbourville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Barbourville to other Kentucky cities, including Florence auto insurance rates, Owensboro auto insurance rates, and Covington auto insurance rates to see how Barbourville, Kentucky auto insurance rates stack up.

Before you buy Barbourville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Barbourville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Barbourville, Kentucky

Barbourville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Barbourville, Kentucky.

Minimum Required Auto Insurance Coverage in Barbourville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Barbourville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Barbourville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Barbourville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,523 $5,442 $5,059 $5,378 $20,543 $22,770 $6,007 $6,285
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $3,063 $3,336 $2,606 $2,937 $11,936 $13,263 $3,187 $3,306
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,736 $2,581 $2,484 $2,482 $13,959 $15,828 $3,395 $3,426
State Farm $2,145 $2,145 $1,911 $1,911 $5,922 $7,512 $2,380 $2,628
Travelers $2,972 $3,021 $2,948 $2,946 $15,190 $24,535 $3,119 $3,568
USAA $2,013 $2,009 $1,822 $1,843 $5,518 $5,784 $2,539 $2,772

Cheap Barbourville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Barbourville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Barbourville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Barbourville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $20,543 $22,770
GEICO $7,942 $9,404
Liberty Mutual $11,936 $13,263
Nationwide $9,302 $11,583
Progressive $13,959 $15,828
State Farm $5,922 $7,512
Travelers $15,190 $24,535
USAA $5,518 $5,784

Cheap Barbourville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Barbourville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Barbourville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,059 $5,378
GEICO $4,003 $3,626
Liberty Mutual $2,606 $2,937
Nationwide $3,677 $3,839
Progressive $2,484 $2,482
State Farm $1,911 $1,911
Travelers $2,948 $2,946
USAA $1,822 $1,843

Cheap Barbourville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Barbourville, Kentucky compared to the annual auto insurance rates with a clean record in Barbourville, Kentucky.

Annual Barbourville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,968 $10,400 $11,133 $9,003
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,561 $6,991 $5,430 $4,836
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,833 $7,236 $5,505 $5,872
State Farm $3,061 $3,578 $3,319 $3,319
Travelers $6,332 $6,514 $9,504 $6,800
USAA $2,284 $3,231 $3,884 $2,751

Cheap Barbourville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Barbourville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Barbourville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Barbourville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,133
GEICO $7,717
Liberty Mutual $5,430
Nationwide $7,562
Progressive $5,505
State Farm $3,319
Travelers $9,504
USAA $3,884

Cheap Barbourville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Barbourville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Barbourville, Kentucky

Insurance Company Poor Fair Good
Allstate $12,953 $8,732 $7,192
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,811 $4,777 $3,775
Nationwide $7,021 $5,495 $4,763
Progressive $6,527 $5,719 $5,338
State Farm $4,760 $2,909 $2,289
Travelers $8,125 $6,879 $6,858
USAA $4,506 $2,537 $2,069

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Cheap Barbourville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Barbourville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Barbourville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Barbourville, Kentucky

ZIP Code Average Annual Rates
40906 $5,118

Cheap Barbourville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Barbourville, Kentucky auto insurance. Find the cheapest annual Barbourville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Barbourville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,626 $9,626
GEICO $4,724 $4,814
Liberty Mutual $5,454 $5,454
Nationwide $5,760 $5,760
Progressive $5,862 $5,862
State Farm $3,239 $3,400
Travelers $7,287 $7,287
USAA $2,925 $3,150

Cheap Barbourville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Barbourville, Kentucky? Check out the comparison of annual Barbourville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Barbourville, Kentucky

Insurance Company Low Medium High
Allstate $8,424 $9,550 $10,904
GEICO $4,439 $4,761 $5,108
Liberty Mutual $5,104 $5,410 $5,849
Nationwide $5,806 $5,676 $5,797
Progressive $5,249 $5,732 $6,604
State Farm $3,088 $3,306 $3,564
Travelers $6,882 $7,315 $7,665
USAA $2,887 $3,029 $3,196

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Best By Category: Cheapest Auto Insurance in Barbourville, Kentucky

Compare the cheapest auto insurance companies in Barbourville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Barbourville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Barbourville, Kentucky Auto Insurance Companies

What auto insurance companies in Barbourville, Kentucky are the cheapest? Compare the top Barbourville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Barbourville, Kentucky

Insurance Company Average Annual Rates
Allstate $9,626
GEICO $4,769
Liberty Mutual $5,454
Nationwide $5,760
Progressive $5,862
State Farm $3,319
Travelers $7,287
USAA $3,037

What affects auto insurance rates in Barbourville, Kentucky?

There are a lot of reasons why auto insurance rates in Barbourville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Barbourville, Kentucky. Many local factors may affect your Barbourville auto insurance rates.

Barbourville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Barbourville, Kentucky commute length is 19.1 minutes according to City-Data.

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Compare Barbourville, Kentucky Auto Insurance Quotes

Before you buy Barbourville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Barbourville, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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