Best Cheap Auto Insurance in Baraga, MI (2021)

The average Baraga, MI auto insurance rates are $759 per month. The minimum auto insurance in Baraga is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Baraga, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Baraga is USAA
  • Average auto insurance rates in Baraga, MI for senior drivers are $6,001 per year
  • The minimum auto insurance required in Baraga, Michigan is 20/40/10

Baraga, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Baraga can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Baraga, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Baraga to other Michigan cities, including Grand Rapids auto insurance rates, Ann Arbor auto insurance rates, and Sterling Heights auto insurance rates to see how Baraga, Michigan auto insurance rates stack up.

Before you buy Baraga, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Baraga, Michigan auto insurance quotes.

Minimum Auto Insurance in Baraga, Michigan

Baraga, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Baraga, Michigan.

Minimum Required Auto Insurance Coverage in Baraga, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Baraga, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Baraga, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Baraga, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,748 $3,748 $3,486 $3,486 $8,669 $8,669 $4,219 $4,219
GEICO $3,545 $3,545 $3,595 $3,595 $10,055 $10,055 $3,397 $3,397
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $4,277 $4,277 $3,788 $3,788 $11,415 $11,415 $4,694 $4,694
Progressive $2,981 $2,811 $2,623 $2,899 $10,667 $11,454 $3,487 $3,296
State Farm $6,708 $6,708 $6,194 $6,194 $23,135 $23,135 $7,864 $7,864
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,372 $2,276 $2,226 $2,124 $5,776 $5,561 $2,912 $2,834

Cheap Baraga, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Baraga, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Baraga, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Baraga, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,669 $8,669
GEICO $10,055 $10,055
Liberty Mutual $34,830 $34,830
Nationwide $11,415 $11,415
Progressive $10,667 $11,454
State Farm $23,135 $23,135
Travelers $15,616 $15,616
USAA $5,776 $5,561

Cheap Baraga, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Baraga, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Baraga, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,486 $3,486
GEICO $3,595 $3,595
Liberty Mutual $14,122 $14,122
Nationwide $3,788 $3,788
Progressive $2,623 $2,899
State Farm $6,194 $6,194
Travelers $4,461 $4,461
USAA $2,226 $2,124

Cheap Baraga, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Baraga, Michigan compared to the annual auto insurance rates with a clean record in Baraga, Michigan.

Annual Baraga, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,226 $5,392 $5,309 $5,196
GEICO $1,836 $3,838 $11,549 $3,368
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $5,183 $6,875 $6,283 $5,833
Progressive $4,277 $5,576 $5,031 $5,226
State Farm $7,061 $8,422 $17,954 $10,465
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,629 $3,261 $4,286 $2,865

Cheap Baraga, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Baraga, Michigan is not easy. Compare the annual rates for DUI auto insurance in Baraga, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Baraga, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $5,309
GEICO $11,549
Liberty Mutual $28,910
Nationwide $6,283
Progressive $5,031
State Farm $17,954
Travelers $12,018
USAA $4,286

Cheap Baraga, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Baraga, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Baraga, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,520 $4,446 $4,126
GEICO $6,613 $4,867 $3,964
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $7,557 $5,708 $4,865
Progressive $5,802 $4,875 $4,405
State Farm $17,796 $9,009 $6,121
Travelers $7,919 $7,680 $7,583
USAA $4,866 $2,778 $2,136

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Cheap Baraga, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Baraga, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Baraga, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Baraga, Michigan

ZIP Code Average Annual Rates
49908 $6,398

Cheap Baraga, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Baraga, Michigan auto insurance. Find the cheapest annual Baraga, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Baraga, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,031 $5,031
GEICO $5,030 $5,266
Liberty Mutual $18,676 $20,073
Nationwide $6,043 $6,043
Progressive $5,027 $5,027
State Farm $10,682 $11,269
Travelers $7,683 $7,771
USAA $3,223 $3,297

Cheap Baraga, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Baraga, Michigan? Check out the comparison of annual Baraga, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Baraga, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,911 $5,021 $5,160
GEICO $4,834 $5,106 $5,504
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $6,342 $5,936 $5,852
Progressive $4,870 $5,035 $5,177
State Farm $10,450 $11,040 $11,436
Travelers $7,640 $7,737 $7,805
USAA $3,161 $3,268 $3,351

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Best By Category: Cheapest Auto Insurance in Baraga, Michigan

Compare the cheapest auto insurance companies in Baraga, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Baraga, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Baraga, Michigan Auto Insurance Companies

What auto insurance companies in Baraga, Michigan are the cheapest? Compare the top Baraga, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Baraga, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,031
GEICO $5,148
Liberty Mutual $19,375
Nationwide $6,043
Progressive $5,027
State Farm $10,975
Travelers $7,727
USAA $3,260

What affects auto insurance rates in Baraga, Michigan?

There are a lot of reasons why auto insurance rates in Baraga, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Baraga, Michigan. Many local factors may affect your Baraga auto insurance rates.

Baraga Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Baraga, Michigan commute length is 12.0 minutes according to City-Data.

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Compare Baraga, Michigan Auto Insurance Quotes

Before you buy Baraga, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Baraga, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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