Best Cheap Auto Insurance in Banks, AL (2021)

The average Banks, AL auto insurance rates are $296 per month. The minimum auto insurance in Banks is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Banks, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Banks is 37.6 minutes
  • The most expensive auto insurance company in Banks for teen drivers is Liberty Mutual
  • Average auto insurance rates in Banks, AL for senior drivers are $1,902 per year

Banks, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Banks can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Banks, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Banks to other Alabama cities, including Tuscaloosa auto insurance rates, Hoover auto insurance rates, and Birmingham auto insurance rates to see how Banks, Alabama auto insurance rates stack up.

Before you buy Banks, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Banks, Alabama auto insurance quotes.

Minimum Auto Insurance in Banks, Alabama

Banks, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Banks, Alabama.

Minimum Required Auto Insurance Coverage in Banks, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Banks, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Banks, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Banks, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,311 $2,294 $2,066 $2,193 $8,908 $9,165 $2,626 $2,731
GEICO $2,147 $2,117 $2,014 $2,065 $5,548 $5,428 $2,276 $2,115
Liberty Mutual $3,064 $3,316 $2,521 $2,823 $10,689 $11,893 $3,270 $3,488
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,407 $2,272 $1,967 $2,110 $9,183 $10,232 $2,796 $2,914
State Farm $2,671 $2,671 $2,397 $2,397 $7,731 $9,735 $3,009 $3,436
Travelers $1,518 $1,544 $1,413 $1,412 $7,913 $12,389 $1,442 $1,676
USAA $1,272 $1,294 $1,188 $1,169 $3,747 $4,158 $1,655 $1,790

Cheap Banks, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Banks, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Banks, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Banks, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $8,908 $9,165
GEICO $5,548 $5,428
Liberty Mutual $10,689 $11,893
Nationwide $4,358 $5,617
Progressive $9,183 $10,232
State Farm $7,731 $9,735
Travelers $7,913 $12,389
USAA $3,747 $4,158

Cheap Banks, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Banks, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Banks, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $2,066 $2,193
GEICO $2,014 $2,065
Liberty Mutual $2,521 $2,823
Nationwide $1,527 $1,581
Progressive $1,967 $2,110
State Farm $2,397 $2,397
Travelers $1,413 $1,412
USAA $1,188 $1,169

Cheap Banks, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Banks, Alabama compared to the annual auto insurance rates with a clean record in Banks, Alabama.

Annual Banks, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,396 $4,394 $4,286 $4,071
GEICO $2,014 $3,219 $3,924 $2,698
Liberty Mutual $4,034 $5,588 $5,492 $5,418
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,836 $4,771 $4,111 $4,222
State Farm $3,865 $4,733 $4,212 $4,212
Travelers $3,055 $3,207 $4,673 $3,719
USAA $1,566 $1,962 $2,914 $1,694

Cheap Banks, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Banks, Alabama is not easy. Compare the annual rates for DUI auto insurance in Banks, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Banks, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,610
Farmers $4,286
GEICO $3,924
Liberty Mutual $5,492
Nationwide $3,241
Progressive $4,111
State Farm $4,212
Travelers $4,673
USAA $2,914

Cheap Banks, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Banks, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Banks, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $4,525 $3,895 $3,691
GEICO $3,771 $2,688 $2,432
Liberty Mutual $7,358 $4,500 $3,541
Nationwide $3,073 $2,400 $2,171
Progressive $4,821 $4,088 $3,796
State Farm $6,898 $3,494 $2,375
Travelers $3,998 $3,464 $3,528
USAA $2,732 $1,780 $1,590

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Cheap Banks, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Banks, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Banks, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Banks, Alabama

ZIP Code Average Annual Rates
36005 $3,633

Cheap Banks, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Banks, Alabama auto insurance. Find the cheapest annual Banks, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Banks, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,052 $3,052
Farmers $4,037 $4,037
GEICO $2,906 $3,021
Liberty Mutual $5,133 $5,133
Nationwide $2,548 $2,548
Progressive $4,235 $4,235
State Farm $4,151 $4,360
Travelers $3,663 $3,663
USAA $1,941 $2,127

Cheap Banks, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Banks, Alabama? Check out the comparison of annual Banks, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Banks, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $3,815 $3,986 $4,310
GEICO $2,742 $2,952 $3,198
Liberty Mutual $4,905 $5,109 $5,385
Nationwide $2,529 $2,526 $2,589
Progressive $3,765 $4,202 $4,738
State Farm $4,023 $4,250 $4,494
Travelers $3,511 $3,736 $3,744
USAA $1,959 $2,023 $2,120

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Best By Category: Cheapest Auto Insurance in Banks, Alabama

Compare the cheapest auto insurance companies in Banks, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Banks, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Banks, Alabama Auto Insurance Companies

What auto insurance companies in Banks, Alabama are the cheapest? Compare the top Banks, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Banks, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $4,037
GEICO $2,964
Liberty Mutual $5,133
Nationwide $2,548
Progressive $4,235
State Farm $4,256
Travelers $3,663
USAA $2,034

What affects auto insurance rates in Banks, Alabama?

There are a lot of reasons why auto insurance rates in Banks, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Banks, Alabama. Many local factors may affect your Banks auto insurance rates.

Banks Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Banks, Alabama commute length is 37.6 minutes according to City-Data.

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Compare Banks, Alabama Auto Insurance Quotes

Before you buy Banks, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Banks, Alabama auto insurance quotes.

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