Best Cheap Auto Insurance in Baltic, OH (2021)

The average Baltic, OH auto insurance rates are $229 per month. The minimum auto insurance in Baltic is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Baltic, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Baltic, Ohio is 25/50/25
  • Average auto insurance rates in Baltic, OH for senior drivers are $1,431 per year
  • The average commute length in Baltic is 20.0 minutes

Baltic, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Baltic can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Baltic, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Baltic to other Ohio cities, including Cleveland auto insurance rates, Lorain auto insurance rates, and Parma auto insurance rates to see how Baltic, Ohio auto insurance rates stack up.

Before you buy Baltic, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Baltic, Ohio auto insurance quotes.

Minimum Auto Insurance in Baltic, Ohio

Baltic, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Baltic, Ohio.

Minimum Required Auto Insurance Coverage in Baltic, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Baltic, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Baltic, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Baltic, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,167 $2,171 $1,936 $2,074 $5,839 $6,690 $2,305 $2,481
American Family $924 $960 $839 $843 $2,784 $3,029 $1,141 $1,204
Farmers $1,739 $1,733 $1,533 $1,613 $7,470 $7,747 $1,950 $2,045
GEICO $1,370 $1,326 $1,266 $1,267 $3,627 $3,381 $1,526 $1,303
Liberty Mutual $1,978 $2,163 $1,524 $1,854 $10,001 $11,312 $2,115 $2,317
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,892 $1,788 $1,566 $1,621 $8,374 $9,447 $2,274 $2,355
State Farm $1,383 $1,383 $1,230 $1,230 $4,193 $5,270 $1,604 $1,840
Travelers $1,423 $1,445 $1,411 $1,401 $6,015 $9,442 $1,481 $1,704
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Cheap Baltic, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Baltic, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Baltic, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Baltic, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,839 $6,690
American Family $2,784 $3,029
Farmers $7,470 $7,747
GEICO $3,627 $3,381
Liberty Mutual $10,001 $11,312
Nationwide $5,290 $6,843
Progressive $8,374 $9,447
State Farm $4,193 $5,270
Travelers $6,015 $9,442
USAA $2,571 $2,863

Cheap Baltic, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Baltic, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Baltic, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,936 $2,074
American Family $839 $843
Farmers $1,533 $1,613
GEICO $1,266 $1,267
Liberty Mutual $1,524 $1,854
Nationwide $1,900 $1,918
Progressive $1,566 $1,621
State Farm $1,230 $1,230
Travelers $1,411 $1,401
USAA $798 $797

Cheap Baltic, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Baltic, Ohio compared to the annual auto insurance rates with a clean record in Baltic, Ohio.

Annual Baltic, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,718 $3,264 $3,794 $3,055
American Family $1,404 $1,486 $1,486 $1,486
Farmers $2,664 $3,425 $3,340 $3,486
GEICO $1,288 $1,845 $2,640 $1,760
Liberty Mutual $3,500 $4,474 $4,584 $4,074
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $3,159 $4,293 $3,361 $3,844
State Farm $2,072 $2,461 $2,267 $2,267
Travelers $2,241 $2,917 $4,396 $2,608
USAA $1,062 $1,422 $1,861 $1,176

Cheap Baltic, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Baltic, Ohio is not easy. Compare the annual rates for DUI auto insurance in Baltic, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Baltic, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,794
American Family $1,486
Farmers $3,340
GEICO $2,640
Liberty Mutual $4,584
Nationwide $4,062
Progressive $3,361
State Farm $2,267
Travelers $4,396
USAA $1,861

Cheap Baltic, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Baltic, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Baltic, Ohio

Insurance Company Poor Fair Good
Allstate $4,128 $2,990 $2,506
American Family $1,946 $1,327 $1,123
Farmers $3,664 $3,085 $2,938
GEICO $2,258 $1,883 $1,508
Liberty Mutual $5,970 $3,644 $2,860
Nationwide $3,783 $3,049 $2,575
Progressive $4,119 $3,554 $3,321
State Farm $3,229 $1,996 $1,574
Travelers $3,404 $2,957 $2,759
USAA $1,792 $1,268 $1,081

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Cheap Baltic, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Baltic, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Baltic, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Baltic, Ohio

ZIP Code Average Annual Rates
43804 $2,626

Cheap Baltic, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Baltic, Ohio auto insurance. Find the cheapest annual Baltic, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Baltic, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,208 $3,208
American Family $1,448 $1,483
Farmers $3,229 $3,229
GEICO $1,849 $1,918
Liberty Mutual $4,158 $4,158
Nationwide $3,136 $3,136
Progressive $3,665 $3,665
State Farm $2,212 $2,321
Travelers $3,040 $3,040
USAA $1,328 $1,433

Cheap Baltic, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Baltic, Ohio? Check out the comparison of annual Baltic, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Baltic, Ohio

Insurance Company Low Medium High
Allstate $3,124 $3,202 $3,297
American Family $1,445 $1,477 $1,474
Farmers $3,076 $3,185 $3,426
GEICO $1,831 $1,876 $1,942
Liberty Mutual $4,009 $4,178 $4,287
Nationwide $3,466 $3,040 $2,901
Progressive $3,539 $3,638 $3,817
State Farm $2,169 $2,272 $2,359
Travelers $2,969 $3,079 $3,072
USAA $1,323 $1,379 $1,440

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Best By Category: Cheapest Auto Insurance in Baltic, Ohio

Compare the cheapest auto insurance companies in Baltic, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Baltic, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Baltic, Ohio Auto Insurance Companies

What auto insurance companies in Baltic, Ohio are the cheapest? Compare the top Baltic, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Baltic, Ohio

Insurance Company Average Annual Rates
Allstate $3,208
American Family $1,465
Farmers $3,229
GEICO $1,883
Liberty Mutual $4,158
Nationwide $3,136
Progressive $3,665
State Farm $2,267
Travelers $3,040
USAA $1,380

What affects auto insurance rates in Baltic, Ohio?

There are a lot of reasons why auto insurance rates in Baltic, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Baltic, Ohio. Many local factors may affect your Baltic auto insurance rates.

Baltic Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Baltic, Ohio commute length is 20.0 minutes according to City-Data.

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Compare Baltic, Ohio Auto Insurance Quotes

Before you buy Baltic, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Baltic, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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