Best Cheap Auto Insurance in Balta, ND (2021)

The average Balta, ND auto insurance rates are $363 per month. The minimum auto insurance in Balta is at least 25/50/25 in coverage to comply with North Dakota auto insurance laws. To find the best cheap auto insurance in Balta, North Dakota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Balta, ND for senior drivers are $2,363 per year
  • The average commute length in Balta is 14.9 minutes
  • The most expensive auto insurance company in Balta for teen drivers is Liberty Mutual

Balta, North Dakota auto insurance requirements are 25/50/25 according to North Dakota auto insurance laws. Finding cheap auto insurance in Balta can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Balta, North Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Balta to other North Dakota cities, including Williston auto insurance rates, Watford City auto insurance rates, and Grand Forks auto insurance rates to see how Balta, North Dakota auto insurance rates stack up.

Before you buy Balta, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Balta, North Dakota auto insurance quotes.

Minimum Auto Insurance in Balta, North Dakota

Balta, North Dakota auto insurance laws require that you have at least the North Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Balta, North Dakota.

Minimum Required Auto Insurance Coverage in Balta, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Balta, North Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Balta, North Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Balta, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,554 $2,557 $2,263 $2,397 $9,912 $11,680 $2,803 $3,030
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $1,988 $1,959 $1,780 $1,847 $6,936 $7,127 $2,261 $2,403
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,402 $8,006 $5,941 $7,201 $29,140 $32,517 $7,765 $8,523
Nationwide $1,886 $1,936 $1,689 $1,805 $4,197 $5,200 $2,146 $2,282
Progressive $2,212 $2,119 $1,790 $1,852 $7,854 $8,794 $2,715 $2,742
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

Cheap Balta, North Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Balta, North Dakota is a challenge. Take a look at the annual teen auto insurance rates in Balta, North Dakota.

Annual Auto Insurance Rates for Teen Drivers in Balta, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,912 $11,680
American Family $6,100 $8,820
Farmers $6,936 $7,127
GEICO $4,150 $5,218
Liberty Mutual $29,140 $32,517
Nationwide $4,197 $5,200
Progressive $7,854 $8,794
State Farm $4,879 $6,182
USAA $3,928 $4,747

Cheap Balta, North Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Balta, North Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Balta, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,263 $2,397
American Family $2,612 $2,612
Farmers $1,780 $1,847
GEICO $1,863 $1,884
Liberty Mutual $5,941 $7,201
Nationwide $1,689 $1,805
Progressive $1,790 $1,852
State Farm $1,575 $1,575
USAA $927 $930

Cheap Balta, North Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Balta, North Dakota compared to the annual auto insurance rates with a clean record in Balta, North Dakota.

Annual Balta, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,757 $4,139 $6,324 $4,377
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,774 $3,528 $3,484 $3,363
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,815 $13,320 $14,484 $13,627
Nationwide $1,944 $2,690 $3,722 $2,214
Progressive $3,478 $4,250 $3,514 $3,796
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Cheap Balta, North Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Balta, North Dakota is not easy. Compare the annual rates for DUI auto insurance in Balta, North Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Balta, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,324
American Family $5,597
Farmers $3,484
GEICO $4,084
Liberty Mutual $14,484
Nationwide $3,722
Progressive $3,514
State Farm $2,757
USAA $2,854

Cheap Balta, North Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Balta, North Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Balta, North Dakota

Insurance Company Poor Fair Good
Allstate $5,866 $4,460 $3,622
American Family $5,292 $3,681 $3,115
Farmers $3,810 $3,103 $2,950
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,355 $11,544 $9,036
Nationwide $3,222 $2,504 $2,201
Progressive $4,359 $3,623 $3,296
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

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Cheap Balta, North Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Balta, North Dakota auto insurance. Find the cheapest annual Balta, North Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Balta, North Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,535 $4,763
American Family $3,979 $4,079
Farmers $3,288 $3,288
GEICO $2,663 $2,724
Liberty Mutual $13,312 $13,312
Nationwide $2,643 $2,643
Progressive $3,760 $3,760
State Farm $2,683 $2,831
USAA $2,008 $2,049

Cheap Balta, North Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Balta, North Dakota? Check out the comparison of annual Balta, North Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Balta, North Dakota

Insurance Company Low Medium High
Allstate $4,564 $4,648 $4,737
American Family $4,159 $4,230 $3,699
Farmers $3,224 $3,275 $3,364
GEICO $2,647 $2,689 $2,745
Liberty Mutual $13,032 $13,258 $13,645
Nationwide $2,580 $2,629 $2,719
Progressive $3,656 $3,747 $3,876
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

Best By Category: Cheapest Auto Insurance in Balta, North Dakota

Compare the cheapest auto insurance companies in Balta, North Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Balta, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Balta, North Dakota Auto Insurance Companies

What auto insurance companies in Balta, North Dakota are the cheapest? Compare the top Balta, North Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Balta, North Dakota

Insurance Company Average Annual Rates
Allstate $4,649
American Family $4,029
Farmers $3,288
GEICO $2,694
Liberty Mutual $13,312
Nationwide $2,643
Progressive $3,760
State Farm $2,757
USAA $2,028

What affects auto insurance rates in Balta, North Dakota?

There are a lot of reasons why auto insurance rates in Balta, North Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Balta, North Dakota. Many local factors may affect your Balta auto insurance rates.

Balta Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Balta, North Dakota commute length is 14.9 minutes according to City-Data.

Compare Balta, North Dakota Auto Insurance Quotes

Before you buy Balta, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Balta, North Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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