Best Cheap Auto Insurance in Balm, FL (2021)

The average Balm, FL auto insurance rates are $432 per month. The minimum auto insurance in Balm is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Balm, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Balm for teen drivers is Allstate
  • Average auto insurance rates in Balm, FL for senior drivers are $3,126 per year
  • The average commute length in Balm is 39.2 minutes

Balm, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Balm can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Balm, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Balm to other Florida cities, including Tampa auto insurance rates, Miami auto insurance rates, and Orlando auto insurance rates to see how Balm, Florida auto insurance rates stack up.

Before you buy Balm, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Balm, Florida auto insurance quotes.

Minimum Auto Insurance in Balm, Florida

Balm, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Balm, Florida.

Minimum Required Auto Insurance Coverage in Balm, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Balm, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Balm, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Balm, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,086 $4,927 $4,486 $4,590 $18,408 $20,253 $5,104 $5,206
GEICO $3,867 $3,894 $3,607 $3,607 $6,874 $8,661 $4,269 $4,355
Liberty Mutual $3,639 $3,639 $3,341 $3,341 $7,589 $11,642 $3,639 $4,903
Nationwide $3,503 $3,456 $3,117 $3,226 $8,598 $10,611 $3,869 $4,029
Progressive $3,973 $3,729 $3,393 $3,639 $11,186 $12,148 $4,775 $4,522
State Farm $2,187 $2,187 $1,981 $1,981 $6,343 $8,111 $2,427 $2,603
USAA $1,854 $1,823 $1,736 $1,720 $6,347 $7,353 $2,315 $2,497

Cheap Balm, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Balm, Florida is a challenge. Take a look at the annual teen auto insurance rates in Balm, Florida.

Annual Auto Insurance Rates for Teen Drivers in Balm, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,408 $20,253
GEICO $6,874 $8,661
Liberty Mutual $7,589 $11,642
Nationwide $8,598 $10,611
Progressive $11,186 $12,148
State Farm $6,343 $8,111
USAA $6,347 $7,353

Cheap Balm, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Balm, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Balm, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,486 $4,590
GEICO $3,607 $3,607
Liberty Mutual $3,341 $3,341
Nationwide $3,117 $3,226
Progressive $3,393 $3,639
State Farm $1,981 $1,981
USAA $1,736 $1,720

Cheap Balm, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Balm, Florida compared to the annual auto insurance rates with a clean record in Balm, Florida.

Annual Balm, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,294 $8,770 $9,827 $8,139
GEICO $3,430 $4,363 $6,458 $5,315
Liberty Mutual $3,776 $4,887 $7,067 $5,137
Nationwide $4,294 $4,723 $6,405 $4,783
Progressive $4,672 $6,913 $5,824 $6,272
State Farm $3,184 $3,771 $3,477 $3,477
USAA $2,511 $3,100 $4,580 $2,633

Cheap Balm, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Balm, Florida is not easy. Compare the annual rates for DUI auto insurance in Balm, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Balm, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,827
GEICO $6,458
Liberty Mutual $7,067
Nationwide $6,405
Progressive $5,824
State Farm $3,477
USAA $4,580

Cheap Balm, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Balm, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Balm, Florida

Insurance Company Poor Fair Good
Allstate $11,878 $7,533 $6,112
GEICO $7,090 $4,321 $3,264
Liberty Mutual $6,697 $4,936 $4,018
Nationwide $6,331 $4,634 $4,188
Progressive $7,716 $5,485 $4,560
State Farm $4,737 $3,124 $2,571
USAA $5,224 $2,548 $1,845

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Cheap Balm, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Balm, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Balm, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Balm, Florida

ZIP Code Average Annual Rates
33598 $3,995

Cheap Balm, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Balm, Florida auto insurance. Find the cheapest annual Balm, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Balm, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,263 $8,752
GEICO $4,867 $4,917
Liberty Mutual $5,051 $5,383
Nationwide $5,051 $5,051
Progressive $5,921 $5,921
State Farm $3,359 $3,596
USAA $3,169 $3,242

Cheap Balm, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Balm, Florida? Check out the comparison of annual Balm, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Balm, Florida

Insurance Company Low Medium High
Allstate $6,242 $9,020 $10,261
GEICO $3,969 $5,072 $5,635
Liberty Mutual $4,774 $5,296 $5,579
Nationwide $3,956 $5,256 $5,942
Progressive $4,896 $6,066 $6,800
State Farm $2,955 $3,562 $3,915
USAA $2,746 $3,324 $3,547

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Best By Category: Cheapest Auto Insurance in Balm, Florida

Compare the cheapest auto insurance companies in Balm, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Balm, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Balm, Florida Auto Insurance Companies

What auto insurance companies in Balm, Florida are the cheapest? Compare the top Balm, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Balm, Florida

Insurance Company Average Annual Rates
Allstate $8,508
GEICO $4,892
Liberty Mutual $5,217
Nationwide $5,051
Progressive $5,921
State Farm $3,477
USAA $3,206

What affects auto insurance rates in Balm, Florida?

There are a lot of reasons why auto insurance rates in Balm, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Balm, Florida. Many local factors may affect your Balm auto insurance rates.

Balm Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Balm, Florida commute length is 39.2 minutes according to City-Data.

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Compare Balm, Florida Auto Insurance Quotes

Before you buy Balm, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Balm, Florida auto insurance quotes.

Free Auto Insurance Comparison

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