Best Cheap Auto Insurance in Ballwin, MO (2021)

The average Ballwin, MO auto insurance rates are $306 per month. The minimum auto insurance in Ballwin is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Ballwin, Missouri, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Ballwin, MO for senior drivers are $2,013 per year
  • The minimum auto insurance required in Ballwin, Missouri is 25/50/25
  • The cheapest auto insurance company in Ballwin is Nationwide

Ballwin, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Ballwin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ballwin, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Ballwin to other Missouri cities, including Lee’s Summit auto insurance rates, Columbia auto insurance rates, and Kansas City auto insurance rates to see how Ballwin, Missouri auto insurance rates stack up.

Before you buy Ballwin, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ballwin, Missouri auto insurance quotes.

Minimum Auto Insurance in Ballwin, Missouri

Ballwin, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ballwin, Missouri.

Minimum Required Auto Insurance Coverage in Ballwin, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Ballwin, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ballwin, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ballwin, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,075 $2,958 $2,790 $2,875 $9,029 $9,840 $2,900 $2,976
American Family $2,403 $2,403 $2,142 $2,142 $6,689 $8,688 $2,403 $2,802
Farmers $2,522 $2,501 $2,243 $2,384 $10,754 $11,111 $2,875 $2,984
GEICO $1,926 $2,168 $1,495 $1,960 $6,298 $6,618 $1,735 $1,719
Liberty Mutual $2,829 $3,061 $2,329 $2,617 $10,402 $11,554 $2,965 $3,139
Nationwide $1,651 $1,676 $1,486 $1,562 $4,346 $5,522 $1,900 $2,043
Progressive $2,342 $2,147 $1,938 $1,982 $8,436 $9,466 $2,867 $2,955
State Farm $1,806 $1,806 $1,644 $1,644 $5,632 $7,069 $2,044 $2,347
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

Cheap Ballwin, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ballwin, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Ballwin, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Ballwin, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,029 $9,840
American Family $6,689 $8,688
Farmers $10,754 $11,111
GEICO $6,298 $6,618
Liberty Mutual $10,402 $11,554
Nationwide $4,346 $5,522
Progressive $8,436 $9,466
State Farm $5,632 $7,069
USAA $5,002 $6,115

Cheap Ballwin, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Ballwin, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ballwin, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,790 $2,875
American Family $2,142 $2,142
Farmers $2,243 $2,384
GEICO $1,495 $1,960
Liberty Mutual $2,329 $2,617
Nationwide $1,486 $1,562
Progressive $1,938 $1,982
State Farm $1,644 $1,644
USAA $1,491 $1,518

Cheap Ballwin, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ballwin, Missouri compared to the annual auto insurance rates with a clean record in Ballwin, Missouri.

Annual Ballwin, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,871 $4,400 $5,536 $4,415
American Family $2,763 $3,981 $4,926 $3,166
Farmers $4,007 $5,052 $4,934 $4,694
GEICO $2,270 $3,035 $4,171 $2,483
Liberty Mutual $3,515 $5,090 $5,215 $5,627
Nationwide $1,951 $2,546 $3,447 $2,149
Progressive $3,424 $4,729 $3,842 $4,071
State Farm $2,728 $3,270 $2,999 $2,999
USAA $2,179 $2,649 $3,694 $2,385

Cheap Ballwin, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ballwin, Missouri is not easy. Compare the annual rates for DUI auto insurance in Ballwin, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Ballwin, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,536
American Family $4,926
Farmers $4,934
GEICO $4,171
Liberty Mutual $5,215
Nationwide $3,447
Progressive $3,842
State Farm $2,999
USAA $3,694

Cheap Ballwin, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ballwin, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ballwin, Missouri

Insurance Company Poor Fair Good
Allstate $6,281 $4,052 $3,334
American Family $4,849 $3,408 $2,869
Farmers $5,312 $4,462 $4,242
GEICO $4,130 $2,689 $2,150
Liberty Mutual $6,946 $4,277 $3,363
Nationwide $2,965 $2,467 $2,138
Progressive $4,596 $3,868 $3,586
State Farm $4,241 $2,645 $2,110
USAA $4,567 $2,109 $1,505

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Ballwin, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ballwin, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Ballwin, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ballwin, Missouri

ZIP Code Average Annual Rates
63011 $2,997
63021 $3,057

Cheap Ballwin, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Ballwin, Missouri auto insurance. Find the cheapest annual Ballwin, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ballwin, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,555 $4,555
American Family $3,672 $3,745
Farmers $4,672 $4,672
GEICO $2,939 $3,041
Liberty Mutual $4,862 $4,862
Nationwide $2,523 $2,523
Progressive $4,017 $4,017
State Farm $2,923 $3,075
USAA $2,630 $2,824

Cheap Ballwin, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ballwin, Missouri? Check out the comparison of annual Ballwin, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ballwin, Missouri

Insurance Company Low Medium High
Allstate $4,384 $4,546 $4,736
American Family $3,589 $3,825 $3,713
Farmers $4,372 $4,632 $5,011
GEICO $2,767 $3,024 $3,179
Liberty Mutual $4,552 $4,893 $5,141
Nationwide $2,360 $2,550 $2,660
Progressive $3,596 $4,028 $4,426
State Farm $2,775 $3,015 $3,206
USAA $2,627 $2,720 $2,834

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Ballwin, Missouri

Compare the cheapest auto insurance companies in Ballwin, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ballwin, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Ballwin, Missouri Auto Insurance Companies

What auto insurance companies in Ballwin, Missouri are the cheapest? Compare the top Ballwin, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ballwin, Missouri

Insurance Company Average Annual Rates
Allstate $4,555
American Family $3,709
Farmers $4,672
GEICO $2,990
Liberty Mutual $4,862
Nationwide $2,523
Progressive $4,017
State Farm $2,999
USAA $2,727

What affects auto insurance rates in Ballwin, Missouri?

There are a lot of reasons why auto insurance rates in Ballwin, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ballwin, Missouri. Many local factors may affect your Ballwin auto insurance rates.

Ballwin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ballwin, Missouri commute length is 24.8 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Ballwin, Missouri Auto Insurance Quotes

Before you buy Ballwin, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ballwin, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption