Best Cheap Auto Insurance in Baldwin, LA (2021)

The average Baldwin, LA auto insurance rates are $433 per month. The minimum auto insurance in Baldwin is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Baldwin, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The average commute length in Baldwin is 24.9 minutes
  • Average auto insurance rates in Baldwin, LA for senior drivers are $3,262 per year
  • The minimum auto insurance required in Baldwin, Louisiana is 15/30/25

Baldwin, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Baldwin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Baldwin, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Baldwin to other Louisiana cities, including Kenner auto insurance rates, Monroe auto insurance rates, and Lake Charles auto insurance rates to see how Baldwin, Louisiana auto insurance rates stack up.

Before you buy Baldwin, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Baldwin, Louisiana auto insurance quotes.

Minimum Auto Insurance in Baldwin, Louisiana

Baldwin, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Baldwin, Louisiana.

Minimum Required Auto Insurance Coverage in Baldwin, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Baldwin, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Baldwin, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Baldwin, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,767 $3,767 $3,911 $3,911 $8,287 $10,435 $4,162 $4,508
GEICO $3,368 $3,871 $4,019 $4,887 $12,424 $13,108 $3,242 $3,147
Progressive $3,471 $3,230 $2,911 $3,152 $13,852 $15,375 $3,948 $4,000
State Farm $2,630 $2,630 $2,406 $2,406 $7,769 $9,788 $2,936 $3,280
USAA $2,571 $2,528 $2,520 $2,496 $7,694 $8,990 $3,146 $3,441

Cheap Baldwin, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Baldwin, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Baldwin, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Baldwin, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,287 $10,435
GEICO $12,424 $13,108
Progressive $13,852 $15,375
State Farm $7,769 $9,788
USAA $7,694 $8,990

Cheap Baldwin, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Baldwin, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Baldwin, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,911 $3,911
GEICO $4,019 $4,887
Progressive $2,911 $3,152
State Farm $2,406 $2,406
USAA $2,520 $2,496

Cheap Baldwin, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Baldwin, Louisiana compared to the annual auto insurance rates with a clean record in Baldwin, Louisiana.

Annual Baldwin, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $6,461 $5,753 $4,954
GEICO $4,091 $6,595 $8,088 $5,259
Progressive $5,200 $6,984 $6,706 $6,080
State Farm $3,882 $4,579 $4,231 $4,231
USAA $3,190 $4,433 $5,263 $3,807

Cheap Baldwin, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Baldwin, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Baldwin, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Baldwin, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,753
GEICO $8,088
Progressive $6,706
State Farm $4,231
USAA $5,263

Cheap Baldwin, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Baldwin, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Baldwin, Louisiana

Insurance Company Poor Fair Good
Allstate $7,010 $4,814 $4,206
GEICO $7,148 $6,202 $4,675
Progressive $7,049 $6,050 $5,628
State Farm $5,887 $3,770 $3,034
USAA $5,746 $3,688 $3,086

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Cheap Baldwin, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Baldwin, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Baldwin, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Baldwin, Louisiana

ZIP Code Average Annual Rates
70514 $4,855

Cheap Baldwin, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Baldwin, Louisiana auto insurance. Find the cheapest annual Baldwin, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Baldwin, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,343 $5,343
GEICO $5,890 $6,126
Progressive $6,242 $6,242
State Farm $4,118 $4,343
USAA $4,043 $4,304

Cheap Baldwin, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Baldwin, Louisiana? Check out the comparison of annual Baldwin, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Baldwin, Louisiana

Insurance Company Low Medium High
Allstate $4,604 $5,447 $5,979
GEICO $4,973 $6,030 $7,022
Progressive $5,118 $6,185 $7,423
State Farm $3,669 $4,222 $4,800
USAA $3,576 $4,243 $4,701

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Best By Category: Cheapest Auto Insurance in Baldwin, Louisiana

Compare the cheapest auto insurance companies in Baldwin, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Baldwin, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Baldwin, Louisiana Auto Insurance Companies

What auto insurance companies in Baldwin, Louisiana are the cheapest? Compare the top Baldwin, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Baldwin, Louisiana

Insurance Company Average Annual Rates
Allstate $5,343
GEICO $6,008
Progressive $6,242
State Farm $4,231
USAA $4,173

What affects auto insurance rates in Baldwin, Louisiana?

There are a lot of reasons why auto insurance rates in Baldwin, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Baldwin, Louisiana. Many local factors may affect your Baldwin auto insurance rates.

Baldwin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Baldwin, Louisiana commute length is 24.9 minutes according to City-Data.

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Compare Baldwin, Louisiana Auto Insurance Quotes

Before you buy Baldwin, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Baldwin, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

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