Best Cheap Auto Insurance in Baldwin, GA (2021)

The average Baldwin, GA auto insurance rates are $386 per month. The minimum auto insurance in Baldwin is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Baldwin, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Baldwin for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Baldwin is GEICO
  • Average auto insurance rates in Baldwin, GA for senior drivers are $2,553 per year

Baldwin, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Baldwin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Baldwin, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Baldwin to other Georgia cities, including Johns Creek auto insurance rates, Sandy Springs auto insurance rates, and Albany auto insurance rates to see how Baldwin, Georgia auto insurance rates stack up.

Before you buy Baldwin, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Baldwin, Georgia auto insurance quotes.

Minimum Auto Insurance in Baldwin, Georgia

Baldwin, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Baldwin, Georgia.

Minimum Required Auto Insurance Coverage in Baldwin, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Baldwin, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Baldwin, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Baldwin, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,038 $3,038 $2,907 $2,907 $7,189 $9,317 $3,412 $3,730
GEICO $1,667 $1,646 $1,616 $1,616 $4,985 $5,974 $2,153 $2,389
Liberty Mutual $5,311 $5,779 $4,342 $4,922 $22,572 $25,196 $5,641 $6,012
Nationwide $2,929 $3,027 $2,867 $3,149 $8,831 $11,386 $3,540 $3,843
Progressive $2,474 $2,294 $2,130 $2,234 $7,878 $8,732 $2,886 $3,049
State Farm $2,153 $2,153 $1,933 $1,933 $5,749 $7,552 $2,363 $2,552
USAA $1,712 $1,710 $1,590 $1,597 $6,151 $7,282 $2,132 $2,356

Cheap Baldwin, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Baldwin, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Baldwin, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Baldwin, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,189 $9,317
GEICO $4,985 $5,974
Liberty Mutual $22,572 $25,196
Nationwide $8,831 $11,386
Progressive $7,878 $8,732
State Farm $5,749 $7,552
USAA $6,151 $7,282

Cheap Baldwin, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Baldwin, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Baldwin, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,907 $2,907
GEICO $1,616 $1,616
Liberty Mutual $4,342 $4,922
Nationwide $2,867 $3,149
Progressive $2,130 $2,234
State Farm $1,933 $1,933
USAA $1,590 $1,597

Cheap Baldwin, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Baldwin, Georgia compared to the annual auto insurance rates with a clean record in Baldwin, Georgia.

Annual Baldwin, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,667 $5,634 $4,609 $3,858
GEICO $1,856 $2,326 $4,761 $2,080
Liberty Mutual $7,563 $10,343 $11,897 $10,085
Nationwide $3,824 $4,470 $6,872 $4,620
Progressive $3,110 $5,468 $3,642 $3,618
State Farm $3,005 $3,592 $3,298 $3,298
USAA $2,348 $2,972 $4,329 $2,617

Cheap Baldwin, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Baldwin, Georgia is not easy. Compare the annual rates for DUI auto insurance in Baldwin, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Baldwin, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,609
GEICO $4,761
Liberty Mutual $11,897
Nationwide $6,872
Progressive $3,642
State Farm $3,298
USAA $4,329

Cheap Baldwin, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Baldwin, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Baldwin, Georgia

Insurance Company Poor Fair Good
Allstate $5,757 $4,000 $3,569
GEICO $3,466 $2,436 $2,365
Liberty Mutual $14,292 $8,761 $6,863
Nationwide $5,888 $4,770 $4,182
Progressive $4,452 $3,851 $3,576
State Farm $4,674 $2,912 $2,309
USAA $3,993 $2,808 $2,398

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Cheap Baldwin, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Baldwin, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Baldwin, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Baldwin, Georgia

ZIP Code Average Annual Rates
30511 $4,533
30531 $4,401

Cheap Baldwin, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Baldwin, Georgia auto insurance. Find the cheapest annual Baldwin, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Baldwin, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,345 $4,539
GEICO $2,708 $2,803
Liberty Mutual $9,972 $9,972
Nationwide $4,947 $4,947
Progressive $3,960 $3,960
State Farm $3,298 $3,298
USAA $2,927 $3,206

Cheap Baldwin, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Baldwin, Georgia? Check out the comparison of annual Baldwin, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Baldwin, Georgia

Insurance Company Low Medium High
Allstate $4,144 $4,481 $4,702
GEICO $2,564 $2,769 $2,934
Liberty Mutual $9,581 $9,922 $10,413
Nationwide $4,947 $5,022 $4,871
Progressive $3,697 $3,909 $4,272
State Farm $3,083 $3,301 $3,512
USAA $2,923 $3,050 $3,226

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Best By Category: Cheapest Auto Insurance in Baldwin, Georgia

Compare the cheapest auto insurance companies in Baldwin, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Baldwin, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Baldwin, Georgia Auto Insurance Companies

What auto insurance companies in Baldwin, Georgia are the cheapest? Compare the top Baldwin, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Baldwin, Georgia

Insurance Company Average Annual Rates
Allstate $4,442
GEICO $2,756
Liberty Mutual $9,972
Nationwide $4,947
Progressive $3,960
State Farm $3,298
USAA $3,066

What affects auto insurance rates in Baldwin, Georgia?

There are a lot of reasons why auto insurance rates in Baldwin, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Baldwin, Georgia. Many local factors may affect your Baldwin auto insurance rates.

Baldwin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Baldwin, Georgia commute length is 20.0 minutes according to City-Data.

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Compare Baldwin, Georgia Auto Insurance Quotes

Before you buy Baldwin, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Baldwin, Georgia auto insurance quotes.

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