Best Cheap Auto Insurance in Bal Harbour, FL (2021)

The average Bal Harbour, FL auto insurance rates are $519 per month. The minimum auto insurance in Bal Harbour is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Bal Harbour, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Bal Harbour is 30.2 minutes
  • The cheapest auto insurance company in Bal Harbour is USAA
  • The most expensive auto insurance company in Bal Harbour for teen drivers is Allstate

Bal Harbour, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Bal Harbour can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bal Harbour, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Bal Harbour to other Florida cities, including Hialeah auto insurance rates, Orlando auto insurance rates, and Jacksonville auto insurance rates to see how Bal Harbour, Florida auto insurance rates stack up.

Before you buy Bal Harbour, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bal Harbour, Florida auto insurance quotes.

Minimum Auto Insurance in Bal Harbour, Florida

Bal Harbour, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bal Harbour, Florida.

Minimum Required Auto Insurance Coverage in Bal Harbour, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Bal Harbour, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bal Harbour, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bal Harbour, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,897 $5,511 $5,059 $5,076 $19,686 $20,944 $5,710 $5,712
GEICO $3,617 $3,631 $3,379 $3,379 $6,552 $8,229 $3,994 $4,046
Liberty Mutual $5,252 $5,252 $4,800 $4,800 $11,262 $17,426 $5,252 $7,167
Nationwide $4,473 $4,415 $3,958 $4,117 $10,798 $13,357 $4,932 $5,141
Progressive $4,709 $4,447 $3,996 $4,288 $13,271 $14,403 $5,734 $5,439
State Farm $2,918 $2,918 $2,627 $2,627 $8,063 $10,227 $3,243 $3,442
USAA $2,421 $2,391 $2,236 $2,238 $8,259 $9,667 $3,065 $3,342

Cheap Bal Harbour, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bal Harbour, Florida is a challenge. Take a look at the annual teen auto insurance rates in Bal Harbour, Florida.

Annual Auto Insurance Rates for Teen Drivers in Bal Harbour, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,686 $20,944
GEICO $6,552 $8,229
Liberty Mutual $11,262 $17,426
Nationwide $10,798 $13,357
Progressive $13,271 $14,403
State Farm $8,063 $10,227
USAA $8,259 $9,667

Cheap Bal Harbour, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Bal Harbour, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bal Harbour, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,059 $5,076
GEICO $3,379 $3,379
Liberty Mutual $4,800 $4,800
Nationwide $3,958 $4,117
Progressive $3,996 $4,288
State Farm $2,627 $2,627
USAA $2,236 $2,238

Cheap Bal Harbour, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bal Harbour, Florida compared to the annual auto insurance rates with a clean record in Bal Harbour, Florida.

Annual Bal Harbour, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,939 $9,558 $10,506 $8,795
GEICO $3,167 $4,084 $6,143 $5,020
Liberty Mutual $5,542 $7,175 $10,352 $7,535
Nationwide $5,461 $5,999 $8,070 $6,065
Progressive $5,516 $8,240 $6,921 $7,467
State Farm $4,117 $4,899 $4,508 $4,508
USAA $3,315 $4,063 $5,961 $3,470

Cheap Bal Harbour, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bal Harbour, Florida is not easy. Compare the annual rates for DUI auto insurance in Bal Harbour, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Bal Harbour, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,506
GEICO $6,143
Liberty Mutual $10,352
Nationwide $8,070
Progressive $6,921
State Farm $4,508
USAA $5,961

Cheap Bal Harbour, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bal Harbour, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bal Harbour, Florida

Insurance Company Poor Fair Good
Allstate $12,945 $8,122 $6,531
GEICO $6,764 $4,043 $3,004
Liberty Mutual $9,899 $7,225 $5,830
Nationwide $8,097 $5,846 $5,253
Progressive $9,188 $6,518 $5,401
State Farm $6,186 $4,037 $3,301
USAA $6,885 $3,322 $2,400

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Cheap Bal Harbour, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bal Harbour, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Bal Harbour, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bal Harbour, Florida

ZIP Code Average Annual Rates
33154 $4,772

Cheap Bal Harbour, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Bal Harbour, Florida auto insurance. Find the cheapest annual Bal Harbour, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bal Harbour, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,936 $9,463
GEICO $4,581 $4,626
Liberty Mutual $7,399 $7,903
Nationwide $6,399 $6,399
Progressive $7,036 $7,036
State Farm $4,344 $4,672
USAA $4,154 $4,251

Cheap Bal Harbour, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bal Harbour, Florida? Check out the comparison of annual Bal Harbour, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bal Harbour, Florida

Insurance Company Low Medium High
Allstate $7,354 $9,616 $10,627
GEICO $3,877 $4,750 $5,184
Liberty Mutual $7,079 $7,852 $8,022
Nationwide $5,123 $6,639 $7,434
Progressive $5,997 $7,185 $7,925
State Farm $3,930 $4,601 $4,992
USAA $3,607 $4,359 $4,640

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Best By Category: Cheapest Auto Insurance in Bal Harbour, Florida

Compare the cheapest auto insurance companies in Bal Harbour, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bal Harbour, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Bal Harbour, Florida Auto Insurance Companies

What auto insurance companies in Bal Harbour, Florida are the cheapest? Compare the top Bal Harbour, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bal Harbour, Florida

Insurance Company Average Annual Rates
Allstate $9,199
GEICO $4,603
Liberty Mutual $7,651
Nationwide $6,399
Progressive $7,036
State Farm $4,508
USAA $4,202

What affects auto insurance rates in Bal Harbour, Florida?

There are a lot of reasons why auto insurance rates in Bal Harbour, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bal Harbour, Florida. Many local factors may affect your Bal Harbour auto insurance rates.

Bal Harbour Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bal Harbour, Florida commute length is 30.2 minutes according to City-Data.

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Compare Bal Harbour, Florida Auto Insurance Quotes

Before you buy Bal Harbour, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bal Harbour, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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