Best Cheap Auto Insurance in Baker, FL (2021)

The average Baker, FL auto insurance rates are $314 per month. The minimum auto insurance in Baker is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Baker, Florida, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Baker is 24.4 minutes
  • The most expensive auto insurance company in Baker for teen drivers is Allstate
  • Average auto insurance rates in Baker, FL for senior drivers are $2,289 per year

Baker, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Baker can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Baker, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Baker to other Florida cities, including Tallahassee auto insurance rates, St. Petersburg auto insurance rates, and Tampa auto insurance rates to see how Baker, Florida auto insurance rates stack up.

Before you buy Baker, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Baker, Florida auto insurance quotes.

Minimum Auto Insurance in Baker, Florida

Baker, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Baker, Florida.

Minimum Required Auto Insurance Coverage in Baker, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Baker, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Baker, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Baker, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,967 $3,760 $3,418 $3,458 $13,238 $14,184 $3,963 $4,011
GEICO $2,514 $2,526 $2,353 $2,353 $4,542 $5,757 $2,776 $2,830
Liberty Mutual $2,968 $2,968 $2,725 $2,725 $6,197 $9,506 $2,968 $3,993
Nationwide $2,342 $2,326 $2,092 $2,172 $5,550 $6,890 $2,579 $2,704
Progressive $2,894 $2,759 $2,506 $2,678 $8,013 $8,824 $3,501 $3,438
State Farm $1,624 $1,624 $1,472 $1,472 $4,615 $5,910 $1,791 $1,936
USAA $1,415 $1,397 $1,307 $1,307 $4,699 $5,497 $1,779 $1,932

Cheap Baker, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Baker, Florida is a challenge. Take a look at the annual teen auto insurance rates in Baker, Florida.

Annual Auto Insurance Rates for Teen Drivers in Baker, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,238 $14,184
GEICO $4,542 $5,757
Liberty Mutual $6,197 $9,506
Nationwide $5,550 $6,890
Progressive $8,013 $8,824
State Farm $4,615 $5,910
USAA $4,699 $5,497

Cheap Baker, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Baker, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Baker, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,418 $3,458
GEICO $2,353 $2,353
Liberty Mutual $2,725 $2,725
Nationwide $2,092 $2,172
Progressive $2,506 $2,678
State Farm $1,472 $1,472
USAA $1,307 $1,307

Cheap Baker, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Baker, Florida compared to the annual auto insurance rates with a clean record in Baker, Florida.

Annual Baker, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,410 $6,459 $7,143 $5,988
GEICO $2,233 $2,854 $4,249 $3,488
Liberty Mutual $3,151 $4,009 $5,670 $4,196
Nationwide $2,871 $3,129 $4,156 $3,171
Progressive $3,451 $5,030 $4,246 $4,579
State Farm $2,347 $2,764 $2,556 $2,556
USAA $1,913 $2,338 $3,414 $2,001

Cheap Baker, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Baker, Florida is not easy. Compare the annual rates for DUI auto insurance in Baker, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Baker, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,143
GEICO $4,249
Liberty Mutual $5,670
Nationwide $4,156
Progressive $4,246
State Farm $2,556
USAA $3,414

Cheap Baker, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Baker, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Baker, Florida

Insurance Company Poor Fair Good
Allstate $8,725 $5,530 $4,495
GEICO $4,677 $2,825 $2,117
Liberty Mutual $5,464 $4,027 $3,278
Nationwide $4,156 $3,063 $2,777
Progressive $5,647 $3,997 $3,335
State Farm $3,449 $2,305 $1,913
USAA $3,963 $1,908 $1,379

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Baker, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Baker, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Baker, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Baker, Florida

ZIP Code Average Annual Rates
32531 $2,896

Cheap Baker, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Baker, Florida auto insurance. Find the cheapest annual Baker, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Baker, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,070 $6,430
GEICO $3,190 $3,222
Liberty Mutual $4,121 $4,391
Nationwide $3,332 $3,332
Progressive $4,326 $4,326
State Farm $2,473 $2,638
USAA $2,389 $2,444

Cheap Baker, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Baker, Florida? Check out the comparison of annual Baker, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Baker, Florida

Insurance Company Low Medium High
Allstate $5,137 $6,502 $7,111
GEICO $2,726 $3,307 $3,586
Liberty Mutual $3,941 $4,315 $4,512
Nationwide $2,709 $3,451 $3,836
Progressive $3,788 $4,407 $4,785
State Farm $2,202 $2,610 $2,856
USAA $2,140 $2,488 $2,622

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Baker, Florida

Compare the cheapest auto insurance companies in Baker, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Baker, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Baker, Florida Auto Insurance Companies

What auto insurance companies in Baker, Florida are the cheapest? Compare the top Baker, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Baker, Florida

Insurance Company Average Annual Rates
Allstate $6,250
GEICO $3,206
Liberty Mutual $4,256
Nationwide $3,332
Progressive $4,326
State Farm $2,556
USAA $2,417

What affects auto insurance rates in Baker, Florida?

There are a lot of reasons why auto insurance rates in Baker, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Baker, Florida. Many local factors may affect your Baker auto insurance rates.

Baker Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Baker, Florida commute length is 24.4 minutes according to City-Data.

Baker Traffic

How does Baker, Florida rank for traffic? According to Inrix Baker, Florida is the 208th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Baker, Florida Auto Insurance Quotes

Before you buy Baker, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Baker, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption