Best Cheap Auto Insurance in Bainbridge, OH (2021)

The average Bainbridge, OH auto insurance rates are $242 per month. The minimum auto insurance in Bainbridge is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Bainbridge, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Bainbridge is 29.5 minutes
  • The most expensive auto insurance company in Bainbridge for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Bainbridge, Ohio is 25/50/25

Bainbridge, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Bainbridge can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bainbridge, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Bainbridge to other Ohio cities, including Cincinnati auto insurance rates, Dayton auto insurance rates, and Lorain auto insurance rates to see how Bainbridge, Ohio auto insurance rates stack up.

Before you buy Bainbridge, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bainbridge, Ohio auto insurance quotes.

Minimum Auto Insurance in Bainbridge, Ohio

Bainbridge, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bainbridge, Ohio.

Minimum Required Auto Insurance Coverage in Bainbridge, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bainbridge, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bainbridge, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bainbridge, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,164 $2,154 $1,949 $2,084 $6,031 $6,905 $2,274 $2,430
American Family $954 $992 $868 $873 $2,882 $3,135 $1,177 $1,241
Farmers $1,871 $1,870 $1,647 $1,736 $8,276 $8,612 $2,099 $2,197
GEICO $1,300 $1,260 $1,217 $1,225 $3,457 $3,215 $1,444 $1,224
Liberty Mutual $2,294 $2,506 $1,764 $2,143 $11,837 $13,383 $2,450 $2,683
Nationwide $2,139 $2,150 $1,931 $1,945 $5,486 $7,069 $2,292 $2,666
Progressive $1,870 $1,768 $1,559 $1,608 $8,158 $9,191 $2,237 $2,310
State Farm $1,628 $1,628 $1,450 $1,450 $4,983 $6,269 $1,888 $2,162
Travelers $1,461 $1,484 $1,447 $1,441 $6,274 $9,919 $1,522 $1,743
USAA $897 $904 $852 $852 $2,755 $3,069 $1,199 $1,293

Cheap Bainbridge, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bainbridge, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Bainbridge, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Bainbridge, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,031 $6,905
American Family $2,882 $3,135
Farmers $8,276 $8,612
GEICO $3,457 $3,215
Liberty Mutual $11,837 $13,383
Nationwide $5,486 $7,069
Progressive $8,158 $9,191
State Farm $4,983 $6,269
Travelers $6,274 $9,919
USAA $2,755 $3,069

Cheap Bainbridge, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Bainbridge, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bainbridge, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,949 $2,084
American Family $868 $873
Farmers $1,647 $1,736
GEICO $1,217 $1,225
Liberty Mutual $1,764 $2,143
Nationwide $1,931 $1,945
Progressive $1,559 $1,608
State Farm $1,450 $1,450
Travelers $1,447 $1,441
USAA $852 $852

Cheap Bainbridge, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bainbridge, Ohio compared to the annual auto insurance rates with a clean record in Bainbridge, Ohio.

Annual Bainbridge, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,728 $3,300 $3,878 $3,089
American Family $1,452 $1,537 $1,537 $1,537
Farmers $2,920 $3,757 $3,664 $3,813
GEICO $1,221 $1,755 $2,533 $1,661
Liberty Mutual $4,107 $5,256 $5,382 $4,785
Nationwide $2,574 $3,272 $4,149 $2,845
Progressive $3,096 $4,198 $3,297 $3,760
State Farm $2,450 $2,915 $2,682 $2,682
Travelers $2,331 $3,034 $4,574 $2,706
USAA $1,135 $1,520 $1,998 $1,257

Cheap Bainbridge, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bainbridge, Ohio is not easy. Compare the annual rates for DUI auto insurance in Bainbridge, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Bainbridge, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,878
American Family $1,537
Farmers $3,664
GEICO $2,533
Liberty Mutual $5,382
Nationwide $4,149
Progressive $3,297
State Farm $2,682
Travelers $4,574
USAA $1,998

Cheap Bainbridge, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bainbridge, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bainbridge, Ohio

Insurance Company Poor Fair Good
Allstate $4,174 $3,038 $2,535
American Family $2,010 $1,373 $1,163
Farmers $4,008 $3,385 $3,223
GEICO $2,149 $1,793 $1,437
Liberty Mutual $7,012 $4,281 $3,354
Nationwide $3,873 $3,121 $2,635
Progressive $4,037 $3,480 $3,246
State Farm $3,823 $2,362 $1,861
Travelers $3,535 $3,076 $2,873
USAA $1,919 $1,358 $1,157

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Cheap Bainbridge, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bainbridge, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Bainbridge, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bainbridge, Ohio

ZIP Code Average Annual Rates
45612 $2,816

Cheap Bainbridge, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Bainbridge, Ohio auto insurance. Find the cheapest annual Bainbridge, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bainbridge, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,249 $3,249
American Family $1,497 $1,534
Farmers $3,539 $3,539
GEICO $1,761 $1,824
Liberty Mutual $4,882 $4,882
Nationwide $3,210 $3,210
Progressive $3,588 $3,588
State Farm $2,616 $2,748
Travelers $3,161 $3,161
USAA $1,421 $1,534

Cheap Bainbridge, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bainbridge, Ohio? Check out the comparison of annual Bainbridge, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bainbridge, Ohio

Insurance Company Low Medium High
Allstate $3,148 $3,243 $3,356
American Family $1,492 $1,527 $1,528
Farmers $3,354 $3,484 $3,778
GEICO $1,736 $1,785 $1,857
Liberty Mutual $4,710 $4,904 $5,034
Nationwide $3,547 $3,111 $2,971
Progressive $3,446 $3,556 $3,761
State Farm $2,558 $2,690 $2,798
Travelers $3,077 $3,203 $3,204
USAA $1,413 $1,476 $1,544

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Best By Category: Cheapest Auto Insurance in Bainbridge, Ohio

Compare the cheapest auto insurance companies in Bainbridge, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bainbridge, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Bainbridge, Ohio Auto Insurance Companies

What auto insurance companies in Bainbridge, Ohio are the cheapest? Compare the top Bainbridge, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bainbridge, Ohio

Insurance Company Average Annual Rates
Allstate $3,249
American Family $1,515
Farmers $3,539
GEICO $1,793
Liberty Mutual $4,882
Nationwide $3,210
Progressive $3,588
State Farm $2,682
Travelers $3,161
USAA $1,478

What affects auto insurance rates in Bainbridge, Ohio?

There are a lot of reasons why auto insurance rates in Bainbridge, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bainbridge, Ohio. Many local factors may affect your Bainbridge auto insurance rates.

Bainbridge Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bainbridge, Ohio commute length is 29.5 minutes according to City-Data.

Free Auto Insurance Comparison

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Compare Bainbridge, Ohio Auto Insurance Quotes

Before you buy Bainbridge, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bainbridge, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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