Best Cheap Auto Insurance in Bainbridge Island, WA (2021)

The average Bainbridge Island, WA auto insurance rates are $233 per month. The minimum auto insurance in Bainbridge Island is at least 25/50/10 in coverage to comply with Washington auto insurance laws. To find the best cheap auto insurance in Bainbridge Island, Washington, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Bainbridge Island is Nationwide
  • Average auto insurance rates in Bainbridge Island, WA for senior drivers are $1,506 per year
  • The average commute length in Bainbridge Island is 40.8 minutes

Bainbridge Island, Washington auto insurance requirements are 25/50/10 according to Washington auto insurance laws. Finding cheap auto insurance in Bainbridge Island can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bainbridge Island, Washington, including driving record, credit, commute time, and more.

Compare auto insurance in Bainbridge Island to other Washington cities, including Seattle auto insurance rates, Bellevue auto insurance rates, and Federal Way auto insurance rates to see how Bainbridge Island, Washington auto insurance rates stack up.

Before you buy Bainbridge Island, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bainbridge Island, Washington auto insurance quotes.

Minimum Auto Insurance in Bainbridge Island, Washington

Bainbridge Island, Washington auto insurance laws require that you have at least the Washington minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bainbridge Island, Washington.

Minimum Required Auto Insurance Coverage in Bainbridge Island, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Bainbridge Island, Washington Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bainbridge Island, Washington are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bainbridge Island, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,006 $1,987 $1,854 $1,942 $6,975 $8,064 $2,134 $2,216
American Family $1,643 $1,643 $1,501 $1,501 $6,234 $8,501 $1,643 $2,196
Farmers $2,514 $2,580 $2,302 $2,601 $5,789 $6,219 $3,174 $3,318
GEICO $1,434 $1,459 $1,343 $1,343 $3,160 $4,114 $2,447 $1,763
Liberty Mutual $1,632 $1,781 $1,458 $1,704 $9,127 $10,063 $1,737 $1,886
Nationwide $1,279 $1,306 $1,192 $1,239 $3,420 $4,144 $1,522 $1,637
Progressive $1,446 $1,350 $1,308 $1,322 $7,398 $8,283 $1,730 $1,721
State Farm $1,425 $1,425 $1,286 $1,286 $4,096 $5,176 $1,619 $1,855
USAA $1,000 $986 $966 $964 $4,242 $5,010 $1,256 $1,371

Cheap Bainbridge Island, Washington Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bainbridge Island, Washington is a challenge. Take a look at the annual teen auto insurance rates in Bainbridge Island, Washington.

Annual Auto Insurance Rates for Teen Drivers in Bainbridge Island, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,975 $8,064
American Family $6,234 $8,501
Farmers $5,789 $6,219
GEICO $3,160 $4,114
Liberty Mutual $9,127 $10,063
Nationwide $3,420 $4,144
Progressive $7,398 $8,283
State Farm $4,096 $5,176
USAA $4,242 $5,010

Cheap Bainbridge Island, Washington Auto Insurance for Seniors

What are senior auto insurance rates in Bainbridge Island, Washington? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bainbridge Island, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,854 $1,942
American Family $1,501 $1,501
Farmers $2,302 $2,601
GEICO $1,343 $1,343
Liberty Mutual $1,458 $1,704
Nationwide $1,192 $1,239
Progressive $1,308 $1,322
State Farm $1,286 $1,286
USAA $966 $964

Cheap Bainbridge Island, Washington Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bainbridge Island, Washington compared to the annual auto insurance rates with a clean record in Bainbridge Island, Washington.

Annual Bainbridge Island, Washington Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,865 $3,571 $3,954 $3,200
American Family $2,492 $3,190 $3,693 $3,054
Farmers $2,942 $3,665 $3,981 $3,661
GEICO $1,649 $2,105 $3,128 $1,649
Liberty Mutual $3,134 $3,948 $4,025 $3,587
Nationwide $1,539 $2,069 $2,584 $1,678
Progressive $2,485 $3,900 $2,896 $2,998
State Farm $2,065 $2,476 $2,271 $2,271
USAA $1,456 $2,105 $2,617 $1,719

Cheap Bainbridge Island, Washington Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bainbridge Island, Washington is not easy. Compare the annual rates for DUI auto insurance in Bainbridge Island, Washington to find the best deal.

Annual Auto Insurance Rates After a DUI in Bainbridge Island, Washington

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,954
American Family $3,693
Farmers $3,981
GEICO $3,128
Liberty Mutual $4,025
Nationwide $2,584
Progressive $2,896
State Farm $2,271
USAA $2,617

Cheap Bainbridge Island, Washington Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bainbridge Island, Washington annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bainbridge Island, Washington

Insurance Company Poor Fair Good
Allstate $4,213 $3,218 $2,761
American Family $3,666 $2,996 $2,662
Farmers $4,347 $3,282 $3,057
GEICO $2,539 $2,031 $1,829
Liberty Mutual $5,244 $3,236 $2,540
Nationwide $2,336 $1,842 $1,724
Progressive $3,376 $3,019 $2,814
State Farm $3,289 $1,981 $1,543
USAA $2,488 $1,827 $1,608

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Cheap Bainbridge Island, Washington Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bainbridge Island, Washington can vary. Compare the annual cost of auto insurance by ZIP code in Bainbridge Island, Washington to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bainbridge Island, Washington

ZIP Code Average Annual Rates
98110 $2,795

Cheap Bainbridge Island, Washington Auto Insurance Rates By Commute

Commute length and annual mileage affect Bainbridge Island, Washington auto insurance. Find the cheapest annual Bainbridge Island, Washington auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bainbridge Island, Washington

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,397 $3,397
American Family $3,044 $3,171
Farmers $3,562 $3,562
GEICO $2,106 $2,160
Liberty Mutual $3,673 $3,673
Nationwide $1,967 $1,967
Progressive $3,070 $3,070
State Farm $2,208 $2,333
USAA $1,955 $1,994

Cheap Bainbridge Island, Washington Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bainbridge Island, Washington? Check out the comparison of annual Bainbridge Island, Washington auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bainbridge Island, Washington

Insurance Company Low Medium High
Allstate $3,214 $3,387 $3,591
American Family $2,933 $3,103 $3,286
Farmers $3,324 $3,567 $3,796
GEICO $1,996 $2,135 $2,268
Liberty Mutual $3,451 $3,679 $3,891
Nationwide $1,854 $1,966 $2,082
Progressive $2,776 $2,990 $3,443
State Farm $2,107 $2,280 $2,426
USAA $1,849 $1,973 $2,101

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Best By Category: Cheapest Auto Insurance in Bainbridge Island, Washington

Compare the cheapest auto insurance companies in Bainbridge Island, Washington in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bainbridge Island, Washington

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Bainbridge Island, Washington Auto Insurance Companies

What auto insurance companies in Bainbridge Island, Washington are the cheapest? Compare the top Bainbridge Island, Washington auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bainbridge Island, Washington

Insurance Company Average Annual Rates
Allstate $3,397
American Family $3,108
Farmers $3,562
GEICO $2,133
Liberty Mutual $3,673
Nationwide $1,967
Progressive $3,070
State Farm $2,271
USAA $1,974

What affects auto insurance rates in Bainbridge Island, Washington?

There are a lot of reasons why auto insurance rates in Bainbridge Island, Washington are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bainbridge Island, Washington. Many local factors may affect your Bainbridge Island auto insurance rates.

Bainbridge Island Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Bainbridge Island, Washington auto theft statistics, there have been 6 auto thefts in the city.

Bainbridge Island Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bainbridge Island, Washington commute length is 40.8 minutes according to City-Data.

Free Auto Insurance Comparison

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Compare Bainbridge Island, Washington Auto Insurance Quotes

Before you buy Bainbridge Island, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bainbridge Island, Washington auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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