Best Cheap Auto Insurance in Bailey, MI (2021)

The average Bailey, MI auto insurance rates are $782 per month. The minimum auto insurance in Bailey is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Bailey, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Bailey, MI for senior drivers are $6,180 per year
  • The cheapest auto insurance company in Bailey is USAA
  • The minimum auto insurance required in Bailey, Michigan is 20/40/10

Bailey, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Bailey can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bailey, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Bailey to other Michigan cities, including Livonia auto insurance rates, Troy auto insurance rates, and Lansing auto insurance rates to see how Bailey, Michigan auto insurance rates stack up.

Before you buy Bailey, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bailey, Michigan auto insurance quotes.

Minimum Auto Insurance in Bailey, Michigan

Bailey, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bailey, Michigan.

Minimum Required Auto Insurance Coverage in Bailey, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Bailey, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bailey, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bailey, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,862 $16,862 $15,661 $15,661 $41,848 $41,848 $17,765 $17,765
Farmers $3,736 $3,736 $3,484 $3,484 $8,513 $8,513 $4,203 $4,203
GEICO $3,499 $3,499 $3,592 $3,592 $10,348 $10,348 $3,357 $3,357
Liberty Mutual $13,501 $13,501 $13,368 $13,368 $31,589 $31,589 $13,501 $13,501
Nationwide $4,836 $4,836 $4,292 $4,292 $12,987 $12,987 $5,315 $5,315
Progressive $2,797 $2,627 $2,479 $2,727 $10,553 $11,400 $3,268 $3,092
State Farm $6,786 $6,786 $6,306 $6,306 $24,000 $24,000 $7,976 $7,976
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,687 $2,536 $2,526 $2,379 $6,546 $6,195 $3,266 $3,121

Cheap Bailey, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bailey, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Bailey, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Bailey, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,848 $41,848
Farmers $8,513 $8,513
GEICO $10,348 $10,348
Liberty Mutual $31,589 $31,589
Nationwide $12,987 $12,987
Progressive $10,553 $11,400
State Farm $24,000 $24,000
Travelers $13,395 $13,395
USAA $6,546 $6,195

Cheap Bailey, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Bailey, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bailey, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,661 $15,661
Farmers $3,484 $3,484
GEICO $3,592 $3,592
Liberty Mutual $13,368 $13,368
Nationwide $4,292 $4,292
Progressive $2,479 $2,727
State Farm $6,306 $6,306
Travelers $3,858 $3,858
USAA $2,526 $2,379

Cheap Bailey, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bailey, Michigan compared to the annual auto insurance rates with a clean record in Bailey, Michigan.

Annual Bailey, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,215 $14,990 $50,237 $15,695
Farmers $4,188 $5,339 $5,265 $5,144
GEICO $1,800 $3,873 $11,756 $3,368
Liberty Mutual $12,439 $15,131 $28,365 $16,024
Nationwide $5,857 $7,850 $7,120 $6,603
Progressive $4,153 $5,411 $4,861 $5,047
State Farm $7,112 $8,557 $18,673 $10,725
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,942 $3,674 $4,806 $3,206

Cheap Bailey, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bailey, Michigan is not easy. Compare the annual rates for DUI auto insurance in Bailey, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Bailey, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $50,237
Farmers $5,265
GEICO $11,756
Liberty Mutual $28,365
Nationwide $7,120
Progressive $4,861
State Farm $18,673
Travelers $10,331
USAA $4,806

Cheap Bailey, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bailey, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bailey, Michigan

Insurance Company Poor Fair Good
Allstate $34,981 $19,344 $14,777
Farmers $6,515 $4,381 $4,056
GEICO $6,679 $4,915 $4,003
Liberty Mutual $28,449 $16,436 $9,083
Nationwide $8,606 $6,474 $5,492
Progressive $5,578 $4,730 $4,296
State Farm $18,272 $9,247 $6,282
Travelers $6,813 $6,608 $6,525
USAA $5,477 $3,123 $2,370

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Cheap Bailey, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bailey, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Bailey, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bailey, Michigan

ZIP Code Average Annual Rates
49303 $6,587

Cheap Bailey, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Bailey, Michigan auto insurance. Find the cheapest annual Bailey, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bailey, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $23,034 $23,034
Farmers $4,984 $4,984
GEICO $5,084 $5,314
Liberty Mutual $17,375 $18,605
Nationwide $6,857 $6,857
Progressive $4,868 $4,868
State Farm $10,966 $11,568
Travelers $6,611 $6,686
USAA $3,615 $3,699

Cheap Bailey, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bailey, Michigan? Check out the comparison of annual Bailey, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bailey, Michigan

Insurance Company Low Medium High
Allstate $22,420 $23,089 $23,594
Farmers $4,857 $4,973 $5,121
GEICO $4,870 $5,155 $5,573
Liberty Mutual $17,587 $17,951 $18,431
Nationwide $7,196 $6,736 $6,640
Progressive $4,718 $4,875 $5,011
State Farm $10,712 $11,335 $11,753
Travelers $6,575 $6,656 $6,715
USAA $3,557 $3,665 $3,748

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Best By Category: Cheapest Auto Insurance in Bailey, Michigan

Compare the cheapest auto insurance companies in Bailey, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bailey, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Bailey, Michigan Auto Insurance Companies

What auto insurance companies in Bailey, Michigan are the cheapest? Compare the top Bailey, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bailey, Michigan

Insurance Company Average Annual Rates
Allstate $23,034
Farmers $4,984
GEICO $5,199
Liberty Mutual $17,990
Nationwide $6,857
Progressive $4,868
State Farm $11,267
Travelers $6,649
USAA $3,657

Compare Bailey, Michigan Auto Insurance Quotes

Before you buy Bailey, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bailey, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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