Best Cheap Auto Insurance in Bagdad, FL (2021)

The average Bagdad, FL auto insurance rates are $331 per month. The minimum auto insurance in Bagdad is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Bagdad, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The minimum auto insurance required in Bagdad, Florida is 10/20/10
  • The most expensive auto insurance company in Bagdad for teen drivers is Allstate
  • The average commute length in Bagdad is 33.6 minutes

Bagdad, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Bagdad can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bagdad, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Bagdad to other Florida cities, including Orlando auto insurance rates, Miami auto insurance rates, and St. Petersburg auto insurance rates to see how Bagdad, Florida auto insurance rates stack up.

Before you buy Bagdad, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bagdad, Florida auto insurance quotes.

Minimum Auto Insurance in Bagdad, Florida

Bagdad, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bagdad, Florida.

Minimum Required Auto Insurance Coverage in Bagdad, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Bagdad, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bagdad, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bagdad, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,946 $3,738 $3,402 $3,441 $13,205 $14,148 $3,934 $3,979
GEICO $2,421 $2,435 $2,264 $2,264 $4,344 $5,486 $2,673 $2,722
Liberty Mutual $3,042 $3,042 $2,792 $2,792 $6,369 $9,779 $3,042 $4,101
Nationwide $2,519 $2,497 $2,251 $2,333 $6,001 $7,429 $2,773 $2,900
Progressive $3,251 $3,086 $2,806 $3,002 $9,171 $10,079 $3,938 $3,833
State Farm $1,999 $1,999 $1,808 $1,808 $5,835 $7,466 $2,215 $2,390
USAA $1,441 $1,421 $1,337 $1,333 $4,787 $5,588 $1,806 $1,958

Cheap Bagdad, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bagdad, Florida is a challenge. Take a look at the annual teen auto insurance rates in Bagdad, Florida.

Annual Auto Insurance Rates for Teen Drivers in Bagdad, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,205 $14,148
GEICO $4,344 $5,486
Liberty Mutual $6,369 $9,779
Nationwide $6,001 $7,429
Progressive $9,171 $10,079
State Farm $5,835 $7,466
USAA $4,787 $5,588

Cheap Bagdad, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Bagdad, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bagdad, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,402 $3,441
GEICO $2,264 $2,264
Liberty Mutual $2,792 $2,792
Nationwide $2,251 $2,333
Progressive $2,806 $3,002
State Farm $1,808 $1,808
USAA $1,337 $1,333

Cheap Bagdad, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bagdad, Florida compared to the annual auto insurance rates with a clean record in Bagdad, Florida.

Annual Bagdad, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,384 $6,433 $7,118 $5,962
GEICO $2,147 $2,740 $4,072 $3,346
Liberty Mutual $3,215 $4,110 $5,847 $4,307
Nationwide $3,084 $3,366 $4,490 $3,411
Progressive $3,885 $5,706 $4,807 $5,185
State Farm $2,920 $3,460 $3,190 $3,190
USAA $1,943 $2,378 $3,481 $2,033

Cheap Bagdad, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bagdad, Florida is not easy. Compare the annual rates for DUI auto insurance in Bagdad, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Bagdad, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,118
GEICO $4,072
Liberty Mutual $5,847
Nationwide $4,490
Progressive $4,807
State Farm $3,190
USAA $3,481

Cheap Bagdad, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bagdad, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bagdad, Florida

Insurance Company Poor Fair Good
Allstate $8,687 $5,509 $4,476
GEICO $4,477 $2,713 $2,039
Liberty Mutual $5,615 $4,133 $3,361
Nationwide $4,482 $3,297 $2,985
Progressive $6,369 $4,532 $3,786
State Farm $4,347 $2,865 $2,358
USAA $4,019 $1,947 $1,411

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Cheap Bagdad, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bagdad, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Bagdad, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bagdad, Florida

ZIP Code Average Annual Rates
32583 $3,066

Cheap Bagdad, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Bagdad, Florida auto insurance. Find the cheapest annual Bagdad, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bagdad, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,046 $6,402
GEICO $3,061 $3,092
Liberty Mutual $4,230 $4,509
Nationwide $3,588 $3,588
Progressive $4,896 $4,896
State Farm $3,083 $3,297
USAA $2,431 $2,487

Cheap Bagdad, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bagdad, Florida? Check out the comparison of annual Bagdad, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bagdad, Florida

Insurance Company Low Medium High
Allstate $5,111 $6,476 $7,085
GEICO $2,636 $3,168 $3,425
Liberty Mutual $4,035 $4,434 $4,640
Nationwide $2,911 $3,717 $4,135
Progressive $4,186 $5,000 $5,502
State Farm $2,744 $3,262 $3,564
USAA $2,171 $2,533 $2,673

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Best By Category: Cheapest Auto Insurance in Bagdad, Florida

Compare the cheapest auto insurance companies in Bagdad, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bagdad, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Bagdad, Florida Auto Insurance Companies

What auto insurance companies in Bagdad, Florida are the cheapest? Compare the top Bagdad, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bagdad, Florida

Insurance Company Average Annual Rates
Allstate $6,224
GEICO $3,076
Liberty Mutual $4,370
Nationwide $3,588
Progressive $4,896
State Farm $3,190
USAA $2,459

What affects auto insurance rates in Bagdad, Florida?

There are a lot of reasons why auto insurance rates in Bagdad, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bagdad, Florida. Many local factors may affect your Bagdad auto insurance rates.

Bagdad Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bagdad, Florida commute length is 33.6 minutes according to City-Data.

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Compare Bagdad, Florida Auto Insurance Quotes

Before you buy Bagdad, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bagdad, Florida auto insurance quotes.

Free Auto Insurance Comparison

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