Best Cheap Auto Insurance in Bagdad, AZ (2021)

The average Bagdad, AZ auto insurance rates are $268 per month. The minimum auto insurance in Bagdad is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Bagdad, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Bagdad, AZ for senior drivers are $1,862 per year
  • The cheapest auto insurance company in Bagdad is GEICO
  • The minimum auto insurance required in Bagdad, Arizona is 15/30/10

Bagdad, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Bagdad can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bagdad, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Bagdad to other Arizona cities, including Scottsdale auto insurance rates, Tucson auto insurance rates, and Tempe auto insurance rates to see how Bagdad, Arizona auto insurance rates stack up.

Before you buy Bagdad, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bagdad, Arizona auto insurance quotes.

Minimum Auto Insurance in Bagdad, Arizona

Bagdad, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bagdad, Arizona.

Minimum Required Auto Insurance Coverage in Bagdad, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Bagdad, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bagdad, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bagdad, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,868 $2,868 $2,786 $2,786 $6,208 $8,053 $3,209 $3,491
American Family $2,510 $2,510 $2,305 $2,305 $6,583 $8,559 $2,510 $2,955
Farmers $2,196 $2,198 $1,950 $2,071 $9,414 $9,793 $2,491 $2,591
GEICO $1,483 $1,656 $1,238 $1,571 $4,260 $4,513 $1,357 $1,350
Nationwide $1,970 $2,008 $1,767 $1,872 $4,713 $6,030 $2,257 $2,438
Progressive $1,740 $1,530 $1,566 $1,487 $7,096 $7,922 $1,876 $1,872
State Farm $2,166 $2,166 $1,905 $1,905 $6,580 $8,272 $2,331 $2,946
Travelers $1,733 $1,820 $1,603 $1,701 $4,968 $6,200 $1,834 $1,927
USAA $1,433 $1,437 $1,341 $1,358 $5,241 $6,006 $1,874 $2,008

Cheap Bagdad, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bagdad, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Bagdad, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Bagdad, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,208 $8,053
American Family $6,583 $8,559
Farmers $9,414 $9,793
GEICO $4,260 $4,513
Nationwide $4,713 $6,030
Progressive $7,096 $7,922
State Farm $6,580 $8,272
Travelers $4,968 $6,200
USAA $5,241 $6,006

Cheap Bagdad, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Bagdad, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bagdad, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,786 $2,786
American Family $2,305 $2,305
Farmers $1,950 $2,071
GEICO $1,238 $1,571
Nationwide $1,767 $1,872
Progressive $1,566 $1,487
State Farm $1,905 $1,905
Travelers $1,603 $1,701
USAA $1,341 $1,358

Cheap Bagdad, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bagdad, Arizona compared to the annual auto insurance rates with a clean record in Bagdad, Arizona.

Annual Bagdad, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,240 $4,086 $4,627 $4,181
American Family $2,667 $4,197 $5,155 $3,100
Farmers $3,455 $4,452 $4,344 $4,101
GEICO $1,695 $2,277 $3,048 $1,695
Nationwide $2,446 $2,570 $3,780 $2,731
Progressive $2,771 $3,636 $2,923 $3,213
State Farm $3,224 $3,844 $3,534 $3,534
Travelers $2,183 $2,839 $3,150 $2,720
USAA $1,885 $2,693 $3,554 $2,216

Cheap Bagdad, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bagdad, Arizona is not easy. Compare the annual rates for DUI auto insurance in Bagdad, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Bagdad, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,627
American Family $5,155
Farmers $4,344
GEICO $3,048
Nationwide $3,780
Progressive $2,923
State Farm $3,534
Travelers $3,150
USAA $3,554

Cheap Bagdad, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bagdad, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bagdad, Arizona

Insurance Company Poor Fair Good
Allstate $5,165 $3,670 $3,266
American Family $4,755 $3,537 $3,047
Farmers $4,655 $3,899 $3,709
GEICO $2,991 $1,964 $1,580
Nationwide $3,460 $2,761 $2,425
Progressive $3,498 $3,055 $2,855
State Farm $6,505 $2,519 $1,579
Travelers $3,315 $2,705 $2,149
USAA $3,401 $2,379 $1,981

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Cheap Bagdad, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bagdad, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Bagdad, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bagdad, Arizona

ZIP Code Average Annual Rates
86321 $3,196

Cheap Bagdad, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Bagdad, Arizona auto insurance. Find the cheapest annual Bagdad, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bagdad, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,034 $4,034
American Family $3,743 $3,817
Farmers $4,088 $4,088
GEICO $2,141 $2,216
Nationwide $2,882 $2,882
Progressive $3,136 $3,136
State Farm $3,446 $3,622
Travelers $2,723 $2,723
USAA $2,559 $2,615

Cheap Bagdad, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bagdad, Arizona? Check out the comparison of annual Bagdad, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bagdad, Arizona

Insurance Company Low Medium High
Allstate $3,778 $4,054 $4,269
American Family $3,641 $3,901 $3,797
Farmers $3,494 $4,129 $4,640
GEICO $1,868 $2,207 $2,461
Nationwide $2,779 $2,909 $2,958
Progressive $2,790 $3,190 $3,428
State Farm $3,207 $3,593 $3,802
Travelers $2,456 $2,763 $2,950
USAA $2,374 $2,624 $2,764

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Best By Category: Cheapest Auto Insurance in Bagdad, Arizona

Compare the cheapest auto insurance companies in Bagdad, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bagdad, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Bagdad, Arizona Auto Insurance Companies

What auto insurance companies in Bagdad, Arizona are the cheapest? Compare the top Bagdad, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bagdad, Arizona

Insurance Company Average Annual Rates
Allstate $4,034
American Family $3,780
Farmers $4,088
GEICO $2,179
Nationwide $2,882
Progressive $3,136
State Farm $3,534
Travelers $2,723
USAA $2,587

What affects auto insurance rates in Bagdad, Arizona?

There are a lot of reasons why auto insurance rates in Bagdad, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bagdad, Arizona. Many local factors may affect your Bagdad auto insurance rates.

Bagdad Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bagdad, Arizona commute length is 14.1 minutes according to City-Data.

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Compare Bagdad, Arizona Auto Insurance Quotes

Before you buy Bagdad, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bagdad, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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