Best Cheap Auto Insurance in Baden, MD (2021)

The average Baden, MD auto insurance rates are $435 per month. The minimum auto insurance in Baden is at least 30/60/15 in coverage to comply with Maryland auto insurance laws. To find the best cheap auto insurance in Baden, Maryland, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Baden is 42.1 minutes
  • Average auto insurance rates in Baden, MD for senior drivers are $3,414 per year
  • The most expensive auto insurance company in Baden for teen drivers is Liberty Mutual

Baden, Maryland auto insurance requirements are 30/60/15 according to Maryland auto insurance laws. Finding cheap auto insurance in Baden can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Baden, Maryland, including driving record, credit, commute time, and more.

Compare auto insurance in Baden to other Maryland cities, including Laurel auto insurance rates, Bowie auto insurance rates, and Gaithersburg auto insurance rates to see how Baden, Maryland auto insurance rates stack up.

Before you buy Baden, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Baden, Maryland auto insurance quotes.

Minimum Auto Insurance in Baden, Maryland

Baden, Maryland auto insurance laws require that you have at least the Maryland minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Baden, Maryland.

Minimum Required Auto Insurance Coverage in Baden, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Baden, Maryland Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Baden, Maryland are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Baden, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,790 $3,650 $3,594 $3,693 $10,945 $12,827 $3,441 $3,491
GEICO $2,779 $3,035 $3,140 $3,614 $8,295 $9,474 $2,368 $2,507
Liberty Mutual $7,964 $7,964 $7,871 $7,871 $15,591 $23,175 $7,964 $10,775
Nationwide $2,222 $2,234 $2,004 $2,069 $5,186 $6,845 $2,571 $2,776
Progressive $2,724 $2,470 $2,367 $2,410 $9,604 $10,533 $3,190 $3,148
State Farm $2,679 $2,679 $2,448 $2,448 $7,850 $10,049 $2,984 $3,366
USAA $2,294 $2,256 $2,131 $2,131 $5,073 $6,009 $2,653 $2,961

Cheap Baden, Maryland Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Baden, Maryland is a challenge. Take a look at the annual teen auto insurance rates in Baden, Maryland.

Annual Auto Insurance Rates for Teen Drivers in Baden, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,945 $12,827
GEICO $8,295 $9,474
Liberty Mutual $15,591 $23,175
Nationwide $5,186 $6,845
Progressive $9,604 $10,533
State Farm $7,850 $10,049
USAA $5,073 $6,009

Cheap Baden, Maryland Auto Insurance for Seniors

What are senior auto insurance rates in Baden, Maryland? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Baden, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,594 $3,693
GEICO $3,140 $3,614
Liberty Mutual $7,871 $7,871
Nationwide $2,004 $2,069
Progressive $2,367 $2,410
State Farm $2,448 $2,448
USAA $2,131 $2,131

Cheap Baden, Maryland Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Baden, Maryland compared to the annual auto insurance rates with a clean record in Baden, Maryland.

Annual Baden, Maryland Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,026 $6,681 $5,026 $5,982
GEICO $3,127 $4,863 $5,888 $3,729
Liberty Mutual $8,155 $10,636 $15,620 $10,177
Nationwide $2,845 $3,833 $3,046 $3,231
Progressive $3,887 $5,141 $4,722 $4,474
State Farm $3,879 $4,843 $4,265 $4,265
USAA $2,506 $3,071 $4,479 $2,699

Cheap Baden, Maryland Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Baden, Maryland is not easy. Compare the annual rates for DUI auto insurance in Baden, Maryland to find the best deal.

Annual Auto Insurance Rates After a DUI in Baden, Maryland

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,026
GEICO $5,888
Liberty Mutual $15,620
Nationwide $3,046
Progressive $4,722
State Farm $4,265
USAA $4,479

Cheap Baden, Maryland Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Baden, Maryland annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Baden, Maryland

Insurance Company Poor Fair Good
Allstate $7,374 $5,127 $4,536
GEICO $4,991 $4,132 $4,082
Liberty Mutual $15,927 $10,268 $7,246
Nationwide $4,150 $2,924 $2,641
Progressive $5,739 $4,310 $3,618
State Farm $6,306 $3,744 $2,888
USAA $4,262 $2,912 $2,392

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Cheap Baden, Maryland Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Baden, Maryland can vary. Compare the annual cost of auto insurance by ZIP code in Baden, Maryland to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Baden, Maryland

ZIP Code Average Annual Rates
20613 $4,437

Cheap Baden, Maryland Auto Insurance Rates By Commute

Commute length and annual mileage affect Baden, Maryland auto insurance. Find the cheapest annual Baden, Maryland auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Baden, Maryland

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,598 $5,760
GEICO $4,325 $4,478
Liberty Mutual $10,845 $11,449
Nationwide $3,239 $3,239
Progressive $4,556 $4,556
State Farm $4,199 $4,427
USAA $3,089 $3,288

Cheap Baden, Maryland Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Baden, Maryland? Check out the comparison of annual Baden, Maryland auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Baden, Maryland

Insurance Company Low Medium High
Allstate $5,546 $5,646 $5,845
GEICO $4,246 $4,373 $4,586
Liberty Mutual $10,858 $11,123 $11,460
Nationwide $3,105 $3,249 $3,361
Progressive $4,369 $4,559 $4,739
State Farm $4,092 $4,324 $4,523
USAA $3,033 $3,198 $3,335

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Best By Category: Cheapest Auto Insurance in Baden, Maryland

Compare the cheapest auto insurance companies in Baden, Maryland in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Baden, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Baden, Maryland Auto Insurance Companies

What auto insurance companies in Baden, Maryland are the cheapest? Compare the top Baden, Maryland auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Baden, Maryland

Insurance Company Average Annual Rates
Allstate $5,679
GEICO $4,402
Liberty Mutual $11,147
Nationwide $3,239
Progressive $4,556
State Farm $4,313
USAA $3,189

What affects auto insurance rates in Baden, Maryland?

There are a lot of reasons why auto insurance rates in Baden, Maryland are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Baden, Maryland. Many local factors may affect your Baden auto insurance rates.

Baden Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Baden, Maryland commute length is 42.1 minutes according to City-Data.

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Compare Baden, Maryland Auto Insurance Quotes

Before you buy Baden, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Baden, Maryland auto insurance quotes.

Free Auto Insurance Comparison

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