Best Cheap Auto Insurance in Avon Lake, OH (2021)

The average Avon Lake, OH auto insurance rates are $226 per month. The minimum auto insurance in Avon Lake is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Avon Lake, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Avon Lake, Ohio is 25/50/25
  • The average commute length in Avon Lake is 25.7 minutes
  • Average auto insurance rates in Avon Lake, OH for senior drivers are $1,386 per year

Avon Lake, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Avon Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Avon Lake, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Avon Lake to other Ohio cities, including Akron auto insurance rates, Dayton auto insurance rates, and Lorain auto insurance rates to see how Avon Lake, Ohio auto insurance rates stack up.

Before you buy Avon Lake, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Avon Lake, Ohio auto insurance quotes.

Minimum Auto Insurance in Avon Lake, Ohio

Avon Lake, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Avon Lake, Ohio.

Minimum Required Auto Insurance Coverage in Avon Lake, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Avon Lake, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Avon Lake, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Avon Lake, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,964 $1,950 $1,786 $1,907 $5,530 $6,327 $2,042 $2,166
American Family $910 $943 $842 $843 $3,028 $3,279 $1,137 $1,197
Farmers $1,769 $1,767 $1,556 $1,646 $8,121 $8,458 $1,984 $2,063
GEICO $1,148 $1,115 $1,094 $1,113 $3,064 $2,840 $1,270 $1,065
Liberty Mutual $1,886 $2,059 $1,447 $1,768 $10,070 $11,368 $1,991 $2,168
Nationwide $2,112 $2,119 $1,912 $1,921 $5,500 $7,057 $2,258 $2,617
Progressive $1,763 $1,643 $1,467 $1,516 $8,220 $9,250 $2,107 $2,182
State Farm $1,470 $1,470 $1,326 $1,326 $4,733 $5,946 $1,711 $1,959
Travelers $1,336 $1,354 $1,340 $1,330 $5,887 $9,297 $1,398 $1,576
USAA $825 $831 $791 $785 $2,582 $2,866 $1,099 $1,180

Cheap Avon Lake, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Avon Lake, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Avon Lake, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Avon Lake, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,530 $6,327
American Family $3,028 $3,279
Farmers $8,121 $8,458
GEICO $3,064 $2,840
Liberty Mutual $10,070 $11,368
Nationwide $5,500 $7,057
Progressive $8,220 $9,250
State Farm $4,733 $5,946
Travelers $5,887 $9,297
USAA $2,582 $2,866

Cheap Avon Lake, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Avon Lake, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Avon Lake, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,786 $1,907
American Family $842 $843
Farmers $1,556 $1,646
GEICO $1,094 $1,113
Liberty Mutual $1,447 $1,768
Nationwide $1,912 $1,921
Progressive $1,467 $1,516
State Farm $1,326 $1,326
Travelers $1,340 $1,330
USAA $791 $785

Cheap Avon Lake, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Avon Lake, Ohio compared to the annual auto insurance rates with a clean record in Avon Lake, Ohio.

Annual Avon Lake, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,475 $3,007 $3,544 $2,810
American Family $1,458 $1,544 $1,544 $1,544
Farmers $2,819 $3,638 $3,547 $3,678
GEICO $1,077 $1,554 $2,272 $1,453
Liberty Mutual $3,433 $4,426 $4,508 $4,011
Nationwide $2,564 $3,248 $4,106 $2,830
Progressive $3,028 $4,144 $3,227 $3,675
State Farm $2,263 $2,722 $2,493 $2,493
Travelers $2,157 $2,822 $4,266 $2,515
USAA $1,050 $1,411 $1,855 $1,163

Cheap Avon Lake, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Avon Lake, Ohio is not easy. Compare the annual rates for DUI auto insurance in Avon Lake, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Avon Lake, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,544
American Family $1,544
Farmers $3,547
GEICO $2,272
Liberty Mutual $4,508
Nationwide $4,106
Progressive $3,227
State Farm $2,493
Travelers $4,266
USAA $1,855

Cheap Avon Lake, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Avon Lake, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Avon Lake, Ohio

Insurance Company Poor Fair Good
Allstate $3,790 $2,774 $2,313
American Family $2,032 $1,375 $1,160
Farmers $3,861 $3,279 $3,122
GEICO $1,901 $1,589 $1,276
Liberty Mutual $5,853 $3,604 $2,826
Nationwide $3,843 $3,099 $2,619
Progressive $3,924 $3,421 $3,210
State Farm $3,552 $2,195 $1,730
Travelers $3,283 $2,861 $2,675
USAA $1,772 $1,261 $1,077

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Cheap Avon Lake, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Avon Lake, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Avon Lake, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Avon Lake, Ohio

ZIP Code Average Annual Rates
44012 $2,606

Cheap Avon Lake, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Avon Lake, Ohio auto insurance. Find the cheapest annual Avon Lake, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Avon Lake, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,959 $2,959
American Family $1,504 $1,541
Farmers $3,420 $3,420
GEICO $1,562 $1,615
Liberty Mutual $4,094 $4,094
Nationwide $3,187 $3,187
Progressive $3,519 $3,519
State Farm $2,429 $2,556
Travelers $2,940 $2,940
USAA $1,318 $1,421

Cheap Avon Lake, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Avon Lake, Ohio? Check out the comparison of annual Avon Lake, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Avon Lake, Ohio

Insurance Company Low Medium High
Allstate $2,852 $2,953 $3,072
American Family $1,494 $1,535 $1,538
Farmers $3,222 $3,363 $3,675
GEICO $1,530 $1,581 $1,656
Liberty Mutual $3,917 $4,119 $4,247
Nationwide $3,499 $3,091 $2,971
Progressive $3,369 $3,488 $3,699
State Farm $2,353 $2,502 $2,623
Travelers $2,852 $2,980 $2,987
USAA $1,305 $1,368 $1,436

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Best By Category: Cheapest Auto Insurance in Avon Lake, Ohio

Compare the cheapest auto insurance companies in Avon Lake, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Avon Lake, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Avon Lake, Ohio Auto Insurance Companies

What auto insurance companies in Avon Lake, Ohio are the cheapest? Compare the top Avon Lake, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Avon Lake, Ohio

Insurance Company Average Annual Rates
Allstate $2,959
American Family $1,522
Farmers $3,420
GEICO $1,589
Liberty Mutual $4,094
Nationwide $3,187
Progressive $3,519
State Farm $2,493
Travelers $2,940
USAA $1,370

What affects auto insurance rates in Avon Lake, Ohio?

There are a lot of reasons why auto insurance rates in Avon Lake, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Avon Lake, Ohio. Many local factors may affect your Avon Lake auto insurance rates.

Avon Lake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Avon Lake, Ohio commute length is 25.7 minutes according to City-Data.

Free Auto Insurance Comparison

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Compare Avon Lake, Ohio Auto Insurance Quotes

Before you buy Avon Lake, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Avon Lake, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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