Best Cheap Auto Insurance in Avoca, MN (2021)

The average Avoca, MN auto insurance rates are $346 per month. The minimum auto insurance in Avoca is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Avoca, Minnesota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Avoca for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Avoca, Minnesota is 30/60/10
  • The average commute length in Avoca is 27.6 minutes

Avoca, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Avoca can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Avoca, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Avoca to other Minnesota cities, including Minneapolis auto insurance rates, Brooklyn Park auto insurance rates, and St. Paul auto insurance rates to see how Avoca, Minnesota auto insurance rates stack up.

Before you buy Avoca, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Avoca, Minnesota auto insurance quotes.

Minimum Auto Insurance in Avoca, Minnesota

Avoca, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Avoca, Minnesota.

Minimum Required Auto Insurance Coverage in Avoca, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Avoca, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Avoca, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Avoca, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,801 $2,801 $2,694 $2,694 $6,399 $9,271 $3,411 $3,579
American Family $2,111 $2,111 $1,913 $1,913 $5,695 $8,274 $2,111 $2,384
Farmers $1,823 $1,819 $1,750 $1,854 $5,272 $5,315 $2,389 $2,323
GEICO $2,420 $2,401 $2,313 $2,248 $5,064 $6,431 $2,267 $2,347
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,832 $1,849 $1,630 $1,733 $4,650 $5,685 $2,147 $2,243
State Farm $1,429 $1,429 $1,265 $1,265 $3,011 $3,718 $1,657 $1,369
USAA $1,904 $1,897 $1,728 $1,737 $5,013 $5,516 $2,493 $2,666

Cheap Avoca, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Avoca, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Avoca, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Avoca, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,399 $9,271
American Family $5,695 $8,274
Farmers $5,272 $5,315
GEICO $5,064 $6,431
Liberty Mutual $17,050 $25,601
Nationwide $4,650 $5,685
State Farm $3,011 $3,718
USAA $5,013 $5,516

Cheap Avoca, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Avoca, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Avoca, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,694 $2,694
American Family $1,913 $1,913
Farmers $1,750 $1,854
GEICO $2,313 $2,248
Liberty Mutual $8,564 $8,564
Nationwide $1,630 $1,733
State Farm $1,265 $1,265
USAA $1,728 $1,737

Cheap Avoca, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Avoca, Minnesota compared to the annual auto insurance rates with a clean record in Avoca, Minnesota.

Annual Avoca, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,060 $4,432 $5,325 $4,008
American Family $2,221 $4,038 $4,480 $2,517
Farmers $2,412 $3,042 $3,083 $2,734
GEICO $2,114 $3,362 $5,005 $2,265
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,161 $2,866 $3,297 $2,560
State Farm $1,748 $2,038 $1,893 $1,893
USAA $2,131 $2,706 $4,100 $2,539

Cheap Avoca, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Avoca, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Avoca, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Avoca, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,325
American Family $4,480
Farmers $3,083
GEICO $5,005
Liberty Mutual $17,909
Nationwide $3,297
State Farm $1,893
USAA $4,100

Cheap Avoca, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Avoca, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Avoca, Minnesota

Insurance Company Poor Fair Good
Allstate $6,170 $3,346 $3,103
American Family $4,515 $3,005 $2,422
Farmers $3,518 $2,552 $2,384
GEICO $3,826 $3,128 $2,606
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,232 $2,611 $2,320
State Farm $2,759 $1,688 $1,231
USAA $4,516 $2,193 $1,898

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Cheap Avoca, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Avoca, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Avoca, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Avoca, Minnesota

ZIP Code Average Annual Rates
56114 $3,168

Cheap Avoca, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Avoca, Minnesota auto insurance. Find the cheapest annual Avoca, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Avoca, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,206 $4,206
American Family $3,275 $3,353
Farmers $2,818 $2,818
GEICO $3,144 $3,229
Liberty Mutual $11,863 $12,582
Nationwide $2,721 $2,721
State Farm $1,843 $1,943
USAA $2,831 $2,907

Cheap Avoca, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Avoca, Minnesota? Check out the comparison of annual Avoca, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Avoca, Minnesota

Insurance Company Low Medium High
Allstate $4,150 $4,202 $4,267
American Family $3,309 $3,406 $3,228
Farmers $2,712 $2,830 $2,913
GEICO $3,092 $3,185 $3,283
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,584 $2,738 $2,841
State Farm $1,826 $1,898 $1,955
USAA $2,788 $2,867 $2,953

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Best By Category: Cheapest Auto Insurance in Avoca, Minnesota

Compare the cheapest auto insurance companies in Avoca, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Avoca, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Avoca, Minnesota Auto Insurance Companies

What auto insurance companies in Avoca, Minnesota are the cheapest? Compare the top Avoca, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Avoca, Minnesota

Insurance Company Average Annual Rates
Allstate $4,206
American Family $3,314
Farmers $2,818
GEICO $3,186
Liberty Mutual $12,222
Nationwide $2,721
State Farm $1,893
USAA $2,869

What affects auto insurance rates in Avoca, Minnesota?

There are a lot of reasons why auto insurance rates in Avoca, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Avoca, Minnesota. Many local factors may affect your Avoca auto insurance rates.

Avoca Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Avoca, Minnesota commute length is 27.6 minutes according to City-Data.

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Compare Avoca, Minnesota Auto Insurance Quotes

Before you buy Avoca, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Avoca, Minnesota auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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