Should I get GAP insurance for a used car?

Guaranteed asset protection, or GAP, insurance is extra protection for your vehicle in case you have an accident that leaves the vehicle as a total loss. If you carry collision and comprehensive insurance, which is typically a requirement for any financed vehicle, then your insurer will pay out the value of the vehicle if it’s…

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Do you need auto insurance to be towed?

If your car has ever stalled out on the side of the road, or if you’ve ever been in a car accident, you may have had to get your vehicle towed. Getting towed is not the end of the world, but it can be a hassle. Depending on the type of insurance you have, you…

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Does the age of a car affect insurance?

If you are shopping for car insurance, you may find that your rates are more expensive than you expected. Because there are so many factors that affect a person’s car insurance rates, you may not be able to pinpoint exactly why your car insurance rates are so high.  If you’re driving a new car, it’s…

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Does car insurance cover key replacement?

If you’ve ever lost your car keys, you know how stressful it can be to get a new set. Unfortunately, the stress of replacing lost or stolen car keys can multiply if you have to get a new key fob, which can cost hundreds of dollars. Depending on the type of car insurance coverage you…

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Can I backdate my auto insurance?

Car insurance is financial protection for drivers if a car accident causes damage or loss. An insurance policy is a contract that outlines both the insurance provider’s and the policyholder’s financial responsibility concerning the expenses resulting from an accident. Unfortunately, getting caught in a car accident without insurance doesn’t have a happy ending. Though you…

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Are auto accident insurance proceeds taxable?

After a vehicle accident, you may receive compensation. If this happens, one of your next actions should be to discover whether you received taxable insurance proceeds. The Internal Revenue Service (IRS) has specific guidelines in place to determine which insurance proceeds are taxable. The IRS considers each type of payment to have specific purposes, so…

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How do I ask an auto insurance company for quotes?

Its easy to get a sample car insurance quote. Learn More. Compare sample car insurance quotes to find the cheapest coverage available for you. Auto insurance companies look at multiple factors to determine rates, such as age, driving record, vehicle, coverage, and credit score. However, each company looks at those factors differently. In addition, every auto…

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Is auto insurance a utility bill?

Can car insurance be considered a utility bill? Find out here. If you’ve had to show proof of your address, you might have used a utility bill. Companies and organizations that use utility bills to verify a person’s identity and address do so because this is a simple and reliable method that should not be…

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Auto Insurance for Firefighters (Companies + Discounts)

Car insurance for first responders can be found with great discounts. Learn More. Insurance companies consider your occupation when writing your auto policy, and many award first responders, including firefighters, with special discounts on car insurance. On average, auto insurance for firefighters is very affordable, with monthly rates around $125.  How does your job affect…

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The Most Expensive Commutes in the United States (2022 Analysis)

The average American spends a lot of time, money, and energy on commuting, affecting personal time. Although commute costs vary from state to state and city to city, it’s concerning that many Americans lose money on their commute due to their location. You also have to factor in the cost of your car and auto…

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Auto Insurance in Los Angeles, CA (The Complete Guide)

The City of Angels is home to some acclaimed museums, vibrant multicultural neighbourhoods, a plethora of cuisines and, of course, Hollywood. Los Angeles, home to the second-largest urban population in the country, also boasts of 75 miles of sunny coastline. With so many things to do and places to go, naturally, you would have a…

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Can I buy a car without auto insurance?

Can I buy a car without auto insurance? The answer is usually no. You need to instantly buy auto insurance before buying a car. Do you need proof of insurance to buy a car? A dealership may prevent you from buying a car without auto insurance and won’t allow you to leave their lot with…

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Auto Insurance in Houston, TX (The Complete Guide)

In the mid-1990s, Houston Texas rose to national prominence and earned the nickname “Clutch City” because of the stellar, championship-level play of its Houston Rockets team. Led by NBA Hall of Fame center Hakeem Olajuwon, the Rockets captured the 1993-4 and 1994-5 NBA titles. Also in the mid-nineties, Houston remained in the national consciousness (at…

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Do I need full coverage insurance to finance a car?

Do you need full coverage insurance to finance a car? If you finance or lease your vehicle, you need more than just a basic insurance policy. Can you get a car on finance with insurance included? Learning what insurance you need to finance a vehicle is important. So, just what insurance is required when financing…

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Where can I get low-cost full coverage auto insurance?

Where can I get low-cost full coverage auto insurance? You might want cheap full coverage insurance for your car so you will be protected in every situation. Do you need to find low-cost full coverage car insurance quotes for your vehicle? All states require you to have at least the minimum coverage auto insurance. You…

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Where to Get Pictures of Your Auto Taken for Insurance Purposes

When you are purchasing auto insurance, some companies require you to submit pictures of your vehicle. You need to get car insurance pictures taken through your local insurance office, in most cases, so you may need to search “insurance pictures near me” online. It is a way of keeping drivers from filing a claim for…

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Pay-As-You-Go Car Insurance

When Insurance Commissioner Steve Poizner of California allowed pay-as-you-go car insurance, it opened the gates for auto insurance companies to start pay-as-you-go car insurance programs. Poizner released regulations permitting and authorizing mileage verification for pay-as-you-go car insurance. Pay-as-you go is a type of usage-based car insurance that determines rates based on driving habits. The pay-as-you-go…

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Can you get auto insurance with a suspended license?

You must have a valid license to operate a motor vehicle in any state. You may not be able to drive a car with a suspended license, but you’re still legally able to own one. Since having a valid license is on the list of criteria that you must meet to qualify for standard insurance,…

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