Best Cheap Auto Insurance in Austintown, OH (2021)

The average Austintown, OH auto insurance rates are $258 per month. The minimum auto insurance in Austintown is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Austintown, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Austintown is 20.3 minutes
  • Average auto insurance rates in Austintown, OH for senior drivers are $1,604 per year
  • The minimum auto insurance required in Austintown, Ohio is 25/50/25

Austintown, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Austintown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Austintown, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Austintown to other Ohio cities, including Toledo auto insurance rates, Akron auto insurance rates, and Cincinnati auto insurance rates to see how Austintown, Ohio auto insurance rates stack up.

Before you buy Austintown, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Austintown, Ohio auto insurance quotes.

Minimum Auto Insurance in Austintown, Ohio

Austintown, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Austintown, Ohio.

Minimum Required Auto Insurance Coverage in Austintown, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Austintown, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Austintown, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Austintown, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,298 $2,288 $2,087 $2,233 $6,406 $7,288 $2,390 $2,537
American Family $975 $1,012 $900 $903 $3,113 $3,377 $1,208 $1,273
Farmers $2,010 $2,011 $1,769 $1,873 $9,131 $9,500 $2,249 $2,340
GEICO $1,626 $1,585 $1,539 $1,569 $4,427 $4,110 $1,806 $1,519
Liberty Mutual $2,226 $2,435 $1,705 $2,089 $11,714 $13,233 $2,358 $2,571
Nationwide $2,540 $2,551 $2,293 $2,306 $6,620 $8,522 $2,721 $3,165
Progressive $1,765 $1,655 $1,477 $1,525 $7,955 $8,947 $2,099 $2,173
State Farm $1,614 $1,614 $1,460 $1,460 $5,169 $6,494 $1,874 $2,139
Travelers $1,500 $1,523 $1,491 $1,487 $6,599 $10,554 $1,561 $1,768
USAA $1,011 $1,020 $963 $961 $3,139 $3,494 $1,355 $1,453

Cheap Austintown, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Austintown, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Austintown, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Austintown, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,406 $7,288
American Family $3,113 $3,377
Farmers $9,131 $9,500
GEICO $4,427 $4,110
Liberty Mutual $11,714 $13,233
Nationwide $6,620 $8,522
Progressive $7,955 $8,947
State Farm $5,169 $6,494
Travelers $6,599 $10,554
USAA $3,139 $3,494

Cheap Austintown, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Austintown, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Austintown, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,087 $2,233
American Family $900 $903
Farmers $1,769 $1,873
GEICO $1,539 $1,569
Liberty Mutual $1,705 $2,089
Nationwide $2,293 $2,306
Progressive $1,477 $1,525
State Farm $1,460 $1,460
Travelers $1,491 $1,487
USAA $963 $961

Cheap Austintown, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Austintown, Ohio compared to the annual auto insurance rates with a clean record in Austintown, Ohio.

Annual Austintown, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,876 $3,510 $4,113 $3,264
American Family $1,528 $1,618 $1,618 $1,618
Farmers $3,184 $4,103 $4,003 $4,151
GEICO $1,535 $2,223 $3,242 $2,090
Liberty Mutual $4,017 $5,177 $5,280 $4,691
Nationwide $3,077 $3,914 $4,965 $3,402
Progressive $2,972 $4,052 $3,171 $3,604
State Farm $2,477 $2,979 $2,728 $2,728
Travelers $2,439 $3,175 $4,800 $2,828
USAA $1,279 $1,719 $2,282 $1,419

Cheap Austintown, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Austintown, Ohio is not easy. Compare the annual rates for DUI auto insurance in Austintown, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Austintown, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,113
American Family $1,618
Farmers $4,003
GEICO $3,242
Liberty Mutual $5,280
Nationwide $4,965
Progressive $3,171
State Farm $2,728
Travelers $4,800
USAA $2,282

Cheap Austintown, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Austintown, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Austintown, Ohio

Insurance Company Poor Fair Good
Allstate $4,433 $3,219 $2,671
American Family $2,119 $1,443 $1,223
Farmers $4,370 $3,694 $3,517
GEICO $2,731 $2,272 $1,814
Liberty Mutual $6,865 $4,209 $3,300
Nationwide $4,639 $3,733 $3,148
Progressive $3,864 $3,352 $3,133
State Farm $3,879 $2,405 $1,900
Travelers $3,700 $3,221 $3,011
USAA $2,171 $1,540 $1,313

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Cheap Austintown, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Austintown, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Austintown, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Austintown, Ohio

ZIP Code Average Annual Rates
44406 $2,739

Cheap Austintown, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Austintown, Ohio auto insurance. Find the cheapest annual Austintown, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Austintown, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,441 $3,441
American Family $1,576 $1,615
Farmers $3,860 $3,860
GEICO $2,232 $2,313
Liberty Mutual $4,791 $4,791
Nationwide $3,840 $3,840
Progressive $3,449 $3,449
State Farm $2,658 $2,798
Travelers $3,311 $3,311
USAA $1,609 $1,740

Cheap Austintown, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Austintown, Ohio? Check out the comparison of annual Austintown, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Austintown, Ohio

Insurance Company Low Medium High
Allstate $3,277 $3,431 $3,615
American Family $1,560 $1,607 $1,619
Farmers $3,633 $3,788 $4,160
GEICO $2,189 $2,260 $2,369
Liberty Mutual $4,588 $4,822 $4,964
Nationwide $4,218 $3,724 $3,576
Progressive $3,290 $3,414 $3,644
State Farm $2,560 $2,737 $2,887
Travelers $3,180 $3,362 $3,389
USAA $1,589 $1,673 $1,762

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Best By Category: Cheapest Auto Insurance in Austintown, Ohio

Compare the cheapest auto insurance companies in Austintown, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Austintown, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Austintown, Ohio Auto Insurance Companies

What auto insurance companies in Austintown, Ohio are the cheapest? Compare the top Austintown, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Austintown, Ohio

Insurance Company Average Annual Rates
Allstate $3,441
American Family $1,595
Farmers $3,860
GEICO $2,272
Liberty Mutual $4,791
Nationwide $3,840
Progressive $3,449
State Farm $2,728
Travelers $3,311
USAA $1,675

What affects auto insurance rates in Austintown, Ohio?

There are a lot of reasons why auto insurance rates in Austintown, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Austintown, Ohio. Many local factors may affect your Austintown auto insurance rates.

Austintown Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Austintown, Ohio auto theft statistics, there have been 25 auto thefts in the city.

Austintown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Austintown, Ohio commute length is 20.3 minutes according to City-Data.

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Compare Austintown, Ohio Auto Insurance Quotes

Before you buy Austintown, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Austintown, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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