Best Cheap Auto Insurance in Austell, GA (2021)

The average Austell, GA auto insurance rates are $480 per month. The minimum auto insurance in Austell is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Austell, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Austell is 32.9 minutes
  • Average auto insurance rates in Austell, GA for senior drivers are $3,142 per year
  • The minimum auto insurance required in Austell, Georgia is 25/50/25

Austell, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Austell can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Austell, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Austell to other Georgia cities, including Roswell auto insurance rates, Albany auto insurance rates, and South Fulton auto insurance rates to see how Austell, Georgia auto insurance rates stack up.

Before you buy Austell, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Austell, Georgia auto insurance quotes.

Minimum Auto Insurance in Austell, Georgia

Austell, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Austell, Georgia.

Minimum Required Auto Insurance Coverage in Austell, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Austell, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Austell, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Austell, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,228 $3,228 $3,095 $3,095 $7,644 $9,843 $3,615 $3,947
GEICO $2,596 $2,580 $2,533 $2,533 $8,461 $10,117 $3,385 $3,757
Liberty Mutual $5,955 $6,485 $4,873 $5,555 $26,258 $29,354 $6,283 $6,656
Nationwide $3,766 $3,889 $3,765 $4,125 $11,916 $15,285 $4,615 $4,996
Progressive $3,632 $3,283 $3,127 $3,319 $11,950 $13,218 $4,153 $4,296
State Farm $2,510 $2,510 $2,265 $2,265 $6,941 $9,105 $2,765 $2,995
USAA $1,827 $1,822 $1,721 $1,715 $6,795 $7,992 $2,277 $2,507

Cheap Austell, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Austell, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Austell, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Austell, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,644 $9,843
GEICO $8,461 $10,117
Liberty Mutual $26,258 $29,354
Nationwide $11,916 $15,285
Progressive $11,950 $13,218
State Farm $6,941 $9,105
USAA $6,795 $7,992

Cheap Austell, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Austell, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Austell, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,095 $3,095
GEICO $2,533 $2,533
Liberty Mutual $4,873 $5,555
Nationwide $3,765 $4,125
Progressive $3,127 $3,319
State Farm $2,265 $2,265
USAA $1,721 $1,715

Cheap Austell, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Austell, Georgia compared to the annual auto insurance rates with a clean record in Austell, Georgia.

Annual Austell, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,857 $6,018 $4,907 $4,066
GEICO $2,897 $3,593 $8,067 $3,424
Liberty Mutual $8,683 $11,867 $13,622 $11,537
Nationwide $5,050 $5,926 $9,089 $6,114
Progressive $4,530 $8,227 $5,446 $5,285
State Farm $3,554 $4,285 $3,919 $3,919
USAA $2,549 $3,249 $4,684 $2,847

Cheap Austell, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Austell, Georgia is not easy. Compare the annual rates for DUI auto insurance in Austell, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Austell, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,907
GEICO $8,067
Liberty Mutual $13,622
Nationwide $9,089
Progressive $5,446
State Farm $3,919
USAA $4,684

Cheap Austell, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Austell, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Austell, Georgia

Insurance Company Poor Fair Good
Allstate $6,100 $4,248 $3,787
GEICO $6,049 $3,742 $3,694
Liberty Mutual $16,342 $10,060 $7,880
Nationwide $7,772 $6,327 $5,535
Progressive $6,567 $5,736 $5,314
State Farm $5,562 $3,459 $2,738
USAA $4,318 $3,059 $2,619

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Cheap Austell, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Austell, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Austell, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Austell, Georgia

ZIP Code Average Annual Rates
30106 $5,520
30168 $5,674

Cheap Austell, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Austell, Georgia auto insurance. Find the cheapest annual Austell, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Austell, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,604 $4,820
GEICO $4,424 $4,566
Liberty Mutual $11,427 $11,427
Nationwide $6,545 $6,545
Progressive $5,872 $5,872
State Farm $3,919 $3,919
USAA $3,180 $3,484

Cheap Austell, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Austell, Georgia? Check out the comparison of annual Austell, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Austell, Georgia

Insurance Company Low Medium High
Allstate $4,365 $4,759 $5,012
GEICO $4,107 $4,520 $4,858
Liberty Mutual $10,883 $11,358 $12,041
Nationwide $6,321 $6,676 $6,637
Progressive $5,239 $5,751 $6,626
State Farm $3,648 $3,925 $4,186
USAA $3,155 $3,313 $3,528

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Best By Category: Cheapest Auto Insurance in Austell, Georgia

Compare the cheapest auto insurance companies in Austell, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Austell, Georgia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Austell, Georgia Auto Insurance Companies

What auto insurance companies in Austell, Georgia are the cheapest? Compare the top Austell, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Austell, Georgia

Insurance Company Average Annual Rates
Allstate $4,712
GEICO $4,495
Liberty Mutual $11,427
Nationwide $6,545
Progressive $5,872
State Farm $3,919
USAA $3,332

What affects auto insurance rates in Austell, Georgia?

There are a lot of reasons why auto insurance rates in Austell, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Austell, Georgia. Many local factors may affect your Austell auto insurance rates.

Austell Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Austell, Georgia commute length is 32.9 minutes according to City-Data.

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Compare Austell, Georgia Auto Insurance Quotes

Before you buy Austell, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Austell, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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