Best Cheap Auto Insurance in Aurora, OH (2021)

The average Aurora, OH auto insurance rates are $232 per month. The minimum auto insurance in Aurora is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Aurora, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Aurora for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Aurora is USAA
  • The minimum auto insurance required in Aurora, Ohio is 25/50/25

Aurora, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Aurora can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Aurora, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Aurora to other Ohio cities, including Toledo auto insurance rates, Parma auto insurance rates, and Youngs auto insurance rates to see how Aurora, Ohio auto insurance rates stack up.

Before you buy Aurora, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Aurora, Ohio auto insurance quotes.

Minimum Auto Insurance in Aurora, Ohio

Aurora, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Aurora, Ohio.

Minimum Required Auto Insurance Coverage in Aurora, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Aurora, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Aurora, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Aurora, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,169 $2,158 $1,958 $2,093 $6,073 $6,959 $2,274 $2,425
American Family $929 $962 $859 $861 $3,070 $3,323 $1,156 $1,217
Farmers $1,774 $1,771 $1,561 $1,650 $7,934 $8,250 $1,983 $2,063
GEICO $1,235 $1,199 $1,170 $1,191 $3,317 $3,077 $1,372 $1,153
Liberty Mutual $2,061 $2,250 $1,582 $1,930 $10,953 $12,363 $2,183 $2,380
Nationwide $2,114 $2,123 $1,909 $1,921 $5,428 $6,991 $2,264 $2,632
Progressive $1,706 $1,596 $1,420 $1,466 $7,842 $8,822 $2,045 $2,114
State Farm $1,508 $1,508 $1,359 $1,359 $4,855 $6,087 $1,757 $2,020
Travelers $1,328 $1,348 $1,322 $1,316 $5,802 $9,215 $1,385 $1,570
USAA $882 $890 $840 $839 $2,723 $3,030 $1,178 $1,268

Cheap Aurora, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Aurora, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Aurora, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Aurora, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,073 $6,959
American Family $3,070 $3,323
Farmers $7,934 $8,250
GEICO $3,317 $3,077
Liberty Mutual $10,953 $12,363
Nationwide $5,428 $6,991
Progressive $7,842 $8,822
State Farm $4,855 $6,087
Travelers $5,802 $9,215
USAA $2,723 $3,030

Cheap Aurora, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Aurora, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Aurora, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,958 $2,093
American Family $859 $861
Farmers $1,561 $1,650
GEICO $1,170 $1,191
Liberty Mutual $1,582 $1,930
Nationwide $1,909 $1,921
Progressive $1,420 $1,466
State Farm $1,359 $1,359
Travelers $1,322 $1,316
USAA $840 $839

Cheap Aurora, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Aurora, Ohio compared to the annual auto insurance rates with a clean record in Aurora, Ohio.

Annual Aurora, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,738 $3,315 $3,900 $3,102
American Family $1,481 $1,569 $1,569 $1,569
Farmers $2,784 $3,586 $3,497 $3,626
GEICO $1,162 $1,677 $2,447 $1,572
Liberty Mutual $3,745 $4,819 $4,915 $4,373
Nationwide $2,545 $3,234 $4,099 $2,813
Progressive $2,907 $3,972 $3,096 $3,530
State Farm $2,321 $2,792 $2,557 $2,557
Travelers $2,145 $2,794 $4,215 $2,489
USAA $1,117 $1,498 $1,972 $1,238

Cheap Aurora, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Aurora, Ohio is not easy. Compare the annual rates for DUI auto insurance in Aurora, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Aurora, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,900
American Family $1,569
Farmers $3,497
GEICO $2,447
Liberty Mutual $4,915
Nationwide $4,099
Progressive $3,096
State Farm $2,557
Travelers $4,215
USAA $1,972

Cheap Aurora, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Aurora, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Aurora, Ohio

Insurance Company Poor Fair Good
Allstate $4,189 $3,054 $2,548
American Family $2,062 $1,398 $1,182
Farmers $3,814 $3,230 $3,076
GEICO $2,054 $1,714 $1,375
Liberty Mutual $6,386 $3,925 $3,077
Nationwide $3,828 $3,085 $2,605
Progressive $3,774 $3,280 $3,075
State Farm $3,644 $2,252 $1,774
Travelers $3,250 $2,833 $2,649
USAA $1,888 $1,339 $1,142

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Cheap Aurora, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Aurora, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Aurora, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Aurora, Ohio

ZIP Code Average Annual Rates
44202 $2,662

Cheap Aurora, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Aurora, Ohio auto insurance. Find the cheapest annual Aurora, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Aurora, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,264 $3,264
American Family $1,528 $1,566
Farmers $3,373 $3,373
GEICO $1,685 $1,744
Liberty Mutual $4,463 $4,463
Nationwide $3,173 $3,173
Progressive $3,376 $3,376
State Farm $2,493 $2,620
Travelers $2,911 $2,911
USAA $1,401 $1,512

Cheap Aurora, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Aurora, Ohio? Check out the comparison of annual Aurora, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Aurora, Ohio

Insurance Company Low Medium High
Allstate $3,162 $3,258 $3,371
American Family $1,516 $1,560 $1,566
Farmers $3,185 $3,319 $3,615
GEICO $1,653 $1,706 $1,784
Liberty Mutual $4,285 $4,488 $4,616
Nationwide $3,503 $3,076 $2,940
Progressive $3,254 $3,351 $3,524
State Farm $2,423 $2,565 $2,681
Travelers $2,818 $2,951 $2,962
USAA $1,389 $1,455 $1,525

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Best By Category: Cheapest Auto Insurance in Aurora, Ohio

Compare the cheapest auto insurance companies in Aurora, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Aurora, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Aurora, Ohio Auto Insurance Companies

What auto insurance companies in Aurora, Ohio are the cheapest? Compare the top Aurora, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Aurora, Ohio

Insurance Company Average Annual Rates
Allstate $3,264
American Family $1,547
Farmers $3,373
GEICO $1,714
Liberty Mutual $4,463
Nationwide $3,173
Progressive $3,376
State Farm $2,557
Travelers $2,911
USAA $1,456

What affects auto insurance rates in Aurora, Ohio?

There are a lot of reasons why auto insurance rates in Aurora, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Aurora, Ohio. Many local factors may affect your Aurora auto insurance rates.

Aurora Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Aurora, Ohio auto theft statistics, there have been 2 auto thefts in the city.

Aurora Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Aurora, Ohio commute length is 29.2 minutes according to City-Data.

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Compare Aurora, Ohio Auto Insurance Quotes

Before you buy Aurora, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Aurora, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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