Best Cheap Auto Insurance in Augusta, MI (2021)

The average Augusta, MI auto insurance rates are $712 per month. The minimum auto insurance in Augusta is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Augusta, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Augusta is USAA
  • The minimum auto insurance required in Augusta, Michigan is 20/40/10
  • Average auto insurance rates in Augusta, MI for senior drivers are $5,648 per year

Augusta, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Augusta can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Augusta, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Augusta to other Michigan cities, including Flint auto insurance rates, Warren auto insurance rates, and Lansing auto insurance rates to see how Augusta, Michigan auto insurance rates stack up.

Before you buy Augusta, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Augusta, Michigan auto insurance quotes.

Minimum Auto Insurance in Augusta, Michigan

Augusta, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Augusta, Michigan.

Minimum Required Auto Insurance Coverage in Augusta, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Augusta, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Augusta, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Augusta, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,984 $14,984 $13,891 $13,891 $37,463 $37,463 $15,792 $15,792
Farmers $3,953 $3,953 $3,693 $3,693 $8,647 $8,647 $4,435 $4,435
GEICO $3,633 $3,633 $3,726 $3,726 $10,464 $10,464 $3,478 $3,478
Liberty Mutual $12,631 $12,631 $12,507 $12,507 $29,564 $29,564 $12,631 $12,631
Nationwide $3,429 $3,429 $3,064 $3,064 $8,859 $8,859 $3,749 $3,749
Progressive $2,957 $2,764 $2,616 $2,897 $11,145 $11,989 $3,453 $3,240
State Farm $5,663 $5,663 $5,229 $5,229 $19,679 $19,679 $6,652 $6,652
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,297 $2,199 $2,158 $2,053 $5,655 $5,441 $2,817 $2,736

Cheap Augusta, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Augusta, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Augusta, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Augusta, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,463 $37,463
Farmers $8,647 $8,647
GEICO $10,464 $10,464
Liberty Mutual $29,564 $29,564
Nationwide $8,859 $8,859
Progressive $11,145 $11,989
State Farm $19,679 $19,679
Travelers $13,395 $13,395
USAA $5,655 $5,441

Cheap Augusta, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Augusta, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Augusta, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,891 $13,891
Farmers $3,693 $3,693
GEICO $3,726 $3,726
Liberty Mutual $12,507 $12,507
Nationwide $3,064 $3,064
Progressive $2,616 $2,897
State Farm $5,229 $5,229
Travelers $3,858 $3,858
USAA $2,158 $2,053

Cheap Augusta, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Augusta, Michigan compared to the annual auto insurance rates with a clean record in Augusta, Michigan.

Annual Augusta, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,037 $13,388 $44,688 $14,018
Farmers $4,363 $5,543 $5,478 $5,344
GEICO $1,853 $3,967 $12,031 $3,452
Liberty Mutual $11,651 $14,167 $26,510 $15,005
Nationwide $4,105 $5,439 $4,953 $4,606
Progressive $4,369 $5,714 $5,123 $5,325
State Farm $5,934 $7,107 $15,317 $8,866
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,556 $3,175 $4,162 $2,785

Cheap Augusta, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Augusta, Michigan is not easy. Compare the annual rates for DUI auto insurance in Augusta, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Augusta, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,688
Farmers $5,478
GEICO $12,031
Liberty Mutual $26,510
Nationwide $4,953
Progressive $5,123
State Farm $15,317
Travelers $10,331
USAA $4,162

Cheap Augusta, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Augusta, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Augusta, Michigan

Insurance Company Poor Fair Good
Allstate $31,137 $17,242 $13,220
Farmers $6,873 $4,513 $4,161
GEICO $6,843 $5,035 $4,099
Liberty Mutual $26,611 $15,381 $8,508
Nationwide $5,951 $4,517 $3,859
Progressive $5,894 $4,988 $4,516
State Farm $15,064 $7,645 $5,207
Travelers $6,813 $6,608 $6,525
USAA $4,725 $2,703 $2,080

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Cheap Augusta, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Augusta, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Augusta, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Augusta, Michigan

ZIP Code Average Annual Rates
49012 $6,039

Cheap Augusta, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Augusta, Michigan auto insurance. Find the cheapest annual Augusta, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Augusta, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,533 $20,533
Farmers $5,182 $5,182
GEICO $5,206 $5,445
Liberty Mutual $16,258 $17,409
Nationwide $4,776 $4,776
Progressive $5,133 $5,133
State Farm $9,069 $9,543
Travelers $6,611 $6,686
USAA $3,134 $3,205

Cheap Augusta, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Augusta, Michigan? Check out the comparison of annual Augusta, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Augusta, Michigan

Insurance Company Low Medium High
Allstate $20,069 $20,574 $20,956
Farmers $5,052 $5,171 $5,323
GEICO $4,985 $5,279 $5,713
Liberty Mutual $16,431 $16,795 $17,275
Nationwide $4,977 $4,700 $4,649
Progressive $5,004 $5,138 $5,257
State Farm $8,908 $9,355 $9,655
Travelers $6,575 $6,656 $6,715
USAA $3,077 $3,177 $3,255

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Best By Category: Cheapest Auto Insurance in Augusta, Michigan

Compare the cheapest auto insurance companies in Augusta, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Augusta, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Augusta, Michigan Auto Insurance Companies

What auto insurance companies in Augusta, Michigan are the cheapest? Compare the top Augusta, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Augusta, Michigan

Insurance Company Average Annual Rates
Allstate $20,533
Farmers $5,182
GEICO $5,326
Liberty Mutual $16,833
Nationwide $4,776
Progressive $5,133
State Farm $9,306
Travelers $6,649
USAA $3,170

What affects auto insurance rates in Augusta, Michigan?

There are a lot of reasons why auto insurance rates in Augusta, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Augusta, Michigan. Many local factors may affect your Augusta auto insurance rates.

Augusta Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Augusta, Michigan auto theft statistics, there have been 0 auto thefts in the city.

Augusta Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Augusta, Michigan commute length is 21.8 minutes according to City-Data.

Augusta Traffic

How does Augusta, Michigan rank for traffic? According to Inrix Augusta, Michigan is the 513th most congested worldwide.

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Compare Augusta, Michigan Auto Insurance Quotes

Before you buy Augusta, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Augusta, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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