Best Cheap Auto Insurance in Augusta, ME (2021)

The average Augusta, ME auto insurance rates are $220 per month. The minimum auto insurance in Augusta is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Augusta, Maine, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Augusta for teen drivers is Progressive
  • The minimum auto insurance required in Augusta, Maine is 50/100/25
  • The cheapest auto insurance company in Augusta is USAA

Augusta, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Augusta can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Augusta, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in Augusta to other Maine cities, including Augusta auto insurance rates, South Portland auto insurance rates, and Westbrook auto insurance rates to see how Augusta, Maine auto insurance rates stack up.

Before you buy Augusta, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Augusta, Maine auto insurance quotes.

Minimum Auto Insurance in Augusta, Maine

Augusta, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Augusta, Maine.

Minimum Required Auto Insurance Coverage in Augusta, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Augusta, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Augusta, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Augusta, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,806 $1,856 $1,627 $1,763 $4,602 $6,159 $1,960 $2,188
Farmers $1,705 $1,721 $1,610 $1,717 $5,704 $6,218 $2,032 $2,099
GEICO $1,032 $1,069 $1,032 $1,032 $2,542 $3,303 $1,126 $1,200
Liberty Mutual $3,014 $3,014 $2,872 $2,872 $6,340 $9,460 $3,014 $4,222
Progressive $1,863 $1,827 $1,863 $1,827 $7,792 $8,753 $2,168 $2,446
State Farm $1,381 $1,381 $1,311 $1,311 $4,499 $5,620 $1,548 $1,691
Travelers $1,160 $1,196 $1,051 $1,074 $4,767 $6,438 $1,140 $1,299
USAA $888 $873 $884 $862 $2,929 $3,229 $1,127 $1,179

Cheap Augusta, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Augusta, Maine is a challenge. Take a look at the annual teen auto insurance rates in Augusta, Maine.

Annual Auto Insurance Rates for Teen Drivers in Augusta, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,602 $6,159
Farmers $5,704 $6,218
GEICO $2,542 $3,303
Liberty Mutual $6,340 $9,460
Progressive $7,792 $8,753
State Farm $4,499 $5,620
Travelers $4,767 $6,438
USAA $2,929 $3,229

Cheap Augusta, Maine Auto Insurance for Seniors

What are senior auto insurance rates in Augusta, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Augusta, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,627 $1,763
Farmers $1,610 $1,717
GEICO $1,032 $1,032
Liberty Mutual $2,872 $2,872
Progressive $1,863 $1,827
State Farm $1,311 $1,311
Travelers $1,051 $1,074
USAA $884 $862

Cheap Augusta, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Augusta, Maine compared to the annual auto insurance rates with a clean record in Augusta, Maine.

Annual Augusta, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,233 $3,041 $3,177 $2,529
Farmers $2,490 $3,177 $2,755 $2,982
GEICO $1,123 $1,578 $2,345 $1,123
Liberty Mutual $3,320 $3,923 $6,539 $3,622
Progressive $2,858 $4,833 $3,183 $3,396
State Farm $2,121 $2,565 $2,343 $2,343
Travelers $1,886 $2,097 $2,635 $2,445
USAA $1,134 $1,496 $2,108 $1,248

Cheap Augusta, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Augusta, Maine is not easy. Compare the annual rates for DUI auto insurance in Augusta, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in Augusta, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,177
Farmers $2,755
GEICO $2,345
Liberty Mutual $6,539
Progressive $3,183
State Farm $2,343
Travelers $2,635
USAA $2,108

Cheap Augusta, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Augusta, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Augusta, Maine

Insurance Company Poor Fair Good
Allstate $3,449 $2,631 $2,156
Farmers $3,324 $2,723 $2,506
GEICO $2,075 $1,377 $1,174
Liberty Mutual $6,058 $3,925 $3,070
Progressive $4,030 $3,459 $3,213
State Farm $3,413 $2,038 $1,578
Travelers $2,668 $2,185 $1,945
USAA $1,959 $1,352 $1,178

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Cheap Augusta, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Augusta, Maine can vary. Compare the annual cost of auto insurance by ZIP code in Augusta, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Augusta, Maine

ZIP Code Average Annual Rates
4330 $2,285

Cheap Augusta, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect Augusta, Maine auto insurance. Find the cheapest annual Augusta, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Augusta, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,745 $2,745
Farmers $2,851 $2,851
GEICO $1,517 $1,567
Liberty Mutual $4,263 $4,439
Progressive $3,567 $3,567
State Farm $2,266 $2,420
Travelers $2,266 $2,266
USAA $1,454 $1,538

Cheap Augusta, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Augusta, Maine? Check out the comparison of annual Augusta, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Augusta, Maine

Insurance Company Low Medium High
Allstate $2,711 $2,712 $2,813
Farmers $2,726 $2,745 $3,082
GEICO $1,511 $1,521 $1,595
Liberty Mutual $4,290 $4,290 $4,474
Progressive $3,488 $3,495 $3,718
State Farm $2,275 $2,316 $2,437
Travelers $2,225 $2,230 $2,342
USAA $1,463 $1,476 $1,549

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Best By Category: Cheapest Auto Insurance in Augusta, Maine

Compare the cheapest auto insurance companies in Augusta, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Augusta, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

The Cheapest Augusta, Maine Auto Insurance Companies

What auto insurance companies in Augusta, Maine are the cheapest? Compare the top Augusta, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Augusta, Maine

Insurance Company Average Annual Rates
Allstate $2,745
Farmers $2,851
GEICO $1,542
Liberty Mutual $4,351
Progressive $3,567
State Farm $2,343
Travelers $2,266
USAA $1,496

What affects auto insurance rates in Augusta, Maine?

There are a lot of reasons why auto insurance rates in Augusta, Maine are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Augusta, Maine. Many local factors may affect your Augusta auto insurance rates.

Augusta Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Augusta, Maine commute length is 16.8 minutes according to City-Data.

Augusta Traffic

How does Augusta, Maine rank for traffic? According to Inrix Augusta, Maine is the 513th most congested worldwide.

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Compare Augusta, Maine Auto Insurance Quotes

Before you buy Augusta, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Augusta, Maine auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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