Best Cheap Auto Insurance in Augusta, KY (2021)

The average Augusta, KY auto insurance rates are $380 per month. The minimum auto insurance in Augusta is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Augusta, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Augusta, KY for senior drivers are $2,542 per year
  • The most expensive auto insurance company in Augusta for teen drivers is Travelers
  • The average commute length in Augusta is 26.7 minutes

Augusta, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Augusta can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Augusta, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Augusta to other Kentucky cities, including Florence auto insurance rates, Owensboro auto insurance rates, and George auto insurance rates to see how Augusta, Kentucky auto insurance rates stack up.

Before you buy Augusta, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Augusta, Kentucky auto insurance quotes.

Minimum Auto Insurance in Augusta, Kentucky

Augusta, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Augusta, Kentucky.

Minimum Required Auto Insurance Coverage in Augusta, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Augusta, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Augusta, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Augusta, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,266 $3,230 $2,955 $3,149 $12,078 $13,570 $3,612 $3,815
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,864 $3,105 $2,443 $2,727 $11,554 $12,761 $2,997 $3,120
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,373 $2,273 $2,109 $2,126 $11,218 $12,724 $2,953 $3,049
State Farm $2,313 $2,313 $2,066 $2,066 $7,056 $8,905 $2,584 $2,914
Travelers $2,147 $2,185 $2,111 $2,109 $10,041 $15,886 $2,248 $2,610
USAA $1,982 $1,993 $1,779 $1,819 $5,206 $5,502 $2,512 $2,760

Cheap Augusta, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Augusta, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Augusta, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Augusta, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,078 $13,570
GEICO $7,170 $8,568
Liberty Mutual $11,554 $12,761
Nationwide $7,450 $9,339
Progressive $11,218 $12,724
State Farm $7,056 $8,905
Travelers $10,041 $15,886
USAA $5,206 $5,502

Cheap Augusta, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Augusta, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Augusta, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,955 $3,149
GEICO $3,742 $3,389
Liberty Mutual $2,443 $2,727
Nationwide $2,972 $3,117
Progressive $2,109 $2,126
State Farm $2,066 $2,066
Travelers $2,111 $2,109
USAA $1,779 $1,819

Cheap Augusta, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Augusta, Kentucky compared to the annual auto insurance rates with a clean record in Augusta, Kentucky.

Annual Augusta, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,736 $6,174 $6,586 $5,341
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,335 $6,660 $5,182 $4,607
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $4,017 $5,913 $4,590 $4,893
State Farm $3,444 $4,111 $3,777 $3,777
Travelers $4,282 $4,407 $6,375 $4,604
USAA $2,219 $3,142 $3,746 $2,670

Cheap Augusta, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Augusta, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Augusta, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Augusta, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,586
GEICO $7,199
Liberty Mutual $5,182
Nationwide $6,064
Progressive $4,590
State Farm $3,777
Travelers $6,375
USAA $3,746

Cheap Augusta, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Augusta, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Augusta, Kentucky

Insurance Company Poor Fair Good
Allstate $7,563 $5,219 $4,346
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,439 $4,555 $3,595
Nationwide $5,647 $4,437 $3,858
Progressive $5,446 $4,722 $4,392
State Farm $5,473 $3,294 $2,565
Travelers $5,493 $4,640 $4,619
USAA $4,399 $2,446 $1,988

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Cheap Augusta, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Augusta, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Augusta, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Augusta, Kentucky

ZIP Code Average Annual Rates
41002 $4,061

Cheap Augusta, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Augusta, Kentucky auto insurance. Find the cheapest annual Augusta, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Augusta, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,709 $5,709
GEICO $4,371 $4,456
Liberty Mutual $5,196 $5,196
Nationwide $4,647 $4,647
Progressive $4,853 $4,853
State Farm $3,687 $3,868
Travelers $4,917 $4,917
USAA $2,835 $3,054

Cheap Augusta, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Augusta, Kentucky? Check out the comparison of annual Augusta, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Augusta, Kentucky

Insurance Company Low Medium High
Allstate $5,314 $5,688 $6,126
GEICO $4,176 $4,404 $4,660
Liberty Mutual $4,967 $5,165 $5,457
Nationwide $4,735 $4,596 $4,611
Progressive $4,562 $4,808 $5,189
State Farm $3,594 $3,777 $3,961
Travelers $4,718 $4,946 $5,087
USAA $2,827 $2,938 $3,068

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Best By Category: Cheapest Auto Insurance in Augusta, Kentucky

Compare the cheapest auto insurance companies in Augusta, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Augusta, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Augusta, Kentucky Auto Insurance Companies

What auto insurance companies in Augusta, Kentucky are the cheapest? Compare the top Augusta, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Augusta, Kentucky

Insurance Company Average Annual Rates
Allstate $5,709
GEICO $4,413
Liberty Mutual $5,196
Nationwide $4,647
Progressive $4,853
State Farm $3,777
Travelers $4,917
USAA $2,944

What affects auto insurance rates in Augusta, Kentucky?

There are a lot of reasons why auto insurance rates in Augusta, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Augusta, Kentucky. Many local factors may affect your Augusta auto insurance rates.

Augusta Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Augusta, Kentucky commute length is 26.7 minutes according to City-Data.

Augusta Traffic

How does Augusta, Kentucky rank for traffic? According to Inrix Augusta, Kentucky is the 513th most congested worldwide.

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Compare Augusta, Kentucky Auto Insurance Quotes

Before you buy Augusta, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Augusta, Kentucky auto insurance quotes.

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