Best Cheap Auto Insurance in Augusta, KS (2021)

The average Augusta, KS auto insurance rates are $280 per month. The minimum auto insurance in Augusta is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Augusta, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Augusta, Kansas is 25/50/25
  • Average auto insurance rates in Augusta, KS for senior drivers are $1,937 per year
  • The most expensive auto insurance company in Augusta for teen drivers is Liberty Mutual

Augusta, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Augusta can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Augusta, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Augusta to other Kansas cities, including Topeka auto insurance rates, Salina auto insurance rates, and Olathe auto insurance rates to see how Augusta, Kansas auto insurance rates stack up.

Before you buy Augusta, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Augusta, Kansas auto insurance quotes.

Minimum Auto Insurance in Augusta, Kansas

Augusta, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Augusta, Kansas.

Minimum Required Auto Insurance Coverage in Augusta, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Augusta, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Augusta, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Augusta, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,688 $2,594 $2,425 $2,491 $7,755 $8,735 $2,729 $2,809
American Family $1,787 $1,787 $1,615 $1,615 $3,550 $4,288 $1,787 $2,016
Farmers $2,482 $2,455 $2,215 $2,319 $6,878 $7,103 $2,795 $2,928
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,232 $2,409 $2,154 $2,404 $10,805 $12,064 $2,417 $2,608
Nationwide $1,783 $1,831 $1,591 $1,710 $3,809 $4,645 $2,094 $2,223
Progressive $2,239 $2,114 $1,809 $1,890 $8,501 $9,562 $2,636 $2,821
State Farm $1,758 $1,758 $1,547 $1,547 $4,772 $6,077 $1,978 $2,236
Travelers $2,048 $2,083 $1,997 $2,022 $8,285 $12,908 $2,096 $2,468
USAA $1,451 $1,474 $1,333 $1,341 $5,068 $5,304 $1,923 $2,002

Cheap Augusta, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Augusta, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Augusta, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Augusta, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,755 $8,735
American Family $3,550 $4,288
Farmers $6,878 $7,103
GEICO $4,439 $5,960
Liberty Mutual $10,805 $12,064
Nationwide $3,809 $4,645
Progressive $8,501 $9,562
State Farm $4,772 $6,077
Travelers $8,285 $12,908
USAA $5,068 $5,304

Cheap Augusta, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Augusta, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Augusta, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,425 $2,491
American Family $1,615 $1,615
Farmers $2,215 $2,319
GEICO $2,443 $2,273
Liberty Mutual $2,154 $2,404
Nationwide $1,591 $1,710
Progressive $1,809 $1,890
State Farm $1,547 $1,547
Travelers $1,997 $2,022
USAA $1,333 $1,341

Cheap Augusta, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Augusta, Kansas compared to the annual auto insurance rates with a clean record in Augusta, Kansas.

Annual Augusta, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,445 $4,032 $4,736 $3,901
American Family $2,268 $2,418 $2,268 $2,268
Farmers $3,069 $3,960 $3,860 $3,700
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,471 $5,277 $5,177 $4,623
Nationwide $1,861 $2,135 $3,725 $2,122
Progressive $3,634 $4,284 $3,809 $4,059
State Farm $2,508 $2,911 $2,709 $2,709
Travelers $3,089 $4,029 $5,555 $4,281
USAA $1,813 $2,453 $3,606 $2,078

Cheap Augusta, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Augusta, Kansas is not easy. Compare the annual rates for DUI auto insurance in Augusta, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Augusta, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,736
American Family $2,268
Farmers $3,860
GEICO $4,922
Liberty Mutual $5,177
Nationwide $3,725
Progressive $3,809
State Farm $2,709
Travelers $5,555
USAA $3,606

Cheap Augusta, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Augusta, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Augusta, Kansas

Insurance Company Poor Fair Good
Allstate $4,981 $3,802 $3,302
American Family $3,014 $2,127 $1,777
Farmers $4,293 $3,422 $3,226
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,637 $4,637 $4,637
Nationwide $2,721 $2,413 $2,248
Progressive $4,506 $3,808 $3,525
State Farm $3,945 $2,357 $1,826
Travelers $4,899 $3,987 $3,829
USAA $3,387 $2,234 $1,841

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Cheap Augusta, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Augusta, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Augusta, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Augusta, Kansas

ZIP Code Average Annual Rates
67010 $3,552

Cheap Augusta, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Augusta, Kansas auto insurance. Find the cheapest annual Augusta, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Augusta, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,028 $4,028
American Family $2,277 $2,335
Farmers $3,647 $3,647
GEICO $3,027 $3,159
Liberty Mutual $4,637 $4,637
Nationwide $2,461 $2,461
Progressive $3,946 $3,946
State Farm $2,641 $2,777
Travelers $4,238 $4,238
USAA $2,415 $2,559

Cheap Augusta, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Augusta, Kansas? Check out the comparison of annual Augusta, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Augusta, Kansas

Insurance Company Low Medium High
Allstate $3,896 $4,019 $4,170
American Family $2,318 $2,422 $2,177
Farmers $3,493 $3,627 $3,820
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,521 $4,625 $4,764
Nationwide $2,585 $2,435 $2,362
Progressive $3,714 $3,912 $4,213
State Farm $2,605 $2,717 $2,806
Travelers $4,023 $4,245 $4,448
USAA $2,393 $2,480 $2,589

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Best By Category: Cheapest Auto Insurance in Augusta, Kansas

Compare the cheapest auto insurance companies in Augusta, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Augusta, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Augusta, Kansas Auto Insurance Companies

What auto insurance companies in Augusta, Kansas are the cheapest? Compare the top Augusta, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Augusta, Kansas

Insurance Company Average Annual Rates
Allstate $4,028
American Family $2,306
Farmers $3,647
GEICO $3,093
Liberty Mutual $4,637
Nationwide $2,461
Progressive $3,946
State Farm $2,709
Travelers $4,238
USAA $2,487

What affects auto insurance rates in Augusta, Kansas?

There are a lot of reasons why auto insurance rates in Augusta, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Augusta, Kansas. Many local factors may affect your Augusta auto insurance rates.

Augusta Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Augusta, Kansas auto theft statistics, there have been 29 auto thefts in the city.

Augusta Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Augusta, Kansas commute length is 24.9 minutes according to City-Data.

Augusta Traffic

How does Augusta, Kansas rank for traffic? According to Inrix Augusta, Kansas is the 513th most congested worldwide.

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Compare Augusta, Kansas Auto Insurance Quotes

Before you buy Augusta, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Augusta, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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