Best Cheap Auto Insurance in Auburn, KY (2021)

The average Auburn, KY auto insurance rates are $337 per month. The minimum auto insurance in Auburn is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Auburn, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Auburn, KY for senior drivers are $2,286 per year
  • The average commute length in Auburn is 24.4 minutes
  • The most expensive auto insurance company in Auburn for teen drivers is Travelers

Auburn, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Auburn can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Auburn, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Auburn to other Kentucky cities, including George auto insurance rates, Elizabeth auto insurance rates, and Independence auto insurance rates to see how Auburn, Kentucky auto insurance rates stack up.

Before you buy Auburn, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Auburn, Kentucky auto insurance quotes.

Minimum Auto Insurance in Auburn, Kentucky

Auburn, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Auburn, Kentucky.

Minimum Required Auto Insurance Coverage in Auburn, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Auburn, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Auburn, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Auburn, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,117 $3,092 $2,804 $2,991 $11,294 $12,689 $3,478 $3,690
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,537 $2,750 $2,181 $2,434 $10,052 $11,093 $2,638 $2,723
Nationwide $3,102 $3,105 $2,800 $2,930 $6,819 $8,506 $3,500 $3,672
Progressive $1,675 $1,590 $1,508 $1,514 $8,173 $9,237 $2,072 $2,114
State Farm $1,719 $1,719 $1,534 $1,534 $5,119 $6,489 $1,919 $2,144
Travelers $2,193 $2,234 $2,147 $2,153 $10,346 $16,544 $2,290 $2,658
USAA $1,739 $1,748 $1,567 $1,601 $4,537 $4,791 $2,197 $2,410

Cheap Auburn, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Auburn, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Auburn, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Auburn, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,294 $12,689
GEICO $6,831 $8,150
Liberty Mutual $10,052 $11,093
Nationwide $6,819 $8,506
Progressive $8,173 $9,237
State Farm $5,119 $6,489
Travelers $10,346 $16,544
USAA $4,537 $4,791

Cheap Auburn, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Auburn, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Auburn, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,804 $2,991
GEICO $3,608 $3,267
Liberty Mutual $2,181 $2,434
Nationwide $2,800 $2,930
Progressive $1,508 $1,514
State Farm $1,534 $1,534
Travelers $2,147 $2,153
USAA $1,567 $1,601

Cheap Auburn, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Auburn, Kentucky compared to the annual auto insurance rates with a clean record in Auburn, Kentucky.

Annual Auburn, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,492 $5,833 $6,201 $5,051
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,801 $5,828 $4,537 $4,039
Nationwide $3,414 $4,428 $5,612 $3,764
Progressive $2,886 $4,267 $3,289 $3,500
State Farm $2,535 $3,010 $2,772 $2,772
Travelers $4,423 $4,551 $6,564 $4,744
USAA $1,945 $2,746 $3,266 $2,338

Cheap Auburn, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Auburn, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Auburn, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Auburn, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,201
GEICO $6,862
Liberty Mutual $4,537
Nationwide $5,612
Progressive $3,289
State Farm $2,772
Travelers $6,564
USAA $3,266

Cheap Auburn, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Auburn, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Auburn, Kentucky

Insurance Company Poor Fair Good
Allstate $7,136 $4,930 $4,117
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,499 $3,996 $3,159
Nationwide $5,239 $4,104 $3,569
Progressive $3,885 $3,399 $3,173
State Farm $4,012 $2,419 $1,885
Travelers $5,659 $4,786 $4,766
USAA $3,834 $2,142 $1,745

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Cheap Auburn, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Auburn, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Auburn, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Auburn, Kentucky

ZIP Code Average Annual Rates
42206 $3,610

Cheap Auburn, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Auburn, Kentucky auto insurance. Find the cheapest annual Auburn, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Auburn, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,394 $5,394
GEICO $4,191 $4,270
Liberty Mutual $4,551 $4,551
Nationwide $4,304 $4,304
Progressive $3,485 $3,485
State Farm $2,704 $2,841
Travelers $5,071 $5,071
USAA $2,478 $2,670

Cheap Auburn, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Auburn, Kentucky? Check out the comparison of annual Auburn, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Auburn, Kentucky

Insurance Company Low Medium High
Allstate $5,071 $5,376 $5,736
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,316 $4,519 $4,818
Nationwide $4,380 $4,252 $4,281
Progressive $3,220 $3,446 $3,791
State Farm $2,612 $2,771 $2,933
Travelers $4,832 $5,096 $5,284
USAA $2,460 $2,568 $2,693

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Best By Category: Cheapest Auto Insurance in Auburn, Kentucky

Compare the cheapest auto insurance companies in Auburn, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Auburn, Kentucky

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Auburn, Kentucky Auto Insurance Companies

What auto insurance companies in Auburn, Kentucky are the cheapest? Compare the top Auburn, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Auburn, Kentucky

Insurance Company Average Annual Rates
Allstate $5,394
GEICO $4,231
Liberty Mutual $4,551
Nationwide $4,304
Progressive $3,485
State Farm $2,772
Travelers $5,071
USAA $2,574

What affects auto insurance rates in Auburn, Kentucky?

There are a lot of reasons why auto insurance rates in Auburn, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Auburn, Kentucky. Many local factors may affect your Auburn auto insurance rates.

Auburn Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Auburn, Kentucky commute length is 24.4 minutes according to City-Data.

Auburn Traffic

How does Auburn, Kentucky rank for traffic? According to Inrix Auburn, Kentucky is the 843rd most congested worldwide.

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Compare Auburn, Kentucky Auto Insurance Quotes

Before you buy Auburn, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Auburn, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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