Best Cheap Auto Insurance in Atwood, TN (2021)

The average Atwood, TN auto insurance rates are $308 per month. The minimum auto insurance in Atwood is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Atwood, Tennessee, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Atwood, Tennessee is 25/50/15
  • Average auto insurance rates in Atwood, TN for senior drivers are $1,995 per year
  • The average commute length in Atwood is 30.8 minutes

Atwood, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Atwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Atwood, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Atwood to other Tennessee cities, including Bartlett auto insurance rates, Hendersonville auto insurance rates, and Memphis auto insurance rates to see how Atwood, Tennessee auto insurance rates stack up.

Before you buy Atwood, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Atwood, Tennessee auto insurance quotes.

Minimum Auto Insurance in Atwood, Tennessee

Atwood, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Atwood, Tennessee.

Minimum Required Auto Insurance Coverage in Atwood, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Atwood, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Atwood, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Atwood, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,839 $2,733 $2,545 $2,643 $10,469 $11,393 $3,044 $3,157
Farmers $2,040 $2,073 $1,836 $1,993 $8,074 $8,546 $2,741 $2,926
GEICO $2,567 $2,600 $2,376 $2,376 $7,411 $7,583 $2,584 $2,662
Liberty Mutual $3,770 $129 $3,100 $3,458 $15,047 $16,707 $4,048 $4,324
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,874 $1,777 $1,525 $1,590 $8,213 $9,263 $2,262 $2,474
State Farm $1,620 $1,620 $1,440 $1,440 $4,663 $5,854 $1,823 $2,113
Travelers $1,644 $1,731 $1,485 $1,580 $4,485 $5,522 $1,753 $1,845
USAA $1,511 $1,547 $1,357 $1,365 $5,165 $5,922 $1,966 $2,114

Cheap Atwood, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Atwood, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Atwood, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Atwood, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,469 $11,393
Farmers $8,074 $8,546
GEICO $7,411 $7,583
Liberty Mutual $15,047 $16,707
Nationwide $5,594 $7,251
Progressive $8,213 $9,263
State Farm $4,663 $5,854
Travelers $4,485 $5,522
USAA $5,165 $5,922

Cheap Atwood, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Atwood, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Atwood, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,545 $2,643
Farmers $1,836 $1,993
GEICO $2,376 $2,376
Liberty Mutual $3,100 $3,458
Nationwide $1,878 $1,915
Progressive $1,525 $1,590
State Farm $1,440 $1,440
Travelers $1,485 $1,580
USAA $1,357 $1,365

Cheap Atwood, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Atwood, Tennessee compared to the annual auto insurance rates with a clean record in Atwood, Tennessee.

Annual Atwood, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,079 $4,852 $5,830 $4,651
Farmers $3,222 $3,996 $4,085 $3,812
GEICO $2,710 $3,666 $5,994 $2,710
Liberty Mutual $5,127 $7,383 $6,877 $5,905
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,193 $4,132 $3,401 $3,763
State Farm $2,362 $2,782 $2,572 $2,572
Travelers $2,037 $2,608 $2,874 $2,503
USAA $1,913 $2,842 $3,352 $2,366

Cheap Atwood, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Atwood, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Atwood, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Atwood, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,830
Farmers $4,085
GEICO $5,994
Liberty Mutual $6,877
Nationwide $4,216
Progressive $3,401
State Farm $2,572
Travelers $2,874
USAA $3,352

Cheap Atwood, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Atwood, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Atwood, Tennessee

Insurance Company Poor Fair Good
Allstate $6,193 $4,741 $3,625
Farmers $4,504 $3,511 $3,321
GEICO $4,287 $3,660 $3,362
Liberty Mutual $9,085 $5,547 $4,337
Nationwide $3,894 $3,084 $2,730
Progressive $4,086 $3,508 $3,272
State Farm $3,734 $2,241 $1,740
Travelers $3,193 $2,496 $1,827
USAA $3,814 $2,217 $1,824

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Cheap Atwood, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Atwood, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Atwood, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Atwood, Tennessee

ZIP Code Average Annual Rates
38220 $3,743

Cheap Atwood, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Atwood, Tennessee auto insurance. Find the cheapest annual Atwood, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Atwood, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,853 $4,853
Farmers $3,779 $3,779
GEICO $3,753 $3,786
Liberty Mutual $6,323 $6,323
Nationwide $3,236 $3,236
Progressive $3,622 $3,622
State Farm $2,512 $2,631
Travelers $2,408 $2,604
USAA $2,543 $2,694

Cheap Atwood, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Atwood, Tennessee? Check out the comparison of annual Atwood, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Atwood, Tennessee

Insurance Company Low Medium High
Allstate $4,686 $4,842 $5,031
Farmers $3,584 $3,761 $3,990
GEICO $3,615 $3,763 $3,932
Liberty Mutual $6,067 $6,319 $6,583
Nationwide $3,267 $3,162 $3,279
Progressive $3,419 $3,622 $3,825
State Farm $2,453 $2,581 $2,682
Travelers $2,368 $2,504 $2,644
USAA $2,540 $2,610 $2,705

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Best By Category: Cheapest Auto Insurance in Atwood, Tennessee

Compare the cheapest auto insurance companies in Atwood, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Atwood, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Atwood, Tennessee Auto Insurance Companies

What auto insurance companies in Atwood, Tennessee are the cheapest? Compare the top Atwood, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Atwood, Tennessee

Insurance Company Average Annual Rates
Allstate $4,853
Farmers $3,779
GEICO $3,770
Liberty Mutual $6,323
Nationwide $3,236
Progressive $3,622
State Farm $2,572
Travelers $2,506
USAA $2,618

What affects auto insurance rates in Atwood, Tennessee?

There are a lot of reasons why auto insurance rates in Atwood, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Atwood, Tennessee. Many local factors may affect your Atwood auto insurance rates.

Atwood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Atwood, Tennessee commute length is 30.8 minutes according to City-Data.

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Compare Atwood, Tennessee Auto Insurance Quotes

Before you buy Atwood, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Atwood, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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