Best Cheap Auto Insurance in Atmore, AL (2021)

The average Atmore, AL auto insurance rates are $291 per month. The minimum auto insurance in Atmore is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Atmore, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Atmore for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Atmore, Alabama is 25/50/25
  • Average auto insurance rates in Atmore, AL for senior drivers are $1,869 per year

Atmore, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Atmore can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Atmore, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Atmore to other Alabama cities, including Mobile auto insurance rates, Birmingham auto insurance rates, and Hoover auto insurance rates to see how Atmore, Alabama auto insurance rates stack up.

Before you buy Atmore, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Atmore, Alabama auto insurance quotes.

Minimum Auto Insurance in Atmore, Alabama

Atmore, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Atmore, Alabama.

Minimum Required Auto Insurance Coverage in Atmore, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Atmore, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Atmore, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Atmore, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,052 $1,968 $1,834 $1,873 $6,816 $7,306 $2,344 $2,416
Farmers $2,176 $2,159 $1,946 $2,059 $8,248 $8,489 $2,482 $2,595
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $2,980 $3,223 $2,448 $2,739 $10,497 $11,677 $3,183 $3,398
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,161 $2,041 $1,772 $1,879 $8,689 $9,728 $2,540 $2,721
State Farm $2,725 $2,725 $2,435 $2,435 $7,722 $9,724 $3,065 $3,500
Travelers $1,457 $1,481 $1,360 $1,357 $7,593 $11,889 $1,383 $1,601
USAA $1,255 $1,279 $1,171 $1,155 $3,671 $4,077 $1,633 $1,768

Cheap Atmore, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Atmore, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Atmore, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Atmore, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,816 $7,306
Farmers $8,248 $8,489
GEICO $5,380 $5,307
Liberty Mutual $10,497 $11,677
Nationwide $4,418 $5,752
Progressive $8,689 $9,728
State Farm $7,722 $9,724
Travelers $7,593 $11,889
USAA $3,671 $4,077

Cheap Atmore, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Atmore, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Atmore, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,834 $1,873
Farmers $1,946 $2,059
GEICO $1,968 $1,996
Liberty Mutual $2,448 $2,739
Nationwide $1,577 $1,642
Progressive $1,772 $1,879
State Farm $2,435 $2,435
Travelers $1,360 $1,357
USAA $1,171 $1,155

Cheap Atmore, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Atmore, Alabama compared to the annual auto insurance rates with a clean record in Atmore, Alabama.

Annual Atmore, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,850 $3,341 $3,915 $3,198
Farmers $3,171 $4,097 $3,996 $3,813
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $3,941 $5,467 $5,366 $5,298
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,568 $4,464 $3,817 $3,916
State Farm $3,909 $4,759 $4,249 $4,249
Travelers $2,930 $3,076 $4,483 $3,570
USAA $1,541 $1,928 $2,868 $1,667

Cheap Atmore, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Atmore, Alabama is not easy. Compare the annual rates for DUI auto insurance in Atmore, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Atmore, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,915
Farmers $3,996
GEICO $3,808
Liberty Mutual $5,366
Nationwide $3,353
Progressive $3,817
State Farm $4,249
Travelers $4,483
USAA $2,868

Cheap Atmore, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Atmore, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Atmore, Alabama

Insurance Company Poor Fair Good
Allstate $4,120 $3,222 $2,636
Farmers $4,226 $3,635 $3,446
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,193 $4,400 $3,461
Nationwide $3,171 $2,467 $2,229
Progressive $4,462 $3,810 $3,552
State Farm $6,946 $3,526 $2,402
Travelers $3,837 $3,323 $3,385
USAA $2,691 $1,750 $1,562

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Cheap Atmore, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Atmore, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Atmore, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Atmore, Alabama

ZIP Code Average Annual Rates
36502 $3,561

Cheap Atmore, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Atmore, Alabama auto insurance. Find the cheapest annual Atmore, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Atmore, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,326 $3,326
Farmers $3,769 $3,769
GEICO $2,842 $2,954
Liberty Mutual $5,018 $5,018
Nationwide $2,623 $2,623
Progressive $3,941 $3,941
State Farm $4,188 $4,395
Travelers $3,515 $3,515
USAA $1,910 $2,092

Cheap Atmore, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Atmore, Alabama? Check out the comparison of annual Atmore, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Atmore, Alabama

Insurance Company Low Medium High
Allstate $3,235 $3,322 $3,422
Farmers $3,584 $3,727 $3,997
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,801 $4,996 $5,258
Nationwide $2,624 $2,595 $2,649
Progressive $3,570 $3,924 $4,330
State Farm $4,068 $4,283 $4,523
Travelers $3,357 $3,585 $3,603
USAA $1,929 $1,990 $2,085

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Best By Category: Cheapest Auto Insurance in Atmore, Alabama

Compare the cheapest auto insurance companies in Atmore, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Atmore, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Atmore, Alabama Auto Insurance Companies

What auto insurance companies in Atmore, Alabama are the cheapest? Compare the top Atmore, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Atmore, Alabama

Insurance Company Average Annual Rates
Allstate $3,326
Farmers $3,769
GEICO $2,898
Liberty Mutual $5,018
Nationwide $2,623
Progressive $3,941
State Farm $4,291
Travelers $3,515
USAA $2,001

What affects auto insurance rates in Atmore, Alabama?

There are a lot of reasons why auto insurance rates in Atmore, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Atmore, Alabama. Many local factors may affect your Atmore auto insurance rates.

Atmore Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Atmore, Alabama commute length is 22.6 minutes according to City-Data.

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Compare Atmore, Alabama Auto Insurance Quotes

Before you buy Atmore, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Atmore, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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